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AI Score

Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

We regularly update and refine our models to deliver the most reliable forecasts for you.

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

United Community Banks In... (UCB)

AI Score

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AI Score

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

31.99

0.62 (1.98%)

At close: Jan 15, 2025, 1:21 PM

Cashflow (Annual)

Get detailed ratio statement breakdowns, uncovering price to free cash flow ratio, price per earnings, and much more.

Boring Mode

Year	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10	FY09	FY08	FY07	FY06	FY05	FY04	FY03	FY02	FY01	FY00	FY99	FY98	FY97	FY96
Net Income	187.54M	277.47M	269.80M	164.09M	184.35M	166.11M	67.82M	100.66M	71.58M	67.62M	273.14M	33.86M	-226.75M	-503.51M	-228.33M	-63.45M	57.99M	68.81M	56.74M	46.59M	38.12M	32.78M	27.23M	14.52M	16.10M	12.15M	10.73M	8.20M
Depreciation & Amortization	44.96M	46.70M	-2.06M	-8.59M	20.24M	30.97M	27.49M	29.97M	22.65M	19.95M	26.39M	32.56M	21.08M	16.39M	14.55M	14.85M	13.95M	14.82M	15.80M	15.36M	14.57M	8.56M	6.30M	5.45M	5.78M	2.85M	2.45M	2.18M
Stock-Based Compensation	8.93M	8.71M	6.55M	7.89M	n/a	6.06M	5.83M	4.50M	4.40M	4.30M	3.04M	1.98M	2.14M	2.46M	3.70M	3.86M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Working Capital	-87.47M	n/a	n/a	n/a	n/a	33.36M	13.99M	-43.21M	-24.63M	-35.58M	60.71M	43.71M	8.86M	11.79M	6.46M	-18.21M	-10.32M	-47.05M	7.91M	-7.73M	-1.15M	-9.38M	-3.03M	-770.00K	5.18M	-142.00K	-2.00M	1.12M
Other Non-Cash Items	133.62M	137.75M	-23.01M	94.62M	62.23M	879.00K	-6.74M	-11.73M	1.13M	4.76M	70.02M	70.98M	319.36M	527.00M	408.82M	197.83M	58.03M	17.57M	26.95M	-19.17M	23.54M	-1.05M	-4.92M	3.95M	2.15M	-2.85M	4.29M	6.75M
Deferred Income Tax	6.39M	10.92M	20.79M	2.67M	14.91M	32.63M	99.56M	59.73M	38.30M	38.23M	-241.66M	n/a	n/a	69.25M	-49.99M	-13.57M	-14.23M	-3.51M	-3.06M	-1.05M	-1.05M	-848.00K	-594.00K	-3.79M	-1.86M	-766.00K	-404.00K	163.00K
Change in Working Capital	-87.47M	206.46M	113.14M	-81.64M	-47.76M	33.36M	13.99M	-43.21M	-24.63M	-35.58M	60.71M	43.71M	36.04M	11.79M	-9.20M	-18.21M	-10.32M	-47.05M	7.91M	-7.73M	-1.15M	-9.38M	-3.03M	-770.00K	5.18M	-142.00K	-3.08M	83.00K
Operating Cash Flow	293.97M	607.31M	359.32M	158.68M	193.48M	270.01M	207.96M	139.91M	113.43M	99.28M	191.65M	183.08M	151.88M	123.39M	139.56M	121.31M	105.41M	50.65M	104.34M	34.01M	74.03M	30.06M	24.99M	19.35M	27.36M	11.24M	13.99M	17.37M
Capital Expenditures	-72.48M	-42.70M	-26.48M	-18.46M	-20.94M	-17.62M	-22.18M	-17.38M	-10.53M	-5.05M	-8.14M	-4.12M	-7.21M	-7.13M	-14.87M	-11.39M	-34.06M	-25.88M	-17.43M	-15.14M	-14.38M	-12.99M	-7.98M	-7.17M	-9.83M	-13.38M	-9.70M	-3.10M
