Synchrony Financial (SYF)
NYSE: SYF
· Real-Time Price · USD
71.48
-1.35 (-1.85%)
At close: Aug 15, 2025, 3:59 PM
71.50
0.02%
After-hours: Aug 15, 2025, 06:00 PM EDT
Synchrony Financial Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | 6.64 | 6.73 | 8.17 | 6.20 | 7.47 | 3.27 | 8.94 | 5.06 | 6.30 | 5.25 | 6.35 | 4.70 | 4.23 | 4.81 | 7.67 | 6.00 | 5.64 | 5.78 |
PEG Ratio | 0.21 | -6.5 | -5.34 | 0.24 | -0.15 | 0.02 | -0.3 | 0.39 | -2.14 | 0.74 | -0.41 | -0.59 | -0.43 | 0.22 | -0.29 | -1.16 | 0.25 | 0.15 |
PS Ratio | 5.33 | 3.58 | 5.14 | 3.31 | 3.37 | 2.51 | 4.30 | 2.38 | 4.35 | 3.95 | 4.74 | 3.33 | 3.40 | 4.60 | 9.14 | 11.02 | 11.69 | 9.19 |
PB Ratio | 1.48 | 1.23 | 1.53 | 1.22 | 1.24 | 1.11 | 1.13 | 0.92 | 1.07 | 0.96 | 1.14 | 1.01 | 1.02 | 1.34 | 1.83 | 1.97 | 1.97 | 1.76 |
P/FCF Ratio | n/a | 9.27 | 10.75 | 7.08 | 7.73 | 7.52 | 6.79 | 5.12 | 7.51 | 6.70 | 7.93 | 8.08 | 7.49 | 12.85 | 12.45 | 15.10 | 19.43 | 12.90 |
P/OCF Ratio | n/a | 9.27 | 10.75 | 7.08 | 7.73 | 7.52 | 6.79 | 5.12 | 7.51 | 6.70 | 7.93 | 8.08 | 7.49 | 12.85 | 12.45 | 15.10 | 19.43 | 12.90 |
OCF/S Ratio | n/a | 0.39 | 0.48 | 0.47 | 0.44 | 0.33 | 0.63 | 0.46 | 0.58 | 0.59 | 0.60 | 0.41 | 0.45 | 0.36 | 0.73 | 0.73 | 0.60 | 0.71 |
Debt / Equity Ratio | 0.94 | 1.03 | 0.93 | 0.98 | 1.01 | 1.06 | 1.15 | 1.11 | 1.06 | 1.13 | 1.10 | 1.10 | 0.91 | 1.00 | 1.06 | 0.92 | 0.95 | 1.13 |
Quick Ratio | 0.27 | 0.29 | 0.22 | 0.25 | 0.26 | 0.28 | 0.22 | 0.22 | 0.21 | 0.24 | 0.20 | 0.23 | 0.23 | 0.22 | 0.20 | 0.23 | 0.26 | 0.34 |
Current Ratio | 0.27 | 0.29 | 0.22 | 0.25 | 0.26 | 0.28 | 0.22 | 0.22 | 0.21 | 0.24 | 0.20 | 0.23 | 0.23 | 0.22 | 0.20 | 0.23 | 0.26 | 0.34 |
Asset Turnover | 0.04 | 0.05 | 0.04 | 0.05 | 0.05 | 0.06 | 0.03 | 0.05 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 |
Interest Coverage | n/a | 1.73 | 0.87 | 1.65 | 1.41 | 3.04 | 0.50 | 0.84 | 1.70 | 1.07 | n/a | 3.20 | 4.92 | 6.29 | 5.70 | 7.25 | 7.17 | 5.34 |
Return on Equity | 0.06 | 0.05 | 0.05 | 0.05 | 0.04 | 0.08 | 0.03 | 0.05 | 0.04 | 0.05 | 0.04 | 0.05 | 0.06 | 0.07 | 0.06 | 0.08 | 0.09 | 0.08 |
Return on Assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | n/a | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Return on Invested Capital | 0.03 | 0.04 | 0.02 | 0.04 | 0.03 | 0.07 | 0.01 | 0.02 | 0.04 | 0.02 | n/a | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 |
Dividend Yield | 0.00 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 |
Payout Ratio | 0.12 | 0.16 | 0.15 | 0.15 | 0.19 | 0.09 | 0.26 | 0.18 | 0.19 | 0.18 | 0.20 | 0.17 | 0.15 | 0.13 | 0.16 | 0.12 | 0.11 | 0.14 |
Gross Profit Margin | 0.82 | 0.55 | 0.46 | 0.53 | 0.50 | 0.55 | 0.74 | 0.83 | 0.75 | 1.00 | 1.00 | 0.91 | 0.94 | 0.94 | 0.92 | 0.92 | 0.90 | 0.90 |
Net Profit Margin | 0.20 | 0.13 | 0.16 | 0.13 | 0.11 | 0.19 | 0.12 | 0.12 | 0.17 | 0.19 | 0.19 | 0.18 | 0.20 | 0.24 | 0.30 | 0.46 | 0.52 | 0.40 |
Pretax Profit Margin | 0.27 | 0.17 | 0.20 | 0.17 | 0.15 | 0.25 | 0.15 | 0.16 | 0.23 | 0.25 | 0.24 | 0.23 | 0.27 | 0.32 | 0.38 | 0.60 | 0.69 | 0.51 |
Operating Profit Margin | 0.31 | 0.33 | 0.20 | 0.33 | 0.29 | 0.53 | 0.15 | 0.16 | 0.46 | 0.25 | n/a | 0.33 | 0.33 | 0.38 | 0.47 | 0.70 | 0.80 | 0.63 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.31 | 0.70 | 0.22 | 0.39 | 0.49 | 0.69 | 0.24 | 0.21 | 0.32 | 0.28 | n/a | 0.29 | 0.32 | 0.37 | 0.46 | 0.68 | 0.78 | 0.60 |