Upstart Inc. (UPST)
59.64
-2.05 (-3.32%)
At close: Mar 04, 2025, 9:41 AM
Upstart Income Statement
| Year | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 |
| Revenue | 636.53M | 513.56M | 853.29M | 851.86M | 241.44M | 190.67M | 125.8M | 66.71M |
| Cost of Revenue | n/a | 24.9M | 187.99M | 117.58M | 37.58M | 24.95M | 15.42M | 10.23M |
| Gross Profit | 636.53M | 488.66M | 665.29M | 734.28M | 203.86M | 165.73M | 110.38M | 56.48M |
| Operating Income | -172.86M | -256.52M | -103.02M | 145.39M | 19.79M | 21.91M | 18.51M | 1.88M |
| Interest Income | 186.36M | 169M | 105.58M | 47.31M | 4.82M | 63.31M | 76.68M | 21.13M |
| Pretax Income | -128.4M | -240.03M | -109.07M | 133.73M | 5.95M | -4.95M | -11.22M | -8.86M |
| Net Income | -128.58M | -240.13M | -108.67M | 135.44M | 5.98M | -466K | -12.32M | -7.72M |
| Selling & General & Admin | 397.74M | 339.53M | 531.07M | 454.89M | 145.27M | 125.04M | 83.45M | 49.27M |
| Research & Development | 253.65M | 280.14M | 237.25M | 134M | 38.8M | 18.78M | 8.41M | 5.32M |
| Other Expenses | 158M | 150.42M | 9.47M | -5.17M | 5.55M | 1.04M | 487K | 330K |
| Operating Expenses | 809.38M | 770.09M | 773M | 597.3M | 190.13M | 145.22M | 95.11M | 55.91M |
| Interest Expense | 48.13M | 34.89M | 10.84M | 3.27M | 8.03M | 26.48M | 26.48M | 9.42M |
| Selling & Marketing Expenses | 166.8M | 127.14M | 345.78M | 333.45M | 99.66M | 93.17M | 63.63M | 33.84M |
| Cost & Expenses | 809.38M | 770.09M | 960.99M | 714.88M | 227.72M | 170.17M | 110.53M | 66.14M |
| Income Tax | 185K | 107K | 409K | 1.71M | 371K | 74K | 1.1M | 6K |
| Shares Outstanding (Basic) | 89.45M | 83.77M | 82.77M | 78.11M | 73.31M | 73.31M | 14.13M | 13.87M |
| Shares Outstanding (Diluted) | 89.45M | 83.77M | 82.77M | 94.77M | 73.31M | 73.31M | 14.13M | 13.87M |
| EPS (Basic) | -1.44 | -2.87 | -1.31 | 1.73 | 0.08 | -0.01 | -0.87 | -0.56 |
| EPS (Diluted) | -1.44 | -2.87 | -1.31 | 1.43 | 0.08 | -0.01 | -0.87 | -0.56 |
| EBITDA | -172.86M | -215.12M | -89.51M | 140.88M | 11.77M | n/a | n/a | n/a |
| Depreciation & Amortization | n/a | 24.9M | 13.51M | 7.54M | 2.28M | 774K | 314K | 93K |