VersaBank

NASDAQ: VBNK · Real-Time Price · USD
10.75
0.21 (1.99%)
At close: Aug 15, 2025, 3:59 PM
10.73
-0.22%
After-hours: Aug 15, 2025, 04:41 PM EDT

VersaBank Income Statement

Financials in CAD. Fiscal year is November - October.
Fiscal Year Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022 Q2 2022 Q1 2022 Q4 2021 Q3 2021 Q2 2021 Q1 2021
Period Ending Apr 30, 2025 Jan 31, 2025 Oct 31, 2024 Jul 31, 2024 Apr 30, 2024 Jan 31, 2024 Oct 31, 2023 Jul 31, 2023 Apr 30, 2023 Jan 31, 2023 Oct 31, 2022 Jul 31, 2022 Apr 30, 2022 Jan 31, 2022 Oct 31, 2021 Jul 31, 2021 Apr 30, 2021 Jan 31, 2021
Revenue
73.08M 75.35M 75.62M 27M 73.5M 71.58M 29.17M 26.86M 26.68M 25.92M 24.25M 21.24M 18.64M 18.27M 18.24M 15.73M 15.97M 15.42M
Cost of Revenue
43.83M 48.55M 48.18M -46.7M n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Gross Profit
29.25M 26.8M 27.44M 73.7M 73.5M 71.58M 29.17M 26.86M 26.68M 25.92M 24.25M 21.24M 18.64M 18.27M 18.24M 15.73M 15.97M 15.42M
Operating Income
11.73M n/a n/a 13.46M 16.3M 16.95M 16.92M 13.81M 42.71M 38.48M 29.87M 21.97M 15.4M 15.46M 15.92M 15.29M 14.49M 14.42M
Interest Income
70.98M 73.25M 73.24M 71.65M 71.24M 69.29M 66.09M 60.09M 53.59M 49.56M 22.48M 34.18M 25.85M 24.72M 23.92M 22.4M 21.65M 21.52M
Pretax Income
11.73M 11.1M 8.08M 13.46M 16.3M 16.95M 16.92M 13.81M 13.72M 13.2M 10.27M 7.86M 6.79M 7.63M 8.14M 7.43M 7.94M 7.28M
Net Income
8.53M 8.14M 5.52M 9.71M 11.83M 12.7M 12.48M 10M 10.26M 9.42M 6.43M 5.72M 4.94M 5.57M 5.91M 5.44M 5.74M 5.29M
Selling & General & Admin
15.88M 14.1M 17.78M 13.53M 10.97M 12.02M 11.45M 11.9M 11.74M 11.38M 12.79M 12.29M 10.74M 9.71M 9.38M 7.27M 7.34M 7.37M
Research & Development
n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Other Expenses
1.64M 13.72M 9.51M n/a -2.92M -3.76M -23.71M -24.95M 4.28M 1.18M -7.17M -11.55M -13.98M -12.51M -11.7M -7.71M -8.81M -8.37M
Operating Expenses
17.52M 27.83M 27.29M 13.53M 2.92M 3.76M -12.26M -13.05M 16.02M 12.57M 5.62M 733K -3.24M -2.8M -2.32M -438K -1.48M -1M
Interest Expense
42.94M 47.52M 48.34M 46.7M 45M 42.72M 39.85M 35.16M 28.99M 25.29M 19.59M 14.12M 8.61M 7.83M 7.78M 7.86M 6.55M 7.14M
Selling & Marketing Expenses
n/a n/a n/a 8.7M n/a 7.69M n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Cost & Expenses
61.35M 64.25M 67.55M 13.53M 57.2M 54.62M -12.26M -13.05M 16.02M 12.57M 5.62M 733K -3.24M -2.8M -2.32M -438K -1.48M -1M
Income Tax Expense
3.21M 2.96M 2.56M 3.76M 4.47M 4.25M 4.44M 3.81M 3.46M 3.78M 3.84M 2.14M 1.85M 2.06M 2.23M 2M 2.2M 1.99M
Shares Outstanding (Basic)
32.52M 29.06M 26.96M 26.96M 25.96M 25.96M 25.96M 25.96M 26.17M 27.03M 27.25M 27.44M 27.44M 27.44M 27.44M 21.12M 21.12M 21.12M
Shares Outstanding (Diluted)
32.52M 29.06M 25.96M 25.96M 25.96M 25.96M 25.96M 25.96M 26.17M 27.03M 27.25M 27.44M 27.44M 27.44M 27.44M 21.12M 21.12M 21.12M
EPS (Basic)
0.26 0.28 0.20 0.35 0.45 0.48 0.47 0.38 0.38 0.34 0.24 0.21 0.18 0.19 0.22 0.25 0.25 0.22
EPS (Diluted)
0.26 0.28 0.20 0.36 0.45 0.48 0.47 0.38 0.38 0.34 0.24 0.21 0.18 0.19 0.22 0.25 0.25 0.22
EBITDA
12.46M 11.85M 8.92M 14.05M n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
EBIT
11.73M 11.1M 8.08M 13.46M -632K -574K -435K -431K -450K -467K -507K -458K -483K -490K -456K -452K -372K -449K
Depreciation & Amortization
728K 744K 842K 586K 632K 574K 435K 431K 450K 467K 507K 458K 483K 490K 456K 452K 372K 449K