United Community Banks Statistics
Share Statistics
United Community Banks has 119.29M shares outstanding. The number of shares has increased by null% in one year.
| Shares Outstanding | 119.29M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Institutions (%) | n/a |
| Shares Floating | - |
| Failed to Deliver (FTD) Shares | 904 |
| FTD / Avg. Volume | 0.14% |
Short Selling Information
The latest short interest is 1.54M, so 1.29% of the outstanding shares have been sold short.
| Short Interest | 1.54M |
| Short % of Shares Out | 1.29% |
| Short % of Float | 1.3% |
| Short Ratio (days to cover) | 3.08 |
Valuation Ratios
The PE ratio is 18.35 and the forward PE ratio is 14.31. United Community Banks 's PEG ratio is 0.31.
| PE Ratio | 18.35 |
| Forward PE | 14.31 |
| PS Ratio | 2.62 |
| Forward PS | 3.9 |
| PB Ratio | 1.06 |
| P/FCF Ratio | 15.54 |
| PEG Ratio | 0.31 |
Enterprise Valuation
United Community Banks Inc. has an Enterprise Value (EV) of -.
| EV / Earnings | null |
| EV / Sales | null |
| EV / EBITDA | null |
| EV / EBIT | null |
| EV / FCF | null |
Financial Position
The company has a current ratio of 0.06, with a Debt / Equity ratio of 0.1.
| Current Ratio | 0.06 |
| Quick Ratio | 0.05 |
| Debt / Equity | 0.1 |
| Total Debt / Capitalization | 9.06 |
| Cash Flow / Debt | 0.91 |
| Interest Coverage | -0.04 |
Financial Efficiency
Return on equity (ROE) is 0.06% and return on capital (ROIC) is 7.68%.
| Return on Equity (ROE) | 0.06% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 7.68% |
| Revenue Per Employee | 267.05K |
| Profits Per Employee | 62.31K |
| Employee Count | 3.01K |
| Asset Turnover | 0.05 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 45.00M |
| Effective Tax Rate | 0.19 |
Stock Price Statistics
The stock price has increased by 10.65% in the last 52 weeks. The beta is 0.9, so United Community Banks 's price volatility has been higher than the market average.
| Beta | 0.9 |
| 52-Week Price Change | 10.65% |
| 50-Day Moving Average | 31.06 |
| 200-Day Moving Average | 27.96 |
| Relative Strength Index (RSI) | 53.65 |
| Average Volume (20 Days) | 624.69K |
Income Statement
In the last 12 months, United Community Banks had revenue of $803.82M and earned $187.54M in profits. Earnings per share was $1.54.
| Revenue | 803.82M |
| Gross Profit | 871.95M |
| Operating Income | 341.48M |
| Net Income | 187.54M |
| EBITDA | 266.72M |
| EBIT | 341.48M |
| Earnings Per Share (EPS) | 1.54 |
Balance Sheet
The company has $1.00B in cash and $324.82M in debt, giving a net cash position of $679.05M.
| Cash & Cash Equivalents | 1.00B |
| Total Debt | 324.82M |
| Net Cash | 679.05M |
| Retained Earnings | 581.22M |
| Total Assets | 27.37B |
| Working Capital | -12.97B |
Cash Flow
In the last 12 months, operating cash flow was $293.97M and capital expenditures -$72.48M, giving a free cash flow of $221.49M.
| Operating Cash Flow | 293.97M |
| Capital Expenditures | -72.48M |
| Free Cash Flow | 221.49M |
| FCF Per Share | 1.88 |
Margins
Gross margin is 100%, with operating and profit margins of -0.08% and 14.29%.
| Gross Margin | 100% |
| Operating Margin | -0.08% |
| Pretax Margin | 17.72% |
| Profit Margin | 14.29% |
| EBITDA Margin | 33.18% |
| EBIT Margin | 42.48% |
| FCF Margin | 27.55% |
Dividends & Yields
UCB pays an annual dividend of $0.96, which amounts to a dividend yield of 2.88%.
| Dividend Per Share | $0.96 |
| Dividend Yield | 2.88% |
| Dividend Growth (YoY) | 4.35% |
| Payout Ratio | 62.75% |
| Earnings Yield | 4.65% |
| FCF Yield | 5.6% |
Analyst Forecast
The average price target for UCB is $29, which is -12.5% lower than the current price. The consensus rating is "Hold".
| Price Target | $29 |
| Price Target Difference | -12.5% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Stock Splits
The last stock split was on Jun 20, 2011. It was a backward split with a ratio of 1:5.
| Last Split Date | Jun 20, 2011 |
| Split Type | backward |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | -0.38 |
| Piotroski F-Score | 6 |