Bread Financial Statistics
Share Statistics
Bread Financial has 46.55M
shares outstanding. The number of shares has increased by -0.99%
in one year.
| Shares Outstanding | 46.55M |
| Shares Change (YoY) | -0.99% |
| Shares Change (QoQ) | -1.25% |
| Owned by Institutions (%) | 98.31% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 14,831 |
| FTD / Avg. Volume | 1.35% |
Short Selling Information
The latest short interest is 3.73M, so 8.02% of the outstanding
shares have been sold short.
| Short Interest | 3.73M |
| Short % of Shares Out | 8.02% |
| Short % of Float | 10.5% |
| Short Ratio (days to cover) | 3.3 |
Valuation Ratios
The PE ratio is 10.93 and the forward
PE ratio is 5.65.
Bread Financial's PEG ratio is
-0.18.
| PE Ratio | 10.93 |
| Forward PE | 5.65 |
| PS Ratio | 0.79 |
| Forward PS | 0.6 |
| PB Ratio | 0.99 |
| P/FCF Ratio | 1.63 |
| PEG Ratio | -0.18 |
Financial Ratio HistoryEnterprise Valuation
Bread Financial has an Enterprise Value (EV) of 5.03B.
| EV / Sales | 1.31 |
| EV / EBITDA | 10.69 |
| EV / EBIT | 2.71 |
| EV / FCF | 2.71 |
Financial Position
The company has a current ratio of 0.43,
with a Debt / Equity ratio of 1.86.
| Current Ratio | 0.43 |
| Quick Ratio | 0.43 |
| Debt / Equity | 1.86 |
| Debt / EBITDA | 12.07 |
| Debt / FCF | 3.06 |
| Interest Coverage | 0.29 |
Financial Efficiency
Return on Equity is 9.08% and Return on Invested Capital is -5.13%.
| Return on Equity | 9.08% |
| Return on Assets | 1.21% |
| Return on Invested Capital | -5.13% |
| Revenue Per Employee | $639,666.67 |
| Profits Per Employee | $46,166.67 |
| Employee Count | 6,000 |
| Asset Turnover | 0.17 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 102M |
| Effective Tax Rate | 26.77% |
Stock Price Statistics
The stock price has increased by 24.71% in the
last 52 weeks. The beta is 1.36, so Bread Financial's
price volatility has been higher than the market average.
| Beta | 1.36 |
| 52-Week Price Change | 24.71% |
| 50-Day Moving Average | 49.03 |
| 200-Day Moving Average | 54.29 |
| Relative Strength Index (RSI) | 52.07 |
| Average Volume (20 Days) | 1,096,480 |
Income Statement
In the last 12 months, Bread Financial had revenue of 3.84B
and earned 277M
in profits. Earnings per share was 5.58.
| Revenue | 3.84B |
| Gross Profit | 3.84B |
| Operating Income | 279M |
| Net Income | 277M |
| EBITDA | 471M |
| EBIT | 381M |
| Earnings Per Share (EPS) | 5.58 |
Full Income StatementBalance Sheet
The company has 3.68B in cash and 5.68B in
debt, giving a net cash position of -2.01B.
| Cash & Cash Equivalents | 3.68B |
| Total Debt | 5.68B |
| Net Cash | -2.01B |
| Retained Earnings | 999M |
| Total Assets | 22.38B |
| Working Capital | 4.21B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was 1.86B
and capital expenditures 0, giving a free cash flow of 1.86B.
| Operating Cash Flow | 1.86B |
| Capital Expenditures | n/a |
| Free Cash Flow | 1.86B |
| FCF Per Share | 37.48 |
Full Cash Flow StatementMargins
Gross margin is 100%, with operating and profit margins of 7.27% and 7.22%.
| Gross Margin | 100% |
| Operating Margin | 7.27% |
| Pretax Margin | 9.93% |
| Profit Margin | 7.22% |
| EBITDA Margin | 12.27% |
| EBIT Margin | 7.27% |
| FCF Margin | 48.44% |
Dividends & Yields
BFH pays an annual dividend of $1.05,
which amounts to a dividend yield of 1.66%.
| Dividend Per Share | $1.05 |
| Dividend Yield | 1.66% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 18.95% |
| Earnings Yield | 9.15% |
| FCF Yield | 61.38% |
Dividend DetailsAnalyst Forecast
The average price target for BFH is $55,
which is 7.1% higher than the current price. The consensus rating is "Hold".
| Price Target | $55 |
| Price Target Difference | 7.1% |
| Analyst Consensus | Hold |
| Analyst Count | 14 |
Stock ForecastsStock Splits
The last stock split was on Nov 8, 2021. It was a
forward
split with a ratio of 1253:1000.
| Last Split Date | Nov 8, 2021 |
| Split Type | forward |
| Split Ratio | 1253:1000 |
Scores
| Altman Z-Score | 0.6 |
| Piotroski F-Score | 7 |
