VersaBank (VBNK)
NASDAQ: VBNK
· Real-Time Price · USD
10.75
0.21 (1.99%)
At close: Aug 15, 2025, 3:59 PM
10.73
-0.22%
After-hours: Aug 15, 2025, 04:41 PM EDT
VersaBank Cash Flow Statement
Financials in CAD. Fiscal
year is
November - October.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 | Jul 31, 2023 | Apr 30, 2023 | Jan 31, 2023 | Oct 31, 2022 | Jul 31, 2022 | Apr 30, 2022 | Jan 31, 2022 | Oct 31, 2021 | Jul 31, 2021 | Apr 30, 2021 | Jan 31, 2021 |
Net Income | 31.89M | 35.19M | 39.75M | 46.71M | 47.01M | 45.44M | 42.16M | 36.11M | 31.83M | 26.51M | 22.66M | 22.14M | 21.86M | 22.66M | 22.38M | 21.22M | 20.15M | 19.55M |
Depreciation & Amortization | 2.9M | 2.8M | 2.63M | 2.23M | 2.07M | 1.89M | 1.78M | 1.85M | 1.88M | 1.92M | 1.94M | 1.89M | 1.88M | 1.77M | 1.73M | 1.56M | 1.47M | 1.31M |
Stock-Based Compensation | 219K | 291K | 348K | 450K | 570K | 690K | 901K | 1.15M | 1.38M | 1.61M | 1.47M | 15M | 32.95M | 43.67M | 53.62M | 51.97M | 48.04M | 51.8M |
Other Working Capital | -73.53M | 90.19M | 295.63M | 194.31M | 48.41M | 11.99M | 12.44M | -29.07M | 133.41M | 144.62M | -75.13M | -172.07M | -169.54M | -222.41M | -134.29M | -129.86M | -138.35M | 101.14M |
Other Non-Cash Items | -21.1M | -47K | -3.59M | 7.81M | 32.77M | 11.12M | 21.95M | 11.13M | 13.03M | 20.14M | 6.52M | -19.2M | -38.68M | -48.87M | -60.16M | -57.72M | -55.56M | -54.94M |
Deferred Income Tax | 12.48M | 13.75M | 15.04M | 16.92M | 16.97M | 15.96M | 15.48M | 14.89M | 13.22M | 11.61M | 9.89M | 8.27M | 8.13M | 8.48M | 8.41M | 7.98M | 7.64M | 7.39M |
Change in Working Capital | -73.53M | 37.3M | 140.91M | 39.59M | -106.31M | -89.84M | 12.44M | -29.07M | 133.41M | 144.62M | -75.13M | -172.07M | -169.54M | -222.41M | -134.29M | -129.86M | -138.35M | 101.14M |
Operating Cash Flow | -47.14M | 83.48M | 183.75M | 102.36M | -18.27M | -20.28M | 94.72M | 36.06M | 194.75M | 206.41M | -32.65M | -143.97M | -143.4M | -194.69M | -108.31M | -104.85M | -116.6M | 126.25M |
Capital Expenditures | -2.95M | -4.03M | -18.58M | -18.69M | -16.38M | -16.34M | -362K | -185K | -724K | -574K | -581K | -693K | -142K | 21K | -14K | -70K | -10K | -276K |
Cash Acquisitions | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -15.01M | -22.49M | -22.49M | -22.49M | -7.47M |
Purchase of Investments | n/a | n/a | n/a | 14.38M | -27.78M | -27.78M | -27.78M | -49.76M | -141.03M | -141.03M | -141.03M | -133.43M | n/a | -953K | -953K | -953K | -953K | n/a |
Sales Maturities Of Investments | 189.35M | 165.87M | 63.75M | 63.75M | -38.02M | -57.41M | n/a | n/a | 101.77M | 92.03M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Investing Acitivies | -198.49M | -173.62M | -139M | -28.02M | 165.52M | 126.64M | n/a | -98.88M | -242.8M | -233.06M | -141.03M | n/a | n/a | -953K | -953K | -953K | -953K | n/a |
Investing Cash Flow | -12.09M | -74.36M | -322.18M | -196.94M | -145.01M | -140.65M | -28.14M | -7.79M | -141.75M | -141.6M | -141.61M | -134.12M | -121.5M | -122.29M | -129.8M | -129.86M | -8.44M | -7.75M |
Debt Repayment | -339K | -5.74M | -5.74M | -5.71M | -5.71M | -701K | -700K | -700K | -545K | -649K | -642K | -632K | -773K | 88.84M | 78.84M | 78.92M | 78.99M | -34.97M |
Common Stock Repurchased | n/a | n/a | n/a | n/a | -734K | -4.97M | -13.29M | -15.22M | -14.49M | -10.25M | -1.93M | n/a | n/a | -16.81M | -16.81M | -16.81M | -16.81M | n/a |
Dividend Paid | -3.42M | -3.5M | -3.59M | -3.59M | -3.59M | -3.59M | -3.6M | -3.63M | -3.67M | -3.71M | -3.73M | -3.73M | -3.57M | -3.71M | -3.85M | -3.98M | -4.28M | -4.28M |
Other Financial Acitivies | 113.57M | 166.46M | 268.29M | 472.23M | 344.05M | 469.06M | 626.52M | 608.04M | 608.04M | 708.23M | 445.55M | 347.93M | 483.59M | 206M | 209.03M | 135.43M | -609K | -1.49M |
Financial Cash Flow | 224.61M | 272.7M | 259.58M | 273.89M | 144.97M | 92.85M | -17.31M | -19.55M | -18.7M | -14.61M | -6.3M | 68.86M | 68.88M | 141.91M | 131.4M | 57.74M | 57.14M | -40.74M |
Net Cash Flow | 141.38M | 259.18M | 93.01M | 160.26M | -24.85M | -73.86M | 43.66M | 3.51M | 25.5M | 46.13M | -182.94M | -212.79M | -74.27M | -56.78M | 13.88M | -56.79M | -67.9M | 77.76M |
Free Cash Flow | -50.09M | 79.45M | 165.17M | 83.67M | -34.65M | -36.62M | 94.36M | 35.88M | 194.02M | 205.84M | -33.23M | -144.66M | -143.54M | -194.67M | -108.32M | -104.92M | -116.61M | 125.97M |