Bread Financial Inc. (BFH)
NYSE: BFH
· Real-Time Price · USD
59.58
-1.87 (-3.04%)
At close: Aug 15, 2025, 3:04 PM
Bread Financial Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 4.72B | 4.75B | 4.8B | 4.9B | 4.92B | 4.9B | 5.17B | 5.15B | 5.02B | 4.87B | 4.37B | 3.22B | 2.95B | 2.7B | 2.49B | 3.53B | 3.73B | 3.94B |
Cost of Revenue | 1.78B | 2.31B | 2.36B | 2.43B | 2.34B | 2.35B | 2.11B | 2.28B | 2.19B | 2.15B | 2.1B | 1.02B | 1.16B | 1.26B | 1.59B | 2.5B | 2.52B | 2.54B |
Gross Profit | 1.8B | 2.44B | 2.44B | 2.47B | 2.58B | 2.55B | 3.07B | 2.87B | 2.83B | 2.73B | 2.28B | 2.59B | 2.42B | 2.32B | 2.06B | 1.81B | 1.74B | 1.68B |
Operating Income | 384M | 390M | 381M | 426M | 611M | 517M | 967M | 741M | 705M | 635M | 299M | 494.2M | 688M | 1.15B | 1.35B | 1.62B | 1.53B | 1.23B |
Interest Income | 3.73B | 4.95B | 5.02B | 5.12B | 5.14B | 5.11B | 5.15B | 5.16B | 5.08B | 4.95B | 4.68B | 3.36B | 3.13B | 2.98B | 2.85B | 2.85B | 1.86B | 942M |
Pretax Income | 384M | 390M | 381M | 426M | 611M | 517M | 967M | 741M | 705M | 635M | 299M | 494.2M | 564.2M | 902.2M | 967.2M | 1.13B | 1.04B | 736.1M |
Net Income | 286M | 280M | 276M | 312M | 481M | 396M | 717M | 540M | 503M | 467M | 222M | 373.6M | 463.6M | 725.6M | 801.6M | 796M | 705.3M | 469.7M |
Selling & General & Admin | 806M | 1.05B | 1.04B | 1.02B | 1B | 1.01B | 1.03B | 1.02B | 1.02B | 1.01B | 960M | 1.45B | 1.41B | 1.36B | 1.35B | 633.5M | 459.5M | 282.9M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 780M | 1B | 1.02B | 1.02B | 970M | 1.02B | 1.07B | 1.11B | 1.1B | 1.08B | 1.02B | 258.5M | -308.6M | -1.06B | -1.8B | -1.22B | -774.7M | -108.5M |
Operating Expenses | 1.59B | 2.06B | 2.06B | 2.04B | 1.97B | 2.03B | 2.1B | 2.13B | 2.13B | 2.09B | 1.98B | 1.71B | 1.1B | 298.3M | -447M | -590M | -315.2M | 174.4M |
Interest Expense | 696M | 937M | 960M | 967M | 946M | 910M | 880M | 837M | 751M | 641M | 502M | 307M | 265M | 270M | 298M | 327.4M | 261.1M | 187.2M |
Selling & Marketing Expenses | 121M | 154M | 147M | 145M | 143M | 150M | 161M | 171M | 179M | 189M | 181M | 285M | 276M | 261M | 272M | 112M | 77M | 42M |
Cost & Expenses | 3.36B | 4.36B | 4.42B | 4.47B | 4.31B | 4.38B | 4.21B | 4.41B | 4.32B | 4.24B | 4.07B | 2.73B | 2.26B | 1.56B | 1.15B | 1.91B | 2.2B | 2.71B |
Income Tax Expense | 93M | 105M | 103M | 111M | 126M | 101M | 231M | 183M | 186M | 168M | 76M | 123.6M | 121.6M | 208.6M | 216.6M | 295.9M | 285.5M | 203.1M |
Shares Outstanding (Basic) | 46.7M | 49M | 49.6M | 49.7M | 49.6M | 49.5M | 49.3M | 49.9M | 50.1M | 50M | 49.9M | 49.8M | 49.8M | 49.9M | 49.8M | 49.8M | 49.7M | 49.7M |
Shares Outstanding (Diluted) | 47.2M | 49.6M | 50.4M | 51M | 50.2M | 49.7M | 49.6M | 50.1M | 50.3M | 50.1M | 49.9M | 49.9M | 49.9M | 50M | 50M | 50M | 50M | 49.8M |
EPS (Basic) | 5.97 | 5.67 | 5.57 | 6.30 | 9.69 | 7.97 | 14.36 | 10.80 | 10.06 | 9.34 | 4.45 | 7.41 | 9.22 | 14.48 | 16.03 | 16.01 | 14.30 | 9.61 |
EPS (Diluted) | 2.96 | 5.61 | 5.53 | 6.26 | 9.63 | 7.93 | 14.31 | 10.75 | 10.03 | 9.32 | 4.44 | 7.40 | 9.18 | 14.41 | 15.95 | 15.93 | 14.25 | 9.59 |
EBITDA | 449M | 478M | 471M | 518M | 704M | 622M | 1.08B | 866M | 836M | 761M | 412M | 600M | 704.4M | 1.06B | 1.17B | 1.36B | 1.26B | 942.5M |
EBIT | 384M | 390M | 381M | 426M | 611M | 517M | 967M | 741M | 705M | 635M | 299M | 494.2M | 595.9M | 951.5M | 1.04B | 1.2B | 1.09B | 763.5M |
Depreciation & Amortization | 65M | 88M | 90M | 92M | 93M | 105M | 116M | 125M | 131M | 126M | 113M | 105.8M | 107.8M | 109.8M | 122.8M | 160.5M | 169.7M | 179M |