Upstart Inc. (UPST)
NASDAQ: UPST
· Real-Time Price · USD
64.11
0.28 (0.44%)
At close: Aug 15, 2025, 3:59 PM
64.09
-0.04%
After-hours: Aug 15, 2025, 07:58 PM EDT
Upstart Cash Flow Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Net Income | 5.61M | -2.45M | -2.75M | -6.76M | -54.47M | -64.6M | -42.4M | -40.31M | -28.16M | -129.25M | -55.26M | -56.22M | -29.87M | 32.69M | 58.94M | 29.11M | 37.28M | 10.1M |
Depreciation & Amortization | -13.33M | 6.4M | 4.7M | 5.39M | 4.83M | 5.63M | 9.1M | 4.93M | 4.42M | 6.44M | 3.65M | 3.72M | 3.35M | 2.78M | 2.56M | 2.19M | 1.98M | 816K |
Stock-Based Compensation | 35.51M | 29.83M | 29.8M | 33.62M | 34.21M | 35.78M | 32.77M | 35.57M | 32.6M | 74.11M | 33.91M | 36.66M | 30.33M | 25.05M | 23.06M | 20.32M | 21.19M | 8.62M |
Other Working Capital | 42.7M | -42.7M | 18.69M | 23.74M | 31.22M | 20.64M | -228.13M | 14.24M | -3.73M | -67.36M | -10.91M | -14.45M | -39.37M | 30.98M | 15.87M | 10.86M | 30.19M | 5.84M |
Other Non-Cash Items | -190.64M | -4.57M | -14.77M | 123.35M | 93.37M | 102.22M | 79.31M | -170.63M | 117.28M | 52.51M | -232.7M | -59.44M | -29.8M | -361.67M | -114.23M | -9.27M | -1.96M | 22.62M |
Deferred Income Tax | n/a | n/a | n/a | n/a | n/a | n/a | 63K | 52.68M | 39.59M | n/a | n/a | n/a | n/a | n/a | 5.61M | -1.67M | -5.07M | 901K |
Change in Working Capital | 42.7M | -42.7M | -75.6M | 23.74M | 31.22M | 20.64M | -222.56M | 14.33M | -3.35M | -79.53M | -2.48M | -26.08M | -27.66M | 34.35M | 12.91M | 2.92M | 39.38M | 29K |
Operating Cash Flow | -120.16M | -13.49M | -110.93M | 179.34M | 65.3M | 52.62M | -143.71M | -103.43M | 162.38M | -75.73M | -252.88M | -101.37M | -53.64M | -266.8M | -11.14M | 43.6M | 92.8M | 43.09M |
Capital Expenditures | 6.04M | -6.16M | -3.42M | -116K | -2.33M | -1.75M | -1.67M | -2.95M | -2.02M | -5.46M | -4.98M | -5.52M | -7.12M | -5.29M | -5.68M | -5.29M | -3.54M | -601K |
Cash Acquisitions | n/a | n/a | n/a | 61.52M | -43.4M | -18.11M | -17.39M | -13.08M | -26.43M | -24.42M | -16.76M | 20.32M | n/a | n/a | -196K | n/a | -16.56M | 2.67M |
Purchase of Investments | -377.94M | n/a | n/a | -85.64M | -64.79M | -46.15M | -35.93M | -13.08M | -26.43M | -46.38M | -250K | -41.42M | -13.88M | -1M | -9.65M | -90.19M | -29.6M | -12.95M |
Sales Maturities Of Investments | 20.25M | n/a | n/a | n/a | 32.97M | 27.24M | 24.32M | 28.67M | 26M | 24.42M | 14.21M | 21.1M | 83K | 9.4M | 97.34M | 8.31M | 5.88M | 8.33M |
Other Investing Acitivies | 241.81M | -72.41M | -74.49M | -25.29M | 1.46M | 1.23M | 772K | -23.79M | -9.63M | 25.99M | -77.33M | -18.73M | 10.97M | 11.46M | -101.58M | -79.11M | -37.06M | 3.45M |
Investing Cash Flow | -109.83M | -78.57M | -77.91M | -46.17M | -76.1M | -37.55M | -29.89M | -24.22M | -38.49M | -25.85M | -85.11M | -24.25M | -9.94M | 5.18M | -19.78M | -84.4M | -40.6M | 902K |
Debt Repayment | n/a | -80.07M | 502.69M | -9.43M | 113.54M | -49.48M | 22.97M | 227.28M | -70.98M | 13.71M | 66.72M | 61.6M | 86.57M | 73.01M | 45.44M | 658.29M | -35.87M | -20.75M |
Common Stock Repurchased | n/a | n/a | -3K | 2K | n/a | n/a | -9K | n/a | -1K | -5K | -27.81M | -25.03M | -125.04M | 4.43M | n/a | n/a | -236K | n/a |
Dividend Paid | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Financial Acitivies | 124.75M | 35.39M | 6.64M | -28.59M | 17.71M | -1K | 3.4M | 5.51M | 5.13M | 7.26M | 1.63M | 4.55M | 3.78M | 10.06M | 4.96M | -63.26M | 265.13M | 1.49M |
Financial Cash Flow | 44.68M | -44.68M | 509.33M | -38.02M | 132.27M | -43.71M | 26.36M | 232.78M | -65.85M | 20.97M | 40.53M | 41.12M | -34.69M | 83.07M | 50.4M | 595.03M | 229.26M | -19.26M |
Net Cash Flow | n/a | -136.74M | 320.5M | 95.15M | 121.47M | -28.64M | -147.24M | 105.14M | 58.03M | -80.61M | -297.46M | -84.5M | -98.27M | -178.55M | 19.48M | 554.23M | 281.47M | 24.73M |
Free Cash Flow | -114.12M | -19.64M | -114.34M | 176.85M | 62.97M | 50.87M | -145.38M | -106.38M | 160.36M | -81.19M | -257.86M | -106.89M | -60.76M | -272.08M | -16.83M | 38.31M | 89.26M | 42.49M |