SmartFinancial Inc. (SMBK)
NASDAQ: SMBK
· Real-Time Price · USD
35.43
-0.12 (-0.34%)
At close: Aug 15, 2025, 3:59 PM
35.39
-0.11%
After-hours: Aug 15, 2025, 04:04 PM EDT
SmartFinancial Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | n/a | 11.58 | 13.47 | 13.33 | 12.22 | 9.20 | 16.63 | 43.44 | 10.23 | 8.45 | 8.86 | 8.96 | 9.90 | 12.95 | 17.16 | 10.47 | 10.26 | 8.33 |
PEG Ratio | n/a | 0.75 | 2.47 | 0.91 | -0.86 | 0.18 | 0.08 | -0.56 | -0.44 | -0.73 | 0.68 | 0.68 | 0.40 | 0.58 | -0.48 | 2.06 | -1.11 | 1.00 |
PS Ratio | n/a | 6.95 | 6.92 | 6.67 | 5.68 | 5.05 | 6.33 | 6.42 | 6.10 | 6.46 | 8.47 | 8.53 | 9.29 | 10.68 | 11.54 | 10.15 | 10.29 | 9.29 |
PB Ratio | n/a | 1.03 | 1.06 | 1.00 | 0.83 | 0.74 | 0.90 | 0.80 | 0.81 | 0.88 | 1.07 | 1.00 | 0.96 | 1.02 | 1.06 | 0.95 | 0.96 | 0.89 |
P/FCF Ratio | n/a | 39.01 | 33.84 | 42.98 | 25.33 | 82.71 | 43.56 | 62.76 | 42.64 | 39.68 | 34.36 | 42.05 | 35.99 | 43.57 | -399.72 | 26.11 | 24.90 | 21.55 |
P/OCF Ratio | n/a | 36.48 | 31.14 | 39.32 | 23.64 | 48.65 | 35.17 | 53.77 | 36.24 | 34.22 | 30.30 | 31.42 | 22.83 | 39.99 | 724.06 | 27.99 | 23.87 | 20.20 |
OCF/S Ratio | n/a | 0.19 | 0.22 | 0.17 | 0.24 | 0.10 | 0.18 | 0.12 | 0.17 | 0.19 | 0.28 | 0.27 | 0.41 | 0.27 | 0.02 | 0.36 | 0.43 | 0.46 |
Debt / Equity Ratio | n/a | 0.09 | 0.10 | 0.10 | 0.12 | 0.11 | 0.12 | 0.13 | 0.13 | 0.13 | 0.19 | 0.15 | 0.13 | 0.19 | 0.33 | 0.31 | 0.32 | 0.34 |
Quick Ratio | n/a | 0.20 | 0.16 | 0.17 | 0.20 | 0.21 | 0.18 | 0.19 | 0.20 | 0.20 | 0.20 | 0.25 | 0.27 | 0.32 | 0.38 | 0.38 | 0.29 | 0.24 |
Current Ratio | n/a | 0.20 | 0.16 | 0.17 | 0.20 | 0.21 | 0.18 | 0.19 | 0.20 | 0.20 | 0.20 | 0.25 | 0.27 | 0.32 | 0.38 | 0.38 | 0.29 | 0.24 |
Asset Turnover | n/a | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | n/a | 0.48 | 0.44 | 0.37 | 0.36 | 0.43 | 0.30 | 0.10 | 0.54 | 0.86 | 1.70 | 2.64 | 4.04 | 3.76 | 2.88 | 4.18 | 3.81 | 4.10 |
Return on Equity | n/a | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | n/a | 0.02 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 |
Return on Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Invested Capital | n/a | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | n/a | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 |
Dividend Yield | n/a | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Payout Ratio | n/a | 0.12 | 0.14 | 0.15 | 0.17 | 0.15 | 0.22 | 0.66 | 0.15 | 0.12 | 0.09 | 0.10 | 0.12 | 0.14 | 0.15 | 0.09 | 0.10 | 0.09 |
Gross Profit Margin | n/a | 0.61 | 0.59 | 0.57 | 0.57 | 0.59 | 0.58 | 0.55 | 0.65 | 0.70 | 0.81 | 0.86 | 0.90 | 0.90 | 0.92 | 0.90 | 0.92 | 0.91 |
Net Profit Margin | n/a | 0.15 | 0.13 | 0.13 | 0.12 | 0.14 | 0.10 | 0.04 | 0.15 | 0.19 | 0.24 | 0.24 | 0.23 | 0.21 | 0.17 | 0.24 | 0.25 | 0.28 |
Pretax Profit Margin | n/a | 0.18 | 0.16 | 0.15 | 0.15 | 0.18 | 0.12 | 0.04 | 0.19 | 0.25 | 0.30 | 0.30 | 0.30 | 0.26 | 0.21 | 0.31 | 0.32 | 0.36 |
Operating Profit Margin | n/a | 0.18 | 0.16 | 0.15 | 0.15 | 0.18 | 0.12 | 0.04 | 0.19 | 0.25 | 0.30 | 0.30 | 0.30 | 0.26 | 0.21 | 0.31 | 0.32 | 0.36 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | n/a | 0.22 | 0.20 | 0.19 | 0.19 | 0.22 | 0.17 | 0.11 | 0.25 | 0.30 | 0.40 | 0.37 | 0.37 | 0.34 | 0.26 | 0.35 | 0.37 | 0.40 |