VersaBank (VBNK)
NASDAQ: VBNK
· Real-Time Price · USD
12.38
0.13 (1.06%)
At close: Oct 03, 2025, 3:59 PM
12.62
1.94%
After-hours: Oct 03, 2025, 05:07 PM EDT
VersaBank Ratios and Metrics
Financials in CAD. Fiscal
year is
November - October.
Fiscal Year | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 | Jul 31, 2023 | Apr 30, 2023 | Jan 31, 2023 | Oct 31, 2022 | Jul 31, 2022 | Apr 30, 2022 | Jan 31, 2022 | Oct 31, 2021 | Jul 31, 2021 | Apr 30, 2021 | Jan 31, 2021 |
PE Ratio | 20.13 | 14.57 | 17.93 | 25.54 | 11.62 | 7.60 | 7.75 | 5.52 | 7.60 | 6.33 | 7.45 | 10.02 | 11.50 | 18.24 | 18.24 | 17.24 | 13.02 | 14.00 | 11.19 |
PEG Ratio | -0.87 | -2.04 | 0.45 | -0.6 | -0.52 | -1.22 | 3.64 | 0.23 | n/a | 0.54 | 0.18 | 0.70 | 0.69 | -3.46 | -1.34 | -1.44 | n/a | 1.03 | n/a |
PS Ratio | 6.99 | 6.80 | 7.75 | 7.45 | 16.71 | 4.89 | 5.50 | 9.45 | 11.32 | 9.73 | 10.82 | 10.62 | 12.39 | 19.35 | 22.24 | 22.35 | 18.00 | 20.14 | 15.36 |
PB Ratio | 1.00 | 0.94 | 1.12 | 1.41 | 1.10 | 0.90 | 1.01 | 0.73 | 0.83 | 0.73 | 0.80 | 0.74 | 0.76 | 1.06 | 1.21 | 1.23 | 1.12 | 1.30 | 0.91 |
P/FCF Ratio | 2.89 | -5.04 | -6.45 | 3.67 | -31.66 | 11.66 | -82.07 | 3.83 | -2.29 | 9.00 | 2.22 | 19.21 | 10.28 | 8.86 | -3.6 | -4.16 | 10.60 | -30.77 | -8.92 |
P/OCF Ratio | 2.89 | -5 | -6.56 | 3.68 | -37.85 | 11.53 | 35.10 | 3.83 | -2.29 | 8.90 | 2.22 | 19.45 | 10.07 | 8.83 | -3.6 | -4.16 | 10.60 | -30.77 | -8.95 |
OCF/S Ratio | 2.42 | -1.36 | -1.18 | 2.03 | -0.44 | 0.42 | 0.16 | 2.46 | -4.94 | 1.09 | 4.87 | 0.55 | 1.23 | 2.19 | -6.18 | -5.38 | 1.70 | -0.65 | -1.72 |
Debt / Equity Ratio | 0.20 | 0.20 | 0.21 | 0.27 | 0.26 | 0.26 | 0.27 | 0.29 | 0.29 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.40 | 0.40 | 0.04 |
Quick Ratio | 0.14 | 0.11 | 0.14 | n/a | 79.76 | 2.22 | 28.57 | 32.39 | 27.60 | 116.28 | 77.56 | 26.03 | 38.75 | 70.68 | 52.80 | 4.73 | 5.62 | 5.21 | 2.09 |
Current Ratio | 0.14 | 0.11 | 0.14 | n/a | 79.76 | 9.09 | 13.21 | 16.19 | 15.08 | 60.23 | 40.21 | 11.56 | 12.10 | 36.16 | 27.10 | 2.40 | 2.81 | 2.60 | 2.09 |
Asset Turnover | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | 0.20 | 0.27 | n/a | n/a | 0.29 | 0.36 | 0.40 | 0.42 | 0.39 | 1.47 | 1.52 | 1.52 | 1.56 | 1.79 | 1.97 | 2.05 | 1.95 | 2.21 | 2.02 |
Return on Equity | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
Return on Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Invested Capital | 0.01 | 0.01 | n/a | n/a | n/a | n/a | n/a | 0.04 | 0.03 | 0.10 | 0.09 | 0.08 | 0.06 | 0.05 | 0.06 | 0.06 | 0.05 | 0.05 | 0.08 |
Dividend Yield | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Payout Ratio | 0.12 | 0.10 | 0.10 | 0.16 | 0.09 | 0.08 | 0.07 | 0.07 | 0.09 | 0.09 | 0.10 | 0.14 | 0.16 | 0.19 | 0.17 | 0.16 | 0.14 | 0.19 | 0.20 |
Gross Profit Margin | 0.40 | 0.40 | 0.36 | 0.36 | 2.73 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Net Profit Margin | 0.09 | 0.12 | 0.11 | 0.07 | 0.36 | 0.16 | 0.18 | 0.43 | 0.37 | 0.38 | 0.36 | 0.27 | 0.27 | 0.27 | 0.30 | 0.32 | 0.35 | 0.36 | 0.34 |
Pretax Profit Margin | 0.12 | 0.16 | 0.15 | 0.11 | 0.50 | 0.22 | 0.24 | 0.58 | 0.51 | 0.51 | 0.51 | 0.42 | 0.37 | 0.36 | 0.42 | 0.45 | 0.47 | 0.50 | 0.47 |
Operating Profit Margin | 0.12 | 0.16 | n/a | n/a | 0.50 | 0.22 | 0.24 | 0.58 | 0.51 | 1.60 | 1.48 | 1.23 | 1.03 | 0.83 | 0.85 | 0.87 | 0.97 | 0.91 | 0.93 |
FCF Margin | 2.42 | -1.35 | -1.2 | 2.03 | -0.53 | 0.42 | -0.07 | 2.46 | -4.94 | 1.08 | 4.87 | 0.55 | 1.20 | 2.18 | -6.18 | -5.38 | 1.70 | -0.65 | -1.72 |
EBITDA Margin | 0.13 | 0.17 | 0.16 | 0.12 | 0.52 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |