Upstart Inc.

NASDAQ: UPST · Real-Time Price · USD
63.83
-3.00 (-4.49%)
At close: Aug 14, 2025, 3:59 PM
64.24
0.64%
Pre-market: Aug 15, 2025, 07:03 AM EDT

Upstart Income Statement

Financials in USD. Fiscal year is January - December.
Fiscal Year FY 2024 FY 2023 FY 2022 FY 2021
Period Ending Dec 31, 2024 Dec 31, 2023 Dec 31, 2022 Dec 31, 2021
Revenue
628.83M 508.12M 837.76M 846.61M
Cost of Revenue
n/a n/a n/a n/a
Gross Profit
628.83M 508.12M 837.76M 846.61M
Operating Income
-172.86M -256.52M -113.86M 140.88M
Interest Income
186.36M 169M 105.58M 20.63M
Pretax Income
-128.4M -240.03M -109.07M 133.73M
Net Income
-128.58M -240.13M -108.67M 135.44M
Selling & General & Admin
555.73M 489.95M 719.06M 572.47M
Research & Development
n/a n/a n/a n/a
Other Expenses
201.5M 258.19M 227.77M 140.41M
Operating Expenses
757.23M 748.14M 946.83M 712.88M
Interest Expense
48.13M 34.89M 10.84M 3.27M
Selling & Marketing Expenses
166.8M 127.14M 345.78M 333.45M
Cost & Expenses
757.23M 748.14M 946.83M 712.88M
Income Tax Expense
185K 107K -409K -1.71M
Shares Outstanding (Basic)
89.45M 83.77M 82.77M 78.11M
Shares Outstanding (Diluted)
89.45M 83.77M 82.77M 94.77M
EPS (Basic)
-1.44 -2.87 -1.31 1.73
EPS (Diluted)
-1.44 -2.87 -1.31 1.43
EBITDA
-111.87M -196.73M -89.51M 152.93M
EBIT
-132.42M -221.63M -103.02M 145.39M
Depreciation & Amortization
20.55M 24.9M 13.51M 7.54M