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Upstart Inc. (UPST)

NASDAQ: UPST · Real-Time Price · USD

47.18

0.49 (1.05%)

At close: May 30, 2025, 3:59 PM

47.15

-0.06%

After-hours: May 30, 2025, 05:57 PM EDT

Upstart Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Revenue	628.83M	508.12M	837.76M	846.61M	222.05M	162.78M	95.58M	55.64M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	628.83M	508.12M	837.76M	846.61M	222.05M	162.78M	95.58M	55.64M
Operating Income	-172.86M	-256.52M	-113.86M	140.88M	11.77M	-4.58M	-7.97M	-7.54M
Interest Income	186.36M	169M	105.58M	20.63M	26.41M	63.31M	76.68M	21.13M
Pretax Income	-128.4M	-240.03M	-109.07M	133.73M	5.95M	-4.95M	-11.22M	-8.86M
Net Income	-128.58M	-240.13M	-108.67M	135.44M	5.98M	-466K	-12.32M	-7.72M
Selling & General & Admin	555.73M	489.95M	719.06M	572.47M	182.85M	149.99M	98.87M	59.5M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	201.5M	258.19M	227.77M	140.41M	33.25M	17.74M	7.93M	4.99M
Operating Expenses	757.23M	748.14M	946.83M	712.88M	216.1M	167.73M	106.8M	64.5M
Interest Expense	48.13M	34.89M	10.84M	3.27M	8.03M	26.48M	26.48M	9.42M
Selling & Marketing Expenses	166.8M	127.14M	345.78M	333.45M	99.66M	93.17M	63.63M	33.84M
Cost & Expenses	757.23M	748.14M	946.83M	712.88M	216.1M	167.73M	106.8M	64.5M
Income Tax Expense	185K	107K	-409K	-1.71M	371K	74K	n/a	6K
Shares Outstanding (Basic)	89.45M	83.77M	82.77M	78.11M	73.31M	73.31M	14.13M	13.87M
Shares Outstanding (Diluted)	89.45M	83.77M	82.77M	94.77M	73.31M	73.31M	14.13M	13.87M
EPS (Basic)	-1.44	-2.87	-1.31	1.73	0.08	-0.01	-0.87	-0.56
EPS (Diluted)	-1.44	-2.87	-1.31	1.43	0.08	-0.01	-0.87	-0.56
EBITDA	-111.87M	-196.73M	-89.51M	152.93M	22.07M	22.68M	18.83M	1.98M
EBIT	-132.42M	-221.63M	-103.02M	145.39M	19.79M	21.91M	18.51M	1.88M
Depreciation & Amortization	20.55M	24.9M	13.51M	7.54M	2.28M	774K	314K	93K