Bancorp Inc. (TBBK)
Bancorp Statistics
Share Statistics
Bancorp has 47.95M shares outstanding. The number of shares has increased by -7.14% in one year.
| Shares Outstanding | 47.95M |
| Shares Change (YoY) | -7.14% |
| Shares Change (QoQ) | 0.28% |
| Owned by Institutions (%) | 99.58% |
| Shares Floating | 44.5M |
| Failed to Deliver (FTD) Shares | 228 |
| FTD / Avg. Volume | 0.04% |
Short Selling Information
The latest short interest is 7.05M, so 14.7% of the outstanding shares have been sold short.
| Short Interest | 7.05M |
| Short % of Shares Out | 14.7% |
| Short % of Float | 18.55% |
| Short Ratio (days to cover) | 6.99 |
Valuation Ratios
The PE ratio is 12.11 and the forward PE ratio is 7.41. Bancorp's PEG ratio is 0.52.
| PE Ratio | 12.11 |
| Forward PE | 7.41 |
| PS Ratio | 17.99 |
| Forward PS | 3.4 |
| PB Ratio | 3.34 |
| P/FCF Ratio | 11.48 |
| PEG Ratio | 0.52 |
Enterprise Valuation
Bancorp has an Enterprise Value (EV) of 2.75B.
| EV / Sales | 18.79 |
| EV / EBITDA | 0 |
| EV / EBIT | 11.99 |
| EV / FCF | 11.99 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.16.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.16 |
| Debt / EBITDA | - |
| Debt / FCF | 0.54 |
| Interest Coverage | -1.92 |
Financial Efficiency
Return on Equity is 27.54% and Return on Invested Capital is -15.72%.
| Return on Equity | 27.54% |
| Return on Assets | 2.49% |
| Return on Invested Capital | -15.72% |
| Revenue Per Employee | $189.99K |
| Profits Per Employee | $282.15K |
| Employee Count | 771 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 74.62M |
| Effective Tax Rate | 25.54% |
Stock Price Statistics
The stock price has increased by 54.91% in the last 52 weeks. The beta is 1.26, so Bancorp's price volatility has been higher than the market average.
| Beta | 1.26 |
| 52-Week Price Change | 54.91% |
| 50-Day Moving Average | 51.1 |
| 200-Day Moving Average | 52.71 |
| Relative Strength Index (RSI) | 50.84 |
| Average Volume (20 Days) | 643.24K |
Income Statement
In the last 12 months, Bancorp had revenue of 146.48M and earned 217.54M in profits. Earnings per share was 4.35.
| Revenue | 146.48M |
| Gross Profit | 146.48M |
| Operating Income | -337.42M |
| Net Income | 217.54M |
| EBITDA | 0 |
| EBIT | -4.16M |
| Earnings Per Share (EPS) | 4.35 |
Balance Sheet
The company has 6.06M in cash and 123.7M in debt, giving a net cash position of -117.63M.
| Cash & Cash Equivalents | 6.06M |
| Total Debt | 123.7M |
| Net Cash | -117.63M |
| Retained Earnings | 779.15M |
| Total Assets | 8.73B |
| Working Capital | 1.55B |
Cash Flow
In the last 12 months, operating cash flow was 229.53M and capital expenditures 0, giving a free cash flow of 229.53M.
| Operating Cash Flow | 229.53M |
| Capital Expenditures | 0 |
| Free Cash Flow | 229.53M |
| FCF Per Share | 4.58 |
Margins
Gross margin is 100%, with operating and profit margins of -230.35% and 148.51%.
| Gross Margin | 100% |
| Operating Margin | -230.35% |
| Pretax Margin | 199.45% |
| Profit Margin | 148.51% |
| EBITDA Margin | n/a |
| EBIT Margin | -230.35% |
| FCF Margin | 156.7% |
Dividends & Yields
TBBK does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 8.26% |
| FCF Yield | 8.71% |
Analyst Forecast
The average price target for TBBK is $67, which is 38.3% higher than the current price. The consensus rating is "Buy".
| Price Target | $67 |
| Price Target Difference | 38.3% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
Scores
| Altman Z-Score | 0.59 |
| Piotroski F-Score | 7 |