SmartFinancial Inc. (SMBK)
NASDAQ: SMBK
· Real-Time Price · USD
35.43
-0.12 (-0.34%)
At close: Aug 15, 2025, 3:59 PM
35.39
-0.11%
After-hours: Aug 15, 2025, 04:04 PM EDT
SmartFinancial Income Statement
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 74.97M | 75.13M | 73.09M | 68.89M | 68.16M | 65.07M | 55.97M | 59.22M | 60.1M | 54.44M | 48.55M | 43.54M | 40.03M | 39.58M | 39.62M | 34.99M | 34.98M |
Cost of Revenue | 29.12M | 30.45M | 31.5M | 29.35M | 27.62M | 27.55M | 25.06M | 20.63M | 17.75M | 10.49M | 6.56M | 4.5M | 3.8M | 3.34M | 4.08M | 2.95M | 3.1M |
Gross Profit | 45.86M | 44.68M | 41.6M | 39.53M | 40.54M | 37.52M | 30.9M | 38.59M | 42.36M | 43.95M | 41.98M | 39.04M | 36.22M | 36.24M | 35.54M | 32.05M | 31.88M |
Operating Income | 13.56M | 12.39M | 10.75M | 10.33M | 11.99M | 7.83M | 2.39M | 11.18M | 14.83M | 16.53M | 14.75M | 13.12M | 10.51M | 8.42M | 12.23M | 11.25M | 12.42M |
Interest Income | 66.38M | 66.1M | 63.96M | 61.28M | 59.78M | 57.49M | 55.27M | 52.09M | 53.18M | 47.31M | 42.3M | 36.31M | 32.91M | 32.78M | 33.31M | 29.85M | 29.29M |
Pretax Income | 13.56M | 12.39M | 10.75M | 10.33M | 11.99M | 7.83M | 2.39M | 11.18M | 14.83M | 16.53M | 14.75M | 13.12M | 10.51M | 8.42M | 12.23M | 11.25M | 12.42M |
Net Income | 11.25M | 9.64M | 9.14M | 8M | 9.36M | 6.19M | 2.07M | 8.84M | 11.5M | 13M | 11.54M | 10.21M | 8.26M | 6.66M | 9.6M | 8.78M | 9.76M |
Selling & General & Admin | 20.58M | 20.97M | 19.6M | 18.38M | 17.86M | 17.53M | 17.96M | 17.13M | 17.64M | 12.16M | 17.31M | 18.4M | 17.64M | 17.45M | 16.11M | 14.31M | 12.81M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 11.72M | 11.32M | 11.25M | 10.82M | 10.7M | 12.17M | 10.56M | 10.28M | 9.89M | 15.26M | 9.92M | 7.52M | 8.08M | 10.37M | 7.2M | 6.48M | 6.66M |
Operating Expenses | 32.3M | 32.29M | 30.85M | 29.2M | 28.55M | 29.7M | 28.52M | 27.41M | 27.53M | 27.42M | 27.23M | 25.93M | 25.72M | 27.82M | 23.31M | 20.8M | 19.46M |
Interest Expense | 28.14M | 28.31M | 28.92M | 28.47M | 28.06M | 25.98M | 24.27M | 20.52M | 17.2M | 9.7M | 5.59M | 3.25M | 2.8M | 2.92M | 2.93M | 2.96M | 3.03M |
Selling & Marketing Expenses | 382K | 397K | 327K | 295K | 302K | 336K | 346K | 305K | 355K | 308K | 288K | 327K | 369K | 176K | 235K | 230K | 190K |
Cost & Expenses | 61.41M | 62.74M | 62.34M | 58.55M | 56.17M | 57.24M | 53.58M | 48.04M | 45.27M | 37.91M | 33.79M | 30.42M | 29.52M | 31.16M | 27.39M | 23.75M | 22.56M |
Income Tax Expense | 2.31M | 2.75M | 1.61M | 2.33M | 2.63M | 1.64M | 319K | 2.35M | 3.33M | 3.53M | 3.21M | 2.9M | 2.25M | 1.76M | 2.63M | 2.47M | 2.66M |
Shares Outstanding (Basic) | 16.77M | 16.77M | 16.73M | 16.77M | 16.85M | 16.81M | 16.81M | 16.81M | 16.79M | 16.76M | 16.75M | 16.73M | 16.72M | 16.7M | 15.56M | 15M | 15.01M |
Shares Outstanding (Diluted) | 16.87M | 16.88M | 16.84M | 16.85M | 16.93M | 16.92M | 16.92M | 16.9M | 16.9M | 16.88M | 16.87M | 16.87M | 16.86M | 16.85M | 15.69M | 15.13M | 15.11M |
EPS (Basic) | 0.67 | 0.58 | 0.55 | 0.48 | 0.56 | 0.37 | 0.12 | 0.53 | 0.69 | 0.78 | 0.69 | 0.61 | 0.49 | 0.40 | 0.62 | 0.59 | 0.65 |
EPS (Diluted) | 0.67 | 0.57 | 0.54 | 0.48 | 0.55 | 0.37 | 0.12 | 0.52 | 0.68 | 0.77 | 0.68 | 0.61 | 0.49 | 0.40 | 0.61 | 0.58 | 0.65 |
EBITDA | 16.3M | 15.08M | 13.58M | 13.15M | 15.06M | 10.97M | 5.9M | 14.75M | 18.1M | 21.7M | 17.96M | 16.28M | 13.53M | 10.42M | 13.84M | 12.88M | 13.92M |
EBIT | 13.56M | 12.39M | 10.75M | 10.33M | 11.99M | 7.83M | 2.39M | 11.18M | 14.83M | 16.53M | 14.75M | 13.12M | 10.51M | 8.42M | 12.23M | 11.25M | 12.42M |
Depreciation & Amortization | 2.74M | 2.69M | 2.83M | 2.82M | 3.07M | 3.15M | 3.51M | 3.57M | 3.27M | 5.17M | 3.21M | 3.16M | 3.02M | 2.01M | 1.61M | 1.63M | 1.5M |