Price Alert

Bancorp Inc. (TBBK)

NASDAQ: TBBK · Real-Time Price · USD

66.91

-0.90 (-1.33%)

At close: Aug 15, 2025, 12:33 PM

Bancorp Statistics

Share Statistics

Bancorp has 46.71M shares outstanding. The number of shares has increased by -4.59% in one year.

Shares Outstanding	46.71M
Shares Change (YoY)	-4.59%
Shares Change (QoQ)	-2.82%
Owned by Institutions (%)	99.99%
Shares Floating	43.9M
Failed to Deliver (FTD) Shares	924
FTD / Avg. Volume	0.15%

Short Selling Information

The latest short interest is 6.62M, so 13.8% of the outstanding shares have been sold short.

Short Interest	6.62M
Short % of Shares Out	13.8%
Short % of Float	17.42%
Short Ratio (days to cover)	9.17

Valuation Ratios

The PE ratio is 12.11 and the forward PE ratio is 9.29. Bancorp's PEG ratio is 0.52.

PE Ratio	12.11
Forward PE	9.29
PS Ratio	3.71
Forward PS	4.1
PB Ratio	3.34
P/FCF Ratio	11.83
PEG Ratio	0.52

Financial Ratio History

Enterprise Valuation

Bancorp has an Enterprise Value (EV) of 2.19B.

EV / Sales	3.08
EV / EBITDA	7.39
EV / EBIT	9.61
EV / FCF	9.83

Financial Position

The company has a current ratio of 0.18, with a Debt / Equity ratio of 0.16.

Current Ratio	0.18
Quick Ratio	0.18
Debt / Equity	0.16
Debt / EBITDA	0.42
Debt / FCF	0.56
Interest Coverage	1.67

Financial Efficiency

Return on Equity is 27.54% and Return on Invested Capital is 22.16%.

Return on Equity	27.54%
Return on Assets	2.49%
Return on Invested Capital	22.16%
Revenue Per Employee	$921.02K
Profits Per Employee	$282.15K
Employee Count	771
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

Income Tax	74.62M
Effective Tax Rate	25.54%

Stock Price Statistics

The stock price has increased by 39.47% in the last 52 weeks. The beta is 1.3, so Bancorp's price volatility has been higher than the market average.

Beta	1.3
52-Week Price Change	39.47%
50-Day Moving Average	59.07
200-Day Moving Average	55
Relative Strength Index (RSI)	49.35
Average Volume (20 Days)	626,732

Income Statement

In the last 12 months, Bancorp had revenue of 710.11M and earned 217.54M in profits. Earnings per share was 4.35.

Revenue	710.11M
Gross Profit	495.38M
Operating Income	292.16M
Net Income	217.54M
EBITDA	296.31M
EBIT	292.16M
Earnings Per Share (EPS)	4.35

Full Income Statement

Balance Sheet

The company has 570.12M in cash and 123.7M in debt, giving a net cash position of 446.43M.

Cash & Cash Equivalents	570.12M
Total Debt	123.7M
Net Cash	446.43M
Retained Earnings	779.15M
Total Assets	8.84B
Working Capital	1.53B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 227.65M and capital expenditures -4.97M, giving a free cash flow of 222.68M.

Operating Cash Flow	227.65M
Capital Expenditures	-4.97M
Free Cash Flow	222.68M
FCF Per Share	4.45

Full Cash Flow Statement

Margins

Gross margin is 69.76%, with operating and profit margins of 41.14% and 30.63%.

Gross Margin	69.76%
Operating Margin	41.14%
Pretax Margin	41.14%
Profit Margin	30.63%
EBITDA Margin	41.73%
EBIT Margin	41.14%
FCF Margin	31.36%

Dividends & Yields

TBBK does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	8.26%
FCF Yield	8.45%

Dividend Details

Analyst Forecast

The average price target for TBBK is $65, which is 1.3% higher than the current price. The consensus rating is "Buy".

Price Target	$65
Price Target Difference	1.3%
Analyst Consensus	Buy
Analyst Count	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$108.75
Lynch Upside	69.47%
Graham Number	39.27
Graham Upside	-38.8%

Scores

Altman Z-Score	0.74
Piotroski F-Score	7