United Community Banks In... (UCB)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
33.42
-0.11 (-0.33%)
At close: Jan 28, 2025, 2:03 PM
Income Statement (Annual)
Get detailed income statement breakdowns, uncovering revenue, expenses, and much more.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 |
Revenue | 803.82M | 868.13M | 686.51M | 639.36M | 656.32M | 516.39M | 430.25M | 403.48M | 329.95M | 278.44M | 274.76M | 284.18M | 281.87M | 289.60M | 294.06M | 289.58M | 335.25M | 285.11M | 241.31M | 190.93M | 174.77M | 147.93M | 132.28M | 23.84M | 21.66M | -67.66M | 9.61M | 6.78M |
Cost of Revenue | -68.13M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit | 871.95M | 868.13M | 686.51M | 639.36M | 656.32M | 516.39M | 430.25M | 403.48M | 329.95M | 278.44M | 274.76M | 284.18M | 281.87M | 289.60M | 294.06M | 289.58M | 335.25M | 285.11M | 241.31M | 190.93M | 174.77M | 147.93M | 132.28M | 23.84M | 21.66M | -67.66M | 9.61M | 6.78M |
Operating Income | 341.48M | 356.00M | 347.76M | 209.44M | -1.38M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Interest Income | 1.24B | 813.15M | 578.79M | 558.00M | 552.71M | 500.08M | 389.72M | 335.02M | 278.53M | 248.43M | 245.84M | 265.98M | 302.60M | 341.12M | 402.83M | 464.71M | 549.04M | 444.83M | 322.59M | 226.19M | 207.19M | 193.55M | 207.89M | 210.75M | 168.99M | n/a | 89.78M | 63.13M |
Pretax Income | 232.54M | 356.00M | 347.76M | 209.44M | 238.71M | 215.93M | 172.83M | 162.99M | 115.01M | 107.07M | 34.95M | 34.91M | -230.73M | -432.29M | -319.50M | -101.11M | 89.59M | 108.44M | 88.40M | 71.49M | 58.48M | 49.91M | 40.76M | 21.08M | 23.13M | 17.74M | 15.50M | 12.01M |
Net Income | 187.54M | 277.47M | 269.80M | 164.09M | 184.35M | 166.11M | 67.82M | 100.66M | 71.58M | 67.62M | 273.14M | 33.86M | -226.75M | -502.34M | -228.33M | -63.45M | 57.99M | 68.81M | 56.74M | 46.59M | 38.12M | 32.78M | 27.23M | 14.52M | 16.10M | 15.65M | 10.73M | 8.20M |
Selling & General & Admin | 462.34M | 294.48M | 254.75M | 245.25M | n/a | 195.50M | 163.87M | 149.08M | 125.46M | 109.19M | 109.17M | 109.98M | 118.64M | 114.99M | 126.56M | 122.99M | 122.68M | 108.59M | 91.59M | 70.80M | 71.11M | 60.73M | 52.75M | 42.52M | 37.24M | 22.89M | 17.70M | 12.69M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | n/a | -806.61M | -593.50M | -675.16M | -70.94M | 320.89M | 266.37M | 254.40M | 204.49M | 169.24M | 165.59M | 174.20M | 163.22M | 174.61M | 167.50M | 166.60M | 212.58M | 176.52M | 149.72M | 120.13M | 103.66M | 87.20M | 79.54M | -18.68M | -15.58M | -90.55M | -8.08M | -5.91M |
