Bread Financial Inc. (BFH)
NYSE: BFH
· Real-Time Price · USD
59.75
0.51 (0.86%)
At close: Oct 15, 2025, 3:59 PM
59.75
0.00%
After-hours: Oct 15, 2025, 06:16 PM EDT
Bread Financial Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Period Ending | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
Revenue | 4.8B | 5.17B | 4.37B | 3.65B |
Cost of Revenue | 2.36B | 2.11B | 2.1B | 1.59B |
Gross Profit | 2.44B | 3.07B | 2.28B | 2.06B |
Operating Income | 381M | 968M | 300M | 1.04B |
Interest Income | 5.02B | 5.14B | 4.68B | 3.87B |
Pretax Income | 381M | 968M | 300M | 1.04B |
Net Income | 277M | 718M | 223M | 801M |
Selling & General & Admin | 1.04B | 1.03B | 959M | 831M |
Research & Development | n/a | n/a | n/a | n/a |
Other Expenses | 1.02B | 1.07B | 1.02B | -198M |
Operating Expenses | 2.06B | 2.1B | 1.98B | 633M |
Interest Expense | 960M | 879M | 503M | 383M |
Selling & Marketing Expenses | 147M | 161M | 180M | 160M |
Cost & Expenses | 4.42B | 4.21B | 4.07B | 2.23B |
Income Tax Expense | 102M | 231M | 76M | 247M |
Shares Outstanding (Basic) | 49.6M | 49.8M | 49.9M | 49.7M |
Shares Outstanding (Diluted) | 50.4M | 50M | 50M | 50M |
EPS (Basic) | 5.58 | 14.42 | 4.47 | 16.12 |
EPS (Diluted) | 5.50 | 14.36 | 4.46 | 16.02 |
EBITDA | 471M | 1.08B | 413M | 1.17B |
EBIT | 381M | 968M | 300M | 1.04B |
Depreciation & Amortization | 90M | 116M | 113M | 123M |
Source: Financial Modeling Prep. Financial Sources.