Credit Acceptance Corpora... (CACC)
NASDAQ: CACC
· Real-Time Price · USD
474.76
-2.90 (-0.61%)
At close: Aug 15, 2025, 3:59 PM
474.74
-0.01%
After-hours: Aug 15, 2025, 04:10 PM EDT
Credit Acceptance Income Statement
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 583.8M | 562.3M | 557.7M | 543.6M | 538.2M | 508M | 491.6M | 473.2M | 460.8M | 438.5M | 433.1M | 437M