Operating Expenses | 462.34M | -512.13M | -338.75M | -429.92M | 70.94M | 516.39M | 430.25M | 403.48M | 329.95M | 278.44M | 274.76M | 284.18M | 281.87M | 289.60M | 294.06M | 289.58M | 335.25M | 285.11M | 241.31M | 190.93M | 174.77M | 147.93M | 132.28M | 23.84M | 21.66M | -67.66M | 9.61M | 6.78M |
Interest Expense | 419.34M | 60.80M | 29.76M | 56.24M | 16.46M | 61.33M | 33.73M | 25.24M | 21.11M | 25.55M | 27.68M | 37.91M | 65.64M | 100.07M | 159.73M | 228.26M | 276.43M | 208.81M | 127.43M | 74.79M | 70.60M | 76.36M | 100.87M | 116.59M | 90.24M | 67.66M | 46.55M | 31.76M |
Selling & Marketing Expenses | 9.47M | 8.38M | 5.91M | 15.20M | n/a | 5.99M | 4.24M | 4.43M | 3.67M | 3.46M | 3.72M | 3.85M | 4.29M | 4.63M | 3.95M | 6.12M | 7.52M | 7.62M | 6.73M | 4.40M | 3.07M | 2.99M | 2.76M | n/a | n/a | n/a | n/a | n/a |
Cost & Expenses | 462.34M | -512.13M | -338.75M | -429.92M | 410.70M | 516.39M | 430.25M | 403.48M | 329.95M | 278.44M | 274.76M | 284.18M | 281.87M | 289.60M | 294.06M | 289.58M | 335.25M | 285.11M | 241.31M | 190.93M | 174.77M | 147.93M | 132.28M | 23.84M | 21.66M | -67.66M | 9.61M | 6.78M |
Income Tax | 45.00M | 78.53M | 77.96M | 45.36M | 52.99M | 49.81M | 105.01M | 62.34M | 43.44M | 39.45M | -238.19M | 1.05M | -3.98M | 71.22M | -90.66M | -37.66M | 31.60M | 39.62M | 31.66M | 24.90M | 20.37M | 17.13M | 13.53M | 6.57M | 7.03M | 5.59M | 4.77M | 3.81M |
Shares Outstanding (Basic) | 117.60M | 106.66M | 87.94M | 83.18M | 79.70M | 79.66M | 73.25M | 71.91M | 65.49M | 60.59M | 58.79M | 57.86M | 39.94M | 18.92M | 12.07M | 9.69M | 9.54M | 8.39M | 8.00M | 7.51M | 7.09M | 6.66M | 6.59M | 6.42M | 6.28M | 6.23M | 3.19M | 3.90M |
Shares Outstanding (Diluted) | 117.75M | 106.78M | 88.10M | 83.25M | 79.71M | 79.67M | 73.26M | 71.92M | 65.49M | 60.59M | 58.84M | 57.86M | 39.94M | 18.92M | 12.07M | 9.69M | 9.68M | 8.64M | 8.25M | 7.75M | 7.33M | 6.91M | 6.78M | 6.61M | 6.50M | 6.42M | 3.19M | 3.90M |
EPS (Basic) | 1.54 | 2.52 | 2.97 | 1.91 | 2.31K | 2.07 | 0.92 | 1.40 | 1.09 | 1.11 | 4.44 | 0.38 | -5.97 | -27.09 | -19.76 | -6.62 | 6.08 | 8.20 | 7.10 | 6.21 | 5.37 | 4.92 | 4.14 | 2.25 | 2.56 | 2.51 | 3.36 | 2.10 |
EPS (Diluted) | 1.54 | 2.52 | 2.97 | 1.91 | 2.31 | 2.07 | 0.92 | 1.40 | 1.09 | 1.11 | 4.44 | 0.38 | -5.97 | -27.09 | -19.76 | -6.62 | 5.99 | 7.96 | 6.87 | 6.02 | 5.20 | 4.75 | 4.02 | 2.19 | 2.48 | 2.44 | 3.36 | 2.10 |
EBITDA | 266.72M | 379.83M | 345.70M | 200.86M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -149.00K | -39.00K | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Depreciation & Amortization | 44.96M | 46.70M | -2.06M | -8.59M | 20.24M | 30.97M | 27.49M | 29.97M | 22.65M | 19.95M | 26.39M | 32.56M | 21.08M | 16.39M | 14.40M | 14.81M | 13.95M | 14.82M | 15.80M | 15.36M | 14.57M | 8.56M | 6.30M | 5.45M | 5.78M | 2.85M | 2.45M | 2.18M |