United Community Banks In... (UCB)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
31.97
0.60 (1.91%)
At close: Jan 15, 2025, 1:45 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 |
PE Ratio | 18.35 | 12.99 | 11.71 | 14.42 | 13.25 | 10.29 | 30.39 | 21.16 | 17.83 | 16.97 | 3.82 | 14.43 | -1.23 | -0.53 | -0.9 | -10.14 | 12.50 | 18.97 | 18.08 | 20.88 | 19.62 | 15.89 | 17.07 | 31.22 | 32.49 | 36.21 | 20.99 | 33.59 |
PS Ratio | 2.62 | 4.15 | 4.60 | 3.70 | 4.29 | 3.22 | 4.64 | 5.28 | 3.87 | 4.12 | 3.80 | 1.92 | 0.99 | 0.64 | 0.68 | 2.22 | 2.16 | 4.58 | 4.01 | 4.80 | 4.28 | 3.52 | 3.51 | 19.01 | 27.82 | 39.70 | 23.43 | 40.64 |
PB Ratio | 1.06 | 1.33 | 1.42 | 1.18 | 1.50 | 1.17 | 1.58 | 1.98 | 1.25 | 1.55 | 1.31 | 0.93 | 0.49 | 0.29 | 0.21 | 0.65 | 0.87 | 2.12 | 2.17 | 2.45 | 2.50 | 2.35 | 2.39 | 2.86 | 4.61 | 5.07 | 3.00 | 5.26 |
P/FCF Ratio | 15.54 | 6.39 | 9.50 | 16.87 | 18.51 | 6.77 | 11.09 | 17.55 | 12.59 | 11.85 | 5.69 | 3.05 | 1.57 | 1.28 | 1.64 | 5.82 | 10.16 | 52.72 | 11.80 | 51.56 | 12.54 | 30.52 | 27.33 | 37.19 | 26.64 | -205.02 | 52.58 | 19.30 |
P/OCF Ratio | 11.71 | 5.94 | 8.80 | 14.91 | 15.99 | 6.33 | 9.91 | 15.35 | 11.40 | 11.26 | 5.44 | 2.98 | 1.51 | 1.22 | 1.47 | 5.30 | 6.88 | 25.78 | 9.83 | 28.60 | 10.10 | 17.33 | 18.60 | 23.42 | 17.77 | 39.15 | 16.11 | 15.86 |
OCF/S Ratio | 0.22 | 0.70 | 0.52 | 0.25 | 0.27 | 0.51 | 0.47 | 0.34 | 0.34 | 0.37 | 0.70 | 0.64 | 0.66 | 0.52 | 0.46 | 0.42 | 0.31 | 0.18 | 0.41 | 0.17 | 0.42 | 0.20 | 0.19 | 0.81 | 1.57 | 1.01 | 1.45 | 2.56 |
Debt / Equity Ratio | 0.10 | 0.38 | 0.11 | 0.16 | 0.13 | 0.29 | 0.52 | 0.83 | 0.60 | 0.54 | 0.38 | 0.37 | 0.46 | 0.48 | 0.38 | 0.74 | 1.52 | 1.08 | 1.58 | 2.15 | 2.63 | 2.56 | 1.74 | 2.19 | 3.75 | 2.64 | 1.25 | 0.94 |
Quick Ratio | 0.05 | 4.53 | 0.82 | 0.75 | 0.57 | 57.13 | 170.51 | 1.52K | 399.30 | 93.71 | 92.91 | 86.53 | 45.62 | 57.02 | 59.80 | 59.06 | 9.94 | 86.32 | 22.15 | 10.41 | 9.89 | 5.22 | 0.02 | 0.05 | 4.10 | 2.60 | 2.42 | n/a |
Current Ratio | 0.06 | 4.53 | 0.61 | 0.56 | 0.48 | 57.13 | 170.51 | 1.52K | 399.30 | 93.71 | 92.91 | 86.53 | 45.62 | 57.02 | 59.80 | 59.06 | 9.94 | 86.32 | 22.15 | 10.41 | 9.89 | 5.22 | 0.02 | 0.05 | 4.10 | 2.60 | 2.42 | n/a |
Asset Turnover | 0.05 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | -0.04 | 6.86 | 11.69 | 3.72 | 2.87 | 4.52 | 6.79 | 8.48 | 6.45 | 5.92 | 3.14 | 2.68 | -2.24 | -3.18 | -0.92 | 0.61 | 0.25 | 1.52 | 1.69 | 1.96 | 1.83 | 1.65 | 1.40 | 1.18 | 1.24 | 1.31 | 1.33 | 1.38 |
