United Community Banks Statistics Share Statistics United Community Banks has 121.5M
shares outstanding. The number of shares has increased by 1.93%
in one year.
Shares Outstanding 121.5M Shares Change (YoY) 1.93% Shares Change (QoQ) 1.72% Owned by Institutions (%) 83.82% Shares Floating 120.83M Failed to Deliver (FTD) Shares 639 FTD / Avg. Volume 0.1%
Short Selling Information The latest short interest is 2.4M, so 1.97% of the outstanding
shares have been sold short.
Short Interest 2.4M Short % of Shares Out 1.97% Short % of Float 2.66% Short Ratio (days to cover) 4.54
Valuation Ratios The PE ratio is 15.33 and the forward
PE ratio is 10.52.
United Community Banks's PEG ratio is
0.47.
PE Ratio 15.33 Forward PE 10.52 PS Ratio 2.61 Forward PS 3.2 PB Ratio 1.13 P/FCF Ratio 12.79 PEG Ratio 0.47
Financial Ratio History Enterprise Valuation United Community Banks has an Enterprise Value (EV) of 3.8B.
EV / Sales 2.57 EV / EBITDA 10.44 EV / EBIT 10.86 EV / FCF 12.55
Financial Position The company has a current ratio of 0.21,
with a Debt / Equity ratio of 0.13.
Current Ratio 0.21 Quick Ratio 0.21 Debt / Equity 0.13 Debt / EBITDA 1.23 Debt / FCF 1.48 Interest Coverage 0.59
Financial Efficiency Return on Equity is 7.35% and Return on Invested Capital is 5.93%.
Return on Equity 7.35% Return on Assets 0.91% Return on Invested Capital 5.93% Revenue Per Employee $496.45K Profits Per Employee $84.64K Employee Count 2,982 Asset Turnover 0.05 Inventory Turnover n/a
Taxes Income Tax 70.61M Effective Tax Rate 21.86%
Stock Price Statistics The stock price has increased by 7.82% in the
last 52 weeks. The beta is 0.85, so United Community Banks's
price volatility has been higher than the market average.
Beta 0.85 52-Week Price Change 7.82% 50-Day Moving Average 30.07 200-Day Moving Average 30.29 Relative Strength Index (RSI) 41.52 Average Volume (20 Days) 653,424
Income Statement In the last 12 months, United Community Banks had revenue of 1.48B
and earned 252.4M
in profits. Earnings per share was 2.04.
Revenue 1.48B Gross Profit 879.09M Operating Income 323.01M Net Income 252.4M EBITDA 363.94M EBIT 323.01M Earnings Per Share (EPS) 2.04
Full Income Statement Balance Sheet The company has 519.87M in cash and 449.15M in
debt, giving a net cash position of 70.72M.
Cash & Cash Equivalents 519.87M Total Debt 449.15M Net Cash 70.72M Retained Earnings 714.14M Total Assets 28.09B Working Capital 4.28B
Full Balance Sheet Cash Flow In the last 12 months, operating cash flow was 349.73M
and capital expenditures -47.04M, giving a free cash flow of 302.69M.
Operating Cash Flow 349.73M Capital Expenditures -47.04M Free Cash Flow 302.69M FCF Per Share 2.53
Full Cash Flow Statement Margins Gross margin is 59.38%, with operating and profit margins of 21.82% and 17.05%.
Gross Margin 59.38% Operating Margin 21.82% Pretax Margin 21.82% Profit Margin 17.05% EBITDA Margin 24.58% EBIT Margin 21.82% FCF Margin 20.45%
Dividends & Yields UCB pays an annual dividend of $1.19,
which amounts to a dividend yield of 3.4%.
Dividend Per Share $1.19 Dividend Yield 3.4% Dividend Growth (YoY) 4.35% Payout Ratio 54.09% Earnings Yield 6.52% FCF Yield 7.82%
Dividend Details Analyst Forecast The average price target for UCB is $34.5,
which is 16.4% higher than the current price. The consensus rating is "Hold".
Price Target $34.5 Price Target Difference 16.4% Analyst Consensus Hold Analyst Count 7
Stock Forecasts Fair Value There are several formulas that can be used to estimate the
intrinsic value of a stock.
Lynch Fair Value $10.2 Lynch Upside -65.59% Graham Number 36.86 Graham Upside 24.36%
Stock Splits The last stock split was on Jun 20, 2011. It was a
backward
split with a ratio of 1:5.
Last Split Date Jun 20, 2011 Split Type backward Split Ratio 1:5
Scores Altman Z-Score 0.4 Piotroski F-Score 6
