Synchrony Financial (SYF)
NYSE: SYF
· Real-Time Price · USD
71.48
-1.35 (-1.85%)
At close: Aug 15, 2025, 3:59 PM
71.50
0.02%
After-hours: Aug 15, 2025, 06:00 PM EDT
Synchrony Financial Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 4.71B | 5.7B | 4.92B | 5.9B | 5.7B | 6.72B | 3.66B | 5.35B | 3.29B | 3.2B | 3.09B | 3.97B | 4B | 3.9B | 2.73B | 2.49B | 2.4B | 2.58B |
Cost of Revenue | 855M | 2.58B | 2.68B | 2.77B | 2.87B | 3.05B | 2.89B | 2.48B | 2.28B | 2.02B | n/a | 370M | 252M | 220M | 213M | 211M | 229M | 252M |
Gross Profit | 3.86B | 3.12B | 2.24B | 3.13B | 2.83B | 3.68B | 2.7B | 4.45B | 2.48B | 3.2B | 3.09B | 3.6B | 3.75B | 3.68B | 2.52B | 2.27B | 2.17B | 2.33B |
Operating Income | 1.47B | 1.88B | 973M | 1.94B | 1.65B | 3.54B | 539M | 833M | 1.53B | 790M | n/a | 1.32B | 1.34B | 1.47B | 1.27B | 1.74B | 1.91B | 1.62B |
Interest Income | n/a | 5.55B | 5.71B | 5.79B | 5.58B | 5.57B | 5.55B | 5.35B | 5.02B | 4.79B | 4.71B | 4.34B | 4.07B | 4.02B | 4.05B | 3.9B | 3.58B | 3.74B |
Pretax Income | 1.26B | 984M | 973M | 1.03B | 844M | 1.71B | 539M | 833M | 742M | 790M | 741M | 922M | 1.07B | 1.23B | 1.05B | 1.5B | 1.64B | 1.31B |
Net Income | 946M | 757M | 774M | 789M | 643M | 1.29B | 440M | 628M | 569M | 601M | 577M | 703M | 804M | 932M | 813M | 1.14B | 1.24B | 1.02B |
Selling & General & Admin | n/a | 622M | 582M | 587M | 563M | 621M | 633M | 569M | 584M | 582M | 580M | 531M | 539M | 518M | 576M | 479M | 473M | 459M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | n/a | 621M | 685M | 602M | 614M | -484M | 683M | 585M | 585M | 537M | 571M | 533M | 544M | 521M | 546M | 482M | 475M | 473M |
Operating Expenses | n/a | 1.24B | 1.27B | 1.19B | 1.18B | 137M | 1.32B | 1.15B | 1.17B | 1.12B | 1.15B | 1.06B | 1.08B | 1.04B | 1.12B | 961M | 948M | 932M |
Interest Expense | n/a | 1.09B | 1.12B | 1.18B | 1.18B | 1.16B | 1.08B | 992M | 901M | 735M | 602M | 414M | 272M | 233M | 223M | 240M | 266M | 303M |
Selling & Marketing Expenses | n/a | 116M | 147M | 123M | 129M | 125M | 138M | 125M | 133M | 131M | 121M | 115M | 135M | 116M | 167M | 110M | 114M | 95M |
Cost & Expenses | 3.25B | 3.82B | 3.95B | 3.96B | 4.04B | 3.18B | -3.12B | 344M | 342M | 2.41B | 3.09B | 319M | 320M | 326M | -3.99B | -960M | -703M | -704M |
Income Tax Expense | 289M | 227M | 199M | 239M | 201M | 415M | 99M | 205M | 173M | 189M | 164M | 219M | 262M | 301M | 234M | 359M | 399M | 290M |
Shares Outstanding (Basic) | 376.2M | 385.2M | 389.3M | 392.3M | 399.3M | 404.7M | 411.9M | 416M | 422.7M | 434.4M | 445.8M | 468.5M | 493M | 515.3M | 537.8M | 560.6M | 577.2M | 583.3M |
Shares Outstanding (Diluted) | 379.1M | 389.4M | 394.8M | 396.5M | 402.6M | 408.2M | 414.6M | 418.4M | 424.2M | 437.2M | 448.9M | 470.7M | 495.3M | 519.5M | 543M | 565.6M | 581.7M | 587.5M |
EPS (Basic) | 2.51 | 1.91 | 1.93 | 1.96 | 1.56 | 3.17 | 1.04 | 1.49 | 1.32 | 1.36 | 1.27 | 1.50 | 1.63 | 1.81 | 1.49 | 2.02 | 2.13 | 1.74 |
EPS (Diluted) | 2.50 | 1.89 | 1.91 | 1.94 | 1.55 | 3.14 | 1.03 | 1.48 | 1.32 | 1.35 | 1.26 | 1.49 | 1.62 | 1.79 | 1.48 | 2.00 | 2.12 | 1.73 |
EBITDA | 1.47B | 3.98B | 1.09B | 2.33B | 2.78B | 4.64B | 862M | 1.14B | 1.04B | 901M | n/a | 1.16B | 1.28B | 1.45B | 1.26B | 1.7B | 1.86B | 1.54B |
EBIT | 1.47B | 3.86B | 973M | 2.2B | 2.66B | 4.53B | 744M | 1.02B | 926M | 790M | -101M | 1.06B | 1.18B | 1.34B | 1.15B | 1.61B | 1.76B | 1.45B |
Depreciation & Amortization | n/a | 125M | 120M | 121M | 121M | 119M | 118M | 116M | 113M | 111M | 101M | 90M | 92M | 93M | 94M | 80M | 83M | 82M |