Return on Equity (ROE) | 0.06 | 0.10 | 0.12 | 0.08 | 0.11 | 0.11 | 0.05 | 0.09 | 0.07 | 0.09 | 0.34 | 0.06 | -0.39 | -0.54 | -0.24 | -0.06 | 0.07 | 0.11 | 0.12 | 0.12 | 0.13 | 0.15 | 0.14 | 0.09 | 0.14 | 0.14 | 0.14 | 0.16 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.01 | -0.03 | -0.05 | -0.03 | -0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Return on Capital (ROIC) | -0.00 | 0.02 | 0.04 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.02 | -0.02 | -0.04 | -0.02 | 0.02 | 0.01 | 0.05 | 0.04 | 0.03 | 0.03 | 0.05 | 0.58 | 0.69 | 0.05 | 0.05 | 0.06 | 0.05 |
Dividend Yield | 0.03 | 0.03 | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.02 | 0.04 | 0.05 | 0.00 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
Payout Ratio | 0.60 | 0.34 | 0.27 | 0.38 | 0.29 | 0.25 | 0.39 | 0.16 | 0.21 | 0.04 | 0.04 | 0.28 | -0.05 | -0.03 | -0.00 | -0.2 | 0.28 | 0.18 | 0.19 | 0.18 | 0.17 | 0.16 | 0.16 | 0.17 | 0.10 | 0.08 | 0.07 | 0.06 |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 14.29% | 31.96% | 39.30% | 25.66% | 32.35% | 31.24% | 15.27% | 24.95% | 21.69% | 24.29% | 99.41% | 13.32% | -80.44% | -119.35% | -75.63% | -21.91% | 17.30% | 24.14% | 22.17% | 23.00% | 21.81% | 22.16% | 20.59% | 60.88% | 85.62% | 109.65% | 111.66% | 120.98% |
Pretax Profit Margin | 17.72% | 41.01% | 50.66% | 32.76% | 41.58% | 40.61% | 38.91% | 40.40% | 34.86% | 38.45% | 12.72% | 13.69% | -81.86% | -149.27% | -105.56% | -34.92% | 26.72% | 38.03% | 34.55% | 35.30% | 33.46% | 33.74% | 30.81% | 88.42% | 122.59% | 160.06% | 161.23% | 177.19% |
Operating Profit Margin | -0.08% | 48.01% | 50.66% | 32.76% | 41.58% | 52.14% | 51.60% | 53.04% | 41.26% | 54.31% | 31.66% | 36.20% | -52.15% | -109.75% | -48.86% | 48.00% | 20.58% | 111.27% | 84.34% | 72.23% | 73.86% | 85.35% | 107.07% | 577.39% | 635.55% | 671.12% | 645.40% | 645.67% |
FCF Margin | 27.55% | 65.04% | 48.48% | 21.93% | 26.29% | 48.88% | 43.18% | 30.37% | 31.18% | 33.84% | 66.79% | 62.97% | 51.33% | 40.14% | 42.40% | 37.96% | 21.28% | 8.69% | 36.02% | 9.88% | 34.13% | 11.54% | 12.86% | 51.12% | 80.93% | 3.17% | 44.57% | 210.52% |
EBITDA Margin | 33.18% | 43.75% | 50.36% | 31.42% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -0.05% | -0.01% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |