VersaBank (VBNK)

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11.22

1.48 (15.20%)

At close: Apr 17, 2025, 3:59 PM

11.10

-1.04%

After-hours: Apr 17, 2025, 06:34 PM EDT

VersaBank Balance Sheet Statement

Financials in CAD. Fiscal year is November - October.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Jan 31, 2025	Oct 31, 2024	Jul 31, 2024	Apr 30, 2024	Jan 31, 2024	Oct 31, 2023	Jul 31, 2023	Apr 30, 2023	Jan 31, 2023	Oct 31, 2022	Jul 31, 2022	Apr 30, 2022	Jan 31, 2022	Oct 31, 2021	Jul 31, 2021	Apr 30, 2021	Jan 31, 2021	Oct 31, 2020	Jul 31, 2020	Apr 30, 2020	Jan 31, 2020	Oct 31, 2019	Jul 31, 2019	Apr 30, 2019	Jan 31, 2019	Oct 31, 2018	Jul 31, 2018	Apr 30, 2018	Jan 31, 2018	Oct 31, 2017	Jul 31, 2017	Apr 30, 2017	Jan 31, 2017	Oct 31, 2016	Jul 31, 2016	Apr 30, 2016	Jan 31, 2016
Cash & Equivalents	386.69M	225.25M	247.98M	198.81M	127.51M	132.24M	87.73M	223.66M	201.37M	88.58M	84.21M	198.16M	155.24M	271.52M	297M	272.43M	212.02M	257.64M	353.79M	340.33M	134.25M	139.15M	108.3M	122.09M	95.2M	129.78M	122.26M	144.22M	84.66M	159.91M	103.32M	99.91M	135.61M	93.96M	142.05M	119.09M	147.98M
Short-Term Investments	159.5M	953K	953K	-397.62M	953K	953K	953K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Long-Term Investments	159.5M	300.25M	153.98M	1.05M	587K	168.89M	183.9M	40.6M	50.8M	141.56M	134.63M	953K	953K	953K	953K	953K	n/a	8.63M	3.29M	3.26M	22.31M	10.06M	10.01M	10.04M	9.99M	10.02M	2.97M	5.65M	5.43M	262K	n/a	n/a	343K	9.96M	9.98M	22.44M	22.44M
Other Long-Term Assets	-211.18M	-351.23M	4.23B	4.12B	4.14B	-4.06M	-2.64M	-2.27M	-2M	-141.56M	-2.25M	-2.31M	-2.87M	-2.93M	-1.94M	-2.94M	-22.62M	-19.07M	-13.84M	-14.03M	-33.22M	-17.97M	-18.04M	-18.24M	-18.36M	-18.41M	-10.97M	-13.74M	-13.47M	-8.28M	1.57B	1.58B	-6.94M	-14.29M	-9.98M	-22.44M	-19.5M
Receivables	30.34M	32.49M	n/a	27.62M	n/a	24.54M	21.86M	19.96M	19.04M	n/a	16.41M	13.36M	11.57M	10.84M	8.96M	8.15M	9.6M	6.81M	6.54M	7.53M	8.17M	7.16M	8.09M	6.95M	7.3M	7.39M	7.29M	6.57M	6.51M	6.31M	n/a	n/a	6.59M	7.27M	5.21M	5.16M	5.12M
Inventory	n/a	n/a	n/a	171.19M	-153.16M	-156.78M	-90.9M	-226.73M	-204.78M	-110.83M	-221.64M	-201.91M	-158.18M	-274.17M	-305.96M	-280.58M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Current Assets	-30.34M	-32.49M	n/a	n/a	131.66M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Total Current Assets	546.19M	226.21M	247.98M	226.43M	131.66M	156.78M	109.59M	243.62M	220.41M	88.58M	100.63M	211.51M	166.81M	282.36M	305.96M	280.58M	221.62M	264.45M	360.33M	347.85M	142.42M	146.31M	116.38M	129.04M	102.5M	137.17M	129.55M	150.79M	91.17M	166.22M	103.32M	99.91M	142.2M	101.23M	147.25M	124.25M	153.1M
Property-Plant & Equipment	27.67M	26.62M	27.15M	27.25M	27.43M	9.96M	10.29M	10.61M	10.65M	10.99M	11.26M	11.34M	11.55M	11.89M	12.26M	12.63M	12.98M	10.45M	10.55M	10.76M	10.91M	7.91M	8.03M	8.2M	8.37M	8.39M	8M	8.1M	8.03M	8.02M	7.63M	7.35M	6.6M	4.33M	n/a	n/a	19.5M
Goodwill & Intangibles	24.02M	24.36M	8.25M	8.35M	8.45M	8.54M	16.31M	16.03M	15.38M	8.94M	9.05M	9.17M	9.28M	9.39M	9.48M	9.56M	9.64M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Total Long-Term Assets	4.43B	4.61B	4.42B	4.16B	4.18B	187.4M	210.49M	67.24M	76.83M	141.56M	154.95M	21.46M	21.78M	22.24M	22.69M	23.14M	22.62M	19.07M	13.84M	14.03M	33.22M	17.97M	18.04M	18.24M	18.36M	18.41M	10.97M	13.74M	13.47M	8.28M	1.58B	1.59B	6.94M	14.29M	9.98M	22.44M	22.44M
Total Assets	4.97B	4.84B	4.52B	4.39B	4.31B	4.2B	3.98B	3.73B	3.53B	3.26B	3.08B	2.69B	2.42B	2.42B	2.29B	2.14B	2.04B	1.94B	1.93B	1.97B	1.85B	1.79B	1.78B	1.8B	1.75B	1.81B	1.82B	1.75B	1.71B	1.73B	1.68B	1.69B	1.77B	1.7B	1.69B	1.7B	1.7B
Account Payables	n/a	n/a	n/a	n/a	n/a	7.47M	4.53M	2.77M	n/a	7.66M	n/a	n/a	n/a	117.66M	102.63M	102.21M	99.6M	96.06M	89.54M	101.34M	105.26M	97M	94.53M	92.63M	96.67M	96.16M	94.18M	92.16M	90.74M	88.78M	n/a	n/a	81.38M	82.56M	77.68M	74.02M	66.39M
Deferred Revenue	n/a	n/a	n/a	n/a	n/a	8.95M	n/a	n/a	n/a	6.95M	n/a	n/a	n/a	116.99M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Short-Term Debt	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Current Liabilities	-4.35M	-893K	-3.11M	-4.1M	-2.43M	-6.73M	-4.53M	-2.77M	-1.83M	-7.66M	-3.16M	-2.13M	-1.98M	-120.61M	-104.68M	-103.66M	-99.6M	-96.06M	-89.54M	-101.34M	-105.26M	-97M	-94.53M	-92.63M	-96.67M	-96.16M	-94.18M	-92.16M	-90.74M	-88.78M	n/a	n/a	-81.38M	-82.56M	-77.68M	-74.02M	-66.39M
Total Current Liabilities	n/a	n/a	3.11M	24.92M	9.97M	9.68M	7.26M	4.04M	5.48M	7.66M	8.32M	5.85M	6.16M	117.66M	108.96M	107.72M	106.01M	100.3M	92.18M	104.22M	107.83M	100.98M	98.09M	95.31M	98.63M	99.64M	97.31M	94.04M	93.13M	92.52M	n/a	n/a	92.58M	87.1M	85.07M	80.08M	71.5M
Long-Term Debt	106.82M	102.5M	101.64M	101.11M	103.36M	106.85M	101.58M	104.53M	102.77M	104.95M	98.71M	98.41M	97.73M	95.27M	95.68M	94.39M	4.89M	13.63M	13.94M	13.92M	38.27M	38.25M	38.4M	38.21M	43.35M	43.15M	43.29M	43.1M	43.23M	43.04M	43.18M	47.35M	47.48M	57.65M	57.72M	57.57M	57.64M
