Bread Financial Inc.

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49.93
-1.33 (-2.59%)
At close: Mar 28, 2025, 3:59 PM
48.95
-1.97%
Pre-market: Mar 31, 2025, 06:18 AM EDT

Company Description

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.

It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit.

The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services.

In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience.

Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions.

The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022.

Bread Financial Holdings, Inc. was founded in 1996 and is headquartered in Columbus, Ohio.

Bread Financial Inc.
Bread Financial  Inc. logo
Country United States
IPO Date Jun 15, 2001
Industry Financial - Credit Services
Sector Financial Services
Employees 6,000
CEO Ralph J. Andretta

Contact Details

Address:
3095 Loyalty Circle
Columbus, Ohio
United States
Website https://www.breadfinancial.com

Stock Details

Ticker Symbol BFH
Exchange NYSE
Fiscal Year January - December
Reporting Currency USD
CIK Code 0001101215
CUSIP Number 018581108
ISIN Number US0185811082
Employer ID 31-1429215
SIC Code 7389

Key Executives

Name Position
Ralph J. Andretta President, Chief Executive Officer & Director
Allegra S. Driscoll Executive Vice President & Chief Technology Officer
Perry S. Beberman Executive Vice President & Chief Financial Officer
Brandy Sullivan Senior Vice President, Chief People and Culture Officer
Brian Vereb Head of Investor Relations
Jonathan Bryan Campbell Senior Vice President & Chief Accounting Officer
Joseph L. Motes III Executive Vice President, Chief Administrative Officer, General Counsel & Secretary
Tammy Michelle McConnaughey Executive Vice President and Chief Credit Risk & Operations Officer
Valerie E. Greer Executive Vice President & Chief Commercial Officer
Wes Hunt Senior Vice President of Operational Excellence

Latest SEC Filings

Date Type Title
Mar 17, 2025 8-K Current Report
Mar 10, 2025 8-K Current Report
Mar 06, 2025 8-K Current Report
Mar 05, 2025 8-K Current Report
Feb 20, 2025 4 Filing
Feb 20, 2025 4 Filing
Feb 20, 2025 4 Filing
Feb 20, 2025 4 Filing
Feb 20, 2025 4 Filing
Feb 20, 2025 4 Filing