Bancorp Statistics
Share Statistics
Bancorp has 47.93M shares outstanding. The number of shares has increased by -8.75% in one year.
| Shares Outstanding | 47.93M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -5.42% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 43.69M |
| Failed to Deliver (FTD) Shares | 172 |
| FTD / Avg. Volume | 0.03% |
Short Selling Information
The latest short interest is 6.48M, so 13.51% of the outstanding shares have been sold short.
| Short Interest | 6.48M |
| Short % of Shares Out | 13.51% |
| Short % of Float | 14.79% |
| Short Ratio (days to cover) | 11.23 |
Valuation Ratios
The PE ratio is 10.93 and the forward PE ratio is 11.07. Bancorp 's PEG ratio is 0.22.
| PE Ratio | 10.93 |
| Forward PE | 11.07 |
| PS Ratio | 4.69 |
| Forward PS | 5.4 |
| PB Ratio | 2.6 |
| P/FCF Ratio | 12.08 |
| PEG Ratio | 0.22 |
Enterprise Valuation
Bancorp Inc. has an Enterprise Value (EV) of -.
| EV / Earnings | null |
| EV / Sales | null |
| EV / EBITDA | null |
| EV / EBIT | null |
| EV / FCF | null |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.18.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.18 |
| Total Debt / Capitalization | 15.48 |
| Cash Flow / Debt | 1.26 |
| Interest Coverage | 1.8 |
Financial Efficiency
Return on equity (ROE) is 0.24% and return on capital (ROIC) is 21.92%.
| Return on Equity (ROE) | 0.24% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 21.92% |
| Revenue Per Employee | 591.57K |
| Profits Per Employee | 254.02K |
| Employee Count | 757 |
| Asset Turnover | 0.06 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 64.48M |
| Effective Tax Rate | 0.25 |
Stock Price Statistics
The stock price has increased by 38.24% in the last 52 weeks. The beta is 1.46, so Bancorp 's price volatility has been higher than the market average.
| Beta | 1.46 |
| 52-Week Price Change | 38.24% |
| 50-Day Moving Average | 55.03 |
| 200-Day Moving Average | 43.94 |
| Relative Strength Index (RSI) | 49.34 |
| Average Volume (20 Days) | 582.89K |
Income Statement
In the last 12 months, Bancorp had revenue of $447.82M and earned $192.30M in profits. Earnings per share was $3.53.
| Revenue | 447.82M |
| Gross Profit | 447.82M |
| Operating Income | 279.59M |
| Net Income | 192.30M |
| EBITDA | 0 |
| EBIT | 279.59M |
| Earnings Per Share (EPS) | 3.53 |
Balance Sheet
The company has $4.82M in cash and $147.82M in debt, giving a net cash position of -$143.00M.
| Cash & Cash Equivalents | 4.82M |
| Total Debt | 147.82M |
| Net Cash | -143.00M |
| Retained Earnings | 561.62M |
| Total Assets | 8.09B |
| Working Capital | 1.50B |
Cash Flow
In the last 12 months, operating cash flow was $186.72M and capital expenditures -$12.69M, giving a free cash flow of $174.03M.
| Operating Cash Flow | 186.72M |
| Capital Expenditures | -12.69M |
| Free Cash Flow | 174.03M |
| FCF Per Share | 3.19 |
Margins
Gross margin is 100%, with operating and profit margins of 62.43% and 42.94%.
| Gross Margin | 100% |
| Operating Margin | 62.43% |
| Pretax Margin | 57.34% |
| Profit Margin | 42.94% |
| EBITDA Margin | 0% |
| EBIT Margin | 62.43% |
| FCF Margin | 38.86% |
Dividends & Yields
TBBK does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 6.3% |
| FCF Yield | 6.48% |
Analyst Forecast
The average price target for TBBK is $55, which is -1.8% lower than the current price. The consensus rating is "Buy".
| Price Target | $55 |
| Price Target Difference | -1.8% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
Scores
| Altman Z-Score | 0.69 |
| Piotroski F-Score | 6 |