Other Long-Term Liabilities	-109.79M	-108.72M	4.01B	-104.52M	-106.95M	-110.62M	-105.53M	-108.65M	-107.06M	-109.42M	-103.35M	-103.08M	-102.67M	-100.39M	-100.96M	-99.83M	-10.49M	-16.72M	-16.92M	-16.98M	-41.44M	-38.25M	-38.4M	-38.21M	-43.35M	-43.15M	-43.29M	-43.1M	-43.23M	-43.04M	n/a	n/a	-47.48M	-57.65M	-57.72M	-57.57M	-57.64M
Total Long-Term Liabilities	n/a	n/a	4.11B	3.96B	3.91B	111.35M	106.19M	109.33M	5.48M	2.92B	8.32M	5.85M	6.16M	117.66M	108.96M	107.72M	106.01M	100.3M	92.18M	104.22M	107.83M	100.98M	98.09M	95.31M	98.63M	99.64M	97.31M	94.04M	93.13M	92.52M	43.18M	47.35M	92.58M	87.1M	85.07M	80.08M	71.5M
Total Liabilities	4.45B	4.44B	4.11B	3.99B	3.92B	3.82B	3.62B	3.37B	3.18B	2.92B	2.73B	2.35B	2.08B	2.08B	2.03B	1.89B	1.79B	1.69B	1.68B	1.72B	1.61B	1.55B	1.54B	1.56B	1.52B	1.59B	1.6B	1.54B	1.49B	1.52B	43.18M	47.35M	1.57B	1.52B	1.5B	1.52B	1.53B
Total Debt	109.68M	108.58M	104.87M	104.52M	106.95M	110.62M	105.53M	108.65M	107.06M	104.95M	103.35M	103.08M	102.67M	100.39M	100.96M	99.83M	10.49M	16.72M	16.92M	16.98M	41.44M	38.25M	38.4M	38.21M	43.35M	43.15M	43.29M	43.1M	43.23M	43.04M	43.18M	47.35M	47.48M	57.65M	57.72M	57.57M	57.64M
Common Stock	330.49M	215.61M	214.82M	214.82M	214.82M	214.82M	214.54M	215.23M	218.87M	238.02M	227.67M	227.67M	227.67M	227.67M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	152.61M	147.22M	147.22M	147.22M	142.22M
Retained Earnings	188.57M	181.24M	177.58M	168.78M	157.84M	146.04M	134.46M	125.4M	116.64M	109.33M	104.07M	99.28M	95.28M	90.64M	85.63M	80.97M	77.41M	73.19M	69.52M	66.22M	62.14M	58.07M	53.64M	49.65M	45.62M	41.47M	37.07M	33.15M	29.66M	26.44M	24.17M	22.04M	20.49M	9.17M	7.83M	5.92M	4.66M
Comprehensive Income	-302K	-130K	141K	139K	73K	131K	52K	94K	72K	99K	67K	43K	13K	-4K	2K	-3K	n/a	n/a	0.00	0.00	-0.00	-0.00	n/a	-0.00	-0.00	-0.00	n/a	n/a	-0.00	4K	1K	5K	3K	6K	4K	6K	4K
Shareholders Equity	521.29M	399.2M	408.99M	400.1M	389.03M	377.16M	365.04M	356.52M	351.18M	349.06M	346.65M	341.41M	336.95M	332.11M	252.03M	247.37M	259.51M	255.29M	251.61M	248.31M	244.23M	240.16M	235.73M	231.74M	227.71M	223.57M	219.16M	215.25M	211.75M	208.54M	206.27M	204.14M	202.58M	185.88M	184.54M	182.63M	176.37M
Total Investments	319M	301.21M	154.93M	1.05M	587K	168.89M	183.9M	40.6M	50.8M	141.56M	134.63M	953K	953K	953K	953K	953K	n/a	8.63M	3.29M	3.26M	22.31M	10.06M	10.01M	10.04M	9.99M	10.02M	2.97M	5.65M	5.43M	262K	n/a	n/a	343K	9.96M	9.98M	22.44M	22.44M