VersaBank (VBNK)
NASDAQ: VBNK
· Real-Time Price · USD
10.75
0.21 (1.99%)
At close: Aug 15, 2025, 3:59 PM
10.73
-0.22%
After-hours: Aug 15, 2025, 04:41 PM EDT
VersaBank Cash Flow Statement
Financials in CAD. Fiscal
year is
November - October.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 | Jul 31, 2023 | Apr 30, 2023 | Jan 31, 2023 | Oct 31, 2022 | Jul 31, 2022 | Apr 30, 2022 | Jan 31, 2022 | Oct 31, 2021 | Jul 31, 2021 | Apr 30, 2021 | Jan 31, 2021 |
Net Income | 8.53M | 8.14M | 5.52M | 9.71M | 11.83M | 12.7M | 12.48M | 10M | 10.26M | 9.42M | 6.43M | 5.72M | 4.94M | 5.57M | 5.91M | 5.44M | 5.74M | 5.29M |
Depreciation & Amortization | 728K | 744K | 842K | 586K | 632K | 574K | 435K | 431K | 450K | 467K | 507K | 458K | 483K | 490K | 456K | 452K | 372K | 449K |
Stock-Based Compensation | n/a | 75K | 72K | 72K | 72K | 132K | 174K | 192K | 192K | 343K | 423K | 424K | 424K | 196K | 13.95M | 18.38M | 11.15M | 10.14M |
Other Working Capital | -100.47M | -104.24M | 135.3M | -4.13M | 63.25M | 101.2M | 33.98M | -150.03M | 26.83M | 101.66M | -7.54M | 12.46M | 38.04M | -118.09M | -104.47M | 14.98M | -14.82M | -29.97M |
Other Non-Cash Items | -11.43M | 3.25M | 8.99M | -21.92M | 9.62M | -289K | 20.39M | 3.04M | -12.02M | 10.54M | 9.57M | 4.93M | -4.9M | -3.08M | -16.15M | -14.54M | -15.1M | -14.37M |
Deferred Income Tax | 3.21M | 2.96M | 2.56M | 3.76M | 4.47M | 4.25M | 4.44M | 3.81M | 3.46M | 3.78M | 3.84M | 2.14M | 1.85M | 2.06M | 2.23M | 2M | 2.2M | 1.99M |
Change in Working Capital | -100.47M | -104.24M | 135.3M | -4.13M | 10.36M | -628K | 33.98M | -150.03M | 26.83M | 101.66M | -7.54M | 12.46M | 38.04M | -118.09M | -104.47M | 14.98M | -14.82M | -29.97M |
Operating Cash Flow | -99.44M | -89.06M | 153.28M | -11.92M | 31.18M | 11.21M | 71.89M | -132.55M | 29.17M | 126.2M | 13.24M | 26.13M | 40.84M | -112.86M | -98.08M | 26.7M | -10.45M | -26.48M |
Capital Expenditures | 731K | -1.45M | 103K | -2.33M | -351K | -16M | -12K | -12K | -313K | -25K | 165K | -551K | -163K | -32K | 53K | n/a | n/a | -67K |
Cash Acquisitions | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -15.01M | -7.47M |
Purchase of Investments | n/a | n/a | n/a | n/a | n/a | n/a | 14.38M | -42.16M | n/a | n/a | -7.6M | -133.43M | n/a | n/a | n/a | n/a | -953K | n/a |
Sales Maturities Of Investments | 52.61M | 136.74M | n/a | n/a | 29.14M | 34.61M | n/a | -101.77M | 9.74M | 92.03M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Investing Acitivies | 4.26M | n/a | -153.13M | -49.62M | 29.14M | 34.61M | -42.16M | 143.92M | -9.74M | -92.03M | -141.03M | n/a | n/a | n/a | n/a | n/a | -953K | n/a |
Investing Cash Flow | 57.6M | 135.28M | -153.03M | -51.95M | -4.67M | -112.54M | -27.79M | -12K | -313K | -25K | -7.44M | -133.98M | -163K | -32K | 53K | -121.36M | -953K | -7.54M |
Debt Repayment | 223K | -183K | -195K | -184K | -5.18M | -177K | -173K | -176K | -175K | -176K | -173K | -21K | -279K | -169K | -163K | -162K | 89.34M | -10.18M |
Common Stock Repurchased | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -734K | -4.24M | -8.32M | -1.93M | n/a | n/a | n/a | n/a | n/a | -16.81M | n/a |
Dividend Paid | -813K | -813K | -897K | -897K | -897K | -897K | -897K | -895K | -898K | -910K | -927K | -934K | -934K | -934K | -931K | -775K | -1.07M | -1.07M |
Other Financial Acitivies | n/a | n/a | -14.62M | 128.19M | 52.89M | 101.83M | 189.32M | n/a | 177.91M | 259.29M | 170.85M | n/a | 278.09M | -3.38M | 73.23M | 135.66M | 504K | -362K |
Financial Cash Flow | -1.28M | 113.88M | -15.1M | 127.11M | 46.81M | 100.76M | -790K | -1.8M | -5.31M | -9.41M | -3.03M | -955K | -1.21M | -1.1M | 72.13M | -937K | 71.82M | -11.61M |
Net Cash Flow | -46.51M | 161.44M | -22.73M | 49.17M | 71.3M | -4.73M | 44.52M | -135.94M | 22.29M | 112.79M | 4.37M | -113.94M | 42.92M | -116.28M | -25.48M | 24.58M | 60.41M | -45.63M |
Free Cash Flow | -98.71M | -90.51M | 153.39M | -14.25M | 30.83M | -4.79M | 71.88M | -132.56M | 28.86M | 126.18M | 13.41M | 25.58M | 40.67M | -112.9M | -98.02M | 26.7M | -10.45M | -26.55M |