United Community Banks In... (UCB)
United Community Banks Statistics
Share Statistics
United Community Banks has 119.44M shares outstanding. The number of shares has increased by null% in one year.
| Shares Outstanding | 119.44M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Institutions (%) | 86.31% |
| Shares Floating | - |
| Failed to Deliver (FTD) Shares | 1.2K |
| FTD / Avg. Volume | 0.17% |
Short Selling Information
The latest short interest is 4.1M, so 3.43% of the outstanding shares have been sold short.
| Short Interest | 4.1M |
| Short % of Shares Out | 3.43% |
| Short % of Float | 3.46% |
| Short Ratio (days to cover) | 5.71 |
Valuation Ratios
The PE ratio is 18.35 and the forward PE ratio is 12.47. United Community Banks's PEG ratio is -0.47.
| PE Ratio | 18.35 |
| Forward PE | 12.47 |
| PS Ratio | 2.62 |
| Forward PS | 3.1 |
| PB Ratio | 1.06 |
| P/FCF Ratio | 15.54 |
| PEG Ratio | -0.47 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for United Community Banks Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.06, with a Debt / Equity ratio of 0.1.
| Current Ratio | 0.06 |
| Quick Ratio | 0.05 |
| Debt / Equity | 0.1 |
| Total Debt / Capitalization | 9.06 |
| Cash Flow / Debt | 0.91 |
| Interest Coverage | -0.04 |
Financial Efficiency
Return on equity (ROE) is 0.06% and return on capital (ROIC) is 0%.
| Return on Equity (ROE) | 0.06% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 0% |
| Revenue Per Employee | $312,199.4 |
| Profits Per Employee | $84,725.41 |
| Employee Count | 2,979 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 70.61M |
| Effective Tax Rate | 0.19 |
Stock Price Statistics
The stock price has increased by 8.55% in the last 52 weeks. The beta is 0.92, so United Community Banks's price volatility has been higher than the market average.
| Beta | 0.92 |
| 52-Week Price Change | 8.55% |
| 50-Day Moving Average | 31.44 |
| 200-Day Moving Average | 29.98 |
| Relative Strength Index (RSI) | 38.99 |
| Average Volume (20 Days) | 698.4K |
Income Statement
In the last 12 months, United Community Banks had revenue of 930.04M and earned 252.4M in profits. Earnings per share was 2.04.
| Revenue | 930.04M |
| Gross Profit | 930.04M |
| Operating Income | 0 |
| Net Income | 252.4M |
| EBITDA | 0 |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.04 |
Balance Sheet
The company has 519.87M in cash and 254.15M in debt, giving a net cash position of 265.72M.
| Cash & Cash Equivalents | 519.87M |
| Total Debt | 254.15M |
| Net Cash | 265.72M |
| Retained Earnings | 714.14M |
| Total Assets | 27.72B |
| Working Capital | 4.96B |
Cash Flow
In the last 12 months, operating cash flow was 349.73M and capital expenditures -47.04M, giving a free cash flow of 302.69M.
| Operating Cash Flow | 349.73M |
| Capital Expenditures | -47.04M |
| Free Cash Flow | 302.69M |
| FCF Per Share | 1.88 |
Margins
Gross margin is 100%, with operating and profit margins of -0.08% and 14.29%.
| Gross Margin | 100% |
| Operating Margin | -0.08% |
| Pretax Margin | 17.72% |
| Profit Margin | 14.29% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.55% |
Dividends & Yields
UCB pays an annual dividend of $1.18, which amounts to a dividend yield of 3.34%.
| Dividend Per Share | $1.18 |
| Dividend Yield | 3.34% |
| Dividend Growth (YoY) | 4.35% |
| Payout Ratio | 57.84% |
| Earnings Yield | 7.14% |
| FCF Yield | 8.87% |
Analyst Forecast
The average price target for UCB is $32, which is 12% higher than the current price. The consensus rating is "Hold".
| Price Target | $32 |
| Price Target Difference | 12% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Jun 20, 2011. It was a backward split with a ratio of 1:5.
| Last Split Date | Jun 20, 2011 |
| Split Type | backward |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | 0.39 |
| Piotroski F-Score | 6 |