Upstart Inc. (UPST)
61.99
4.99 (8.75%)
At close: Jan 15, 2025, 12:25 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
| Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 |
| PE Ratio | -14.25 | -10.07 | 87.25 | 499.34 | -4.64K | -33.8 | -52.98 |
| PS Ratio | 6.66 | 1.28 | 13.87 | 12.37 | 11.33 | 3.31 | 6.13 |
| PB Ratio | 5.39 | 1.63 | 14.64 | 9.95 | 21.64 | 4.56 | n/a |
| P/FCF Ratio | -19.83 | -1.57 | 77.12 | 296.03 | 82.14 | 8.45 | 42.66 |
| P/OCF Ratio | -21.33 | -1.62 | 70.19 | 190.33 | 68.41 | 8.27 | 39.48 |
| OCF/S Ratio | -0.31 | -0.79 | 0.20 | 0.07 | 0.17 | 0.40 | 0.16 |
| Debt / Equity Ratio | 1.93 | 1.62 | 0.99 | 0.27 | 2.32 | 5.49 | n/a |
| Quick Ratio | 11.76 | 21.26 | 13.81 | 8.50 | 8.72 | 8.82 | n/a |
| Current Ratio | 11.76 | 21.26 | 13.81 | 8.50 | 8.72 | 8.82 | n/a |
| Asset Turnover | 0.25 | 0.44 | 0.47 | 0.51 | 0.48 | 0.19 | n/a |
| Interest Coverage | -7.35 | -9.5 | 44.41 | 2.47 | 0.83 | 0.70 | 0.20 |
| Return on Equity (ROE) | -0.38 | -0.16 | 0.17 | 0.02 | -0.00 | -0.13 | n/a |
| Return on Assets (ROA) | -0.12 | -0.06 | 0.07 | 0.01 | -0.00 | -0.02 | n/a |
| Return on Capital (ROIC) | -0.14 | -0.06 | 0.08 | 0.05 | 0.06 | 0.03 | n/a |
| Dividend Yield | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Payout Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Gross Profit Margin | 95.15% | 77.97% | 86.20% | 84.43% | 86.92% | 87.75% | 84.66% |
| Net Profit Margin | -46.76% | -12.73% | 15.90% | 2.48% | -0.24% | -9.79% | -11.57% |
| Pretax Profit Margin | -46.74% | -12.78% | 15.70% | 2.46% | -2.59% | -8.92% | -13.27% |
| Operating Profit Margin | -49.95% | -12.07% | 17.07% | 8.20% | 11.49% | 14.72% | 2.82% |
| FCF Margin | -33.6% | -81.75% | 17.99% | 4.18% | 13.79% | 39.19% | 14.37% |
| EBITDA Margin | -41.89% | -10.49% | 16.54% | 4.87% | n/a | n/a | n/a |