Upstart Inc. (UPST)

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AI Score

Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

We regularly update and refine our models to deliver the most reliable forecasts for you.

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

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84.80

0.32%

After-hours Dec 13, 2024, 07:58 PM EST

Income Statement (Annual)

Get detailed income statement breakdowns, uncovering revenue, expenses, and much more.

Boring Mode

Year	FY23	FY22	FY21	FY20	FY19	FY18	FY17
Revenue	513.56M	853.29M	851.86M	241.44M	190.67M	125.80M	66.71M
Cost of Revenue	24.90M	187.99M	117.58M	37.58M	24.95M	15.42M	10.23M
Gross Profit	488.66M	665.29M	734.28M	203.86M	165.73M	110.38M	56.48M
Operating Income	-256.52M	-103.02M	145.39M	19.79M	21.91M	18.51M	1.88M
Interest Income	169.00M	105.58M	47.31M	4.82M	63.31M	76.68M	21.13M
Pretax Income	-240.03M	-109.07M	133.73M	5.95M	-4.95M	-11.22M	-8.86M
Net Income	-240.13M	-108.67M	135.44M	5.98M	-466.00K	-12.32M	-7.72M
Selling & General & Admin	339.53M	531.07M	454.89M	145.27M	125.04M	83.45M	49.27M
Research & Development	280.14M	237.25M	134.00M	38.80M	18.78M	8.41M	5.32M
Other Expenses	150.42M	9.47M	-5.17M	5.55M	1.04M	487.00K	330.00K
Operating Expenses	770.09M	773.00M	597.30M	190.13M	145.22M	95.11M	55.91M
Interest Expense	34.89M	10.84M	3.27M	8.03M	26.48M	26.48M	9.42M
Selling & Marketing Expenses	127.14M	345.78M	333.45M	99.66M	93.17M	63.63M	33.84M
Cost & Expenses	770.09M	960.99M	714.88M	227.72M	170.17M	110.53M	66.14M
Income Tax	107.00K	409.00K	1.71M	371.00K	74.00K	1.10M	6.00K
Shares Outstanding (Basic)	83.77M	82.77M	78.11M	73.31M	73.31M	14.13M	13.87M
Shares Outstanding (Diluted)	83.77M	82.77M	94.77M	73.31M	73.31M	14.13M	13.87M
EPS (Basic)	-2.87	-1.31	1.73	0.08	-0.01	-0.87	-0.56
EPS (Diluted)	-2.87	-1.31	1.43	0.08	-0.01	-0.87	-0.56
EBITDA	-215.12M	-89.51M	140.88M	11.77M	-	-	-
Depreciation & Amortization	24.90M	13.51M	7.54M	2.28M	774.00K	314.00K	93.00K