Price Alert

Waterstone Financial Inc. (WSBF)

NASDAQ: WSBF · Real-Time Price · USD

14.11

-0.26 (-1.81%)

At close: Aug 15, 2025, 3:59 PM

14.08

-0.21%

After-hours: Aug 15, 2025, 04:04 PM EDT

Waterstone Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021
Revenue	53.02M	43.93M	47.57M	51.05M	53.66M	47.11M	42.81M	47.88M	46.84M	39.43M	36.71M	44.41M	46.52M	43.42M	57.66M	69.31M	68.67M	72.83M
Cost of Revenue	n/a	14.62M	16.58M	17.3M	17.12M	15.84M	14.5M	14.83M	11.76M	8.55M	5.73M	3.06M	2.38M	3.09M	1.94M	2.69M	2.8M	2.95M
Gross Profit	n/a	29.31M	30.99M	33.75M	36.54M	31.27M	28.31M	33.05M	35.08M	30.87M	30.98M	41.35M	44.14M	40.33M	55.72M	66.61M	65.87M	69.89M
Operating Income	9.67M	3.88M	6.21M	5.89M	7.14M	4.78M	-595K	3.75M	5.09M	2.78M	658K	6.78M	10.22M	6.82M	15.68M	24.43M	23.77M	28.22M
Interest Income	n/a	27.75M	29.05M	29.19M	28.02M	26.91M	26.69M	26.38M	24.25M	21.89M	20.67M	18.13M	16.42M	15.03M	16.58M	17.51M	17.82M	17.97M
Pretax Income	9.67M	3.88M	6.21M	5.89M	7.14M	4.77M	-595K	3.75M	5.09M	2.78M	658K	6.78M	10.22M	6.82M	15.68M	24.43M	23.77M	28.22M
Net Income	7.73M	3.04M	5.21M	4.73M	5.71M	3.04M	-40K	3.25M	4.01M	2.15M	935K	5.27M	7.99M	5.29M	12.55M	19M	17.89M	21.34M
Selling & General & Admin	n/a	22.88M	23.3M	25.9M	22.75M	20.79M	21.09M	22.5M	23.34M	20.94M	22.14M	27.31M	26.75M	26.44M	34.12M	35.4M	35.16M	35.28M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	7.66M	n/a	5.92M	6.65M	5.71M	7.82M	6.79M	6.65M	7.15M	8.19M	7.26M	7.16M	7.06M	5.92M	6.79M	6.93M	6.39M
Operating Expenses	n/a	22.88M	23.3M	25.9M	29.4M	26.5M	28.91M	29.3M	29.99M	28.09M	30.32M	34.57M	33.92M	33.5M	40.03M	42.19M	42.1M	41.66M
Interest Expense	n/a	15.18M	16.22M	17.67M	17.34M	15.77M	14.94M	14.39M	11.57M	8.1M	5.06M	2.73M	2.33M	3.17M	3.41M	3.39M	3.55M	4.02M
Selling & Marketing Expenses	n/a	723K	727K	926K	987K	914K	1.03M	916K	944K	889K	972K	1.14M	962K	905K	958K	835K	911K	824K
Cost & Expenses	n/a	40.05M	41.37M	45.16M	46.51M	42.34M	43.41M	44.13M	41.75M	36.64M	36.05M	37.63M	36.3M	36.59M	41.98M	44.88M	44.89M	44.61M
Income Tax Expense	1.94M	845K	996K	1.16M	1.43M	1.73M	-555K	500K	1.08M	627K	-277K	1.51M	2.23M	1.53M	3.13M	5.43M	5.88M	6.88M
Shares Outstanding (Basic)	17.99M	18.27M	18.34M	18.35M	18.52M	19.02M	19.38M	20M	20.38M	20.89M	20.97M	21.34M	22.13M	23.13M	23.6M	23.79M	23.85M	23.73M
Shares Outstanding (Diluted)	18M	18.28M	18.4M	18.45M	18.57M	19.04M	19.4M	20.02M	20.43M	20.98M	21.07M	21.45M	22.23M	23.31M	23.8M	23.96M	24.03M	23.95M
EPS (Basic)	0.43	0.17	0.28	0.26	0.31	0.16	-0.00	0.16	0.20	0.10	0.04	0.25	0.36	0.23	0.53	0.80	0.75	0.90
EPS (Diluted)	0.43	0.17	0.28	0.26	0.31	0.16	-0.00	0.16	0.20	0.10	0.04	0.25	0.36	0.23	0.53	0.79	0.74	0.89
EBITDA	9.67M	4.59M	6.8M	6.65M	7.78M	5.25M	438K	4.47M	5.83M	3.6M	1.6M	7.8M	11.21M	7.9M	16.81M	25.83M	25.54M	29.97M
EBIT	9.67M	3.88M	6.21M	5.89M	7.14M	4.77M	-595K	3.75M	5.09M	2.78M	658K	6.78M	10.22M	6.82M	15.69M	24.43M	23.77M	28.22M
Depreciation & Amortization	n/a	711K	593K	762K	633K	486K	1.03M	715K	738K	815K	939K	1.02M	990K	1.08M	1.12M	1.41M	1.77M	1.75M