Bread Financial Inc.

NYSE: BFH · Real-Time Price · USD
60.54
-0.91 (-1.48%)
At close: Aug 15, 2025, 10:00 AM

Bread Financial Income Statement

Financials in USD. Fiscal year is January - December.
Fiscal Year FY 2024 FY 2023 FY 2022 FY 2021
Period Ending Dec 31, 2024 Dec 31, 2023 Dec 31, 2022 Dec 31, 2021
Revenue
4.8B 5.17B 4.37B 3.27B
Cost of Revenue
2.36B 2.11B 2.1B 1.59B
Gross Profit
2.44B 3.07B 2.28B 2.06B
Operating Income
381M 968M 300M 1.04B
Interest Income
5.02B 5.14B 4.68B 3.87B
Pretax Income
381M 968M 300M 1.04B
Net Income
277M 718M 223M 801M
Selling & General & Admin
1.04B 1.03B 959M 831M
Research & Development
n/a n/a n/a n/a
Other Expenses
1.02B 1.07B 1.02B -198M
Operating Expenses
2.06B 2.1B 1.98B 633M
Interest Expense
960M 879M 503M 383M
Selling & Marketing Expenses
147M 161M 180M 160M
Cost & Expenses
4.42B 4.21B 4.07B 2.23B
Income Tax Expense
102M 231M 76M 247M
Shares Outstanding (Basic)
49.6M 49.8M 49.9M 49.7M
Shares Outstanding (Diluted)
50.4M 50M 50M 50M
EPS (Basic)
5.58 14.42 4.47 16.12
EPS (Diluted)
5.50 14.36 4.46 16.02
EBITDA
471M 1.08B 413M 1.17B
EBIT
381M 968M 300M 1.04B
Depreciation & Amortization
90M 116M 113M 123M