Acquisitions	113.95M	35.24M	103.06M	195.70M	-12.95M	-56.80M	53.68M	1.91M	35.50M	-31.26M	n/a	n/a	n/a	2.84M	63.62M	n/a	-4.35M	73.75M	n/a	8.86M	83.11M	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Purchase of Investments	-1.00B	-2.06B	-3.41B	-1.63B	-353.87M	-578.32M	-973.59M	-717.00M	-859.35M	-603.56M	-826.74M	-1.17B	-1.33B	-928.03M	-884.82M	-820.66M	-904.16M	-367.08M	-382.75M	-612.69M	-387.04M	-333.09M	-129.20M	-310.94M	-616.03M	-446.00M	-315.08M	-201.11M
Sales Maturities Of Investments	1.78B	1.26B	1.34B	933.73M	754.68M	574.00M	1.00B	672.71M	714.61M	708.29M	580.78M	1.18B	698.26M	958.06M	1.02B	627.35M	725.43M	301.41M	256.54M	425.96M	317.82M	248.09M	188.77M	149.09M	120.75M	126.80M	72.58M	68.27M
Other Investing Acitivies	-985.21M	6.94M	3.45M	6.32M	1.92M	-280.74M	-106.76M	-672.57M	-280.67M	-303.30M	-228.69M	-113.11M	273.50M	347.55M	217.98M	31.64M	-140.72M	-715.14M	-670.37M	-421.54M	-317.33M	-376.90M	-156.57M	-2.46M	-2.49M	11.21M	n/a	2.65M
Investing Cash Flow	-163.29M	-2.02B	-1.81B	-1.58B	123.67M	-359.48M	-45.51M	-732.33M	-400.44M	-234.88M	-482.79M	-102.01M	-363.97M	373.29M	403.94M	-173.07M	-357.86M	-732.95M	-814.01M	-614.55M	-317.82M	-474.89M	-104.97M	-171.47M	-507.60M	-321.37M	-252.19M	-133.29M
Debt Repayment	-992.62M	708.93M	-105.14M	-30.57M	-215.27M	-582.57M	-325.14M	244.24M	154.90M	86.31M	85.67M	-52.68M	-43.78M	-61.50M	-173.32M	-298.71M	622.09M	-217.44M	-112.15M	154.32M	297.37M	171.10M	56.69M	93.45M	533.06M	171.04M	196.36M	81.75M
Common Stock Repurchased	-7.15M	n/a	-15.10M	-20.78M	-14.71M	-2.00M	-1.70M	-14.85M	-1.48M	n/a	-75.22M	n/a	n/a	n/a	-41.00K	n/a	-46.12M	n/a	n/a	-111.00K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Dividend Paid	-111.72M	-93.76M	-73.79M	-62.45M	-53.04M	-41.63M	-26.21M	-15.89M	-14.87M	-3.02M	-11.11M	-10.70M	-10.24M	-9.01M	-8.51M	-12.73M	-16.05M	-12.51M	-10.88M	-8.38M	-6.61M	-5.19M	-4.36M	-3.18M	-1.42M	-1.02M	-765.00K	-501.00K
Other Financial Acitivies	1.33B	-873.96M	2.35B	2.63B	153.81M	728.66M	287.52M	355.90M	196.18M	3.86M	194.33M	-144.95M	-366.49M	-153.07M	-691.97M	633.61M	-264.84M	935.06M	797.08M	408.10M	6.79M	268.74M	54.86M	14.48M	194.00K	126.86M	52.30M	53.28M
Financial Cash Flow	226.34M	-258.78M	2.16B	2.52B	-129.21M	102.46M	-65.53M	569.40M	334.73M	99.36M	268.89M	-208.33M	-58.95M	-223.59M	-660.56M	325.56M	300.79M	711.02M	717.39M	555.19M	297.64M	428.15M	100.72M	120.55M	532.05M	297.00M	254.37M	134.53M
Net Cash Flow	357.02M	-1.67B	709.89M	1.09B	187.94M	12.99M	96.93M	-23.02M	47.71M	-36.24M	-22.25M	-127.27M	-271.04M	273.09M	-117.05M	273.80M	48.34M	28.71M	7.73M	-25.35M	53.85M	-16.68M	20.73M	-31.57M	51.81M	-13.13M	16.16M	18.60M
Free Cash Flow	221.49M	564.60M	332.84M	140.22M	172.54M	252.39M	185.78M	122.54M	102.89M	94.22M	183.51M	178.96M	144.67M	116.26M	124.69M	109.92M	71.35M	24.77M	86.91M	18.86M	59.65M	17.07M	17.01M	12.19M	17.53M	-2.15M	4.29M	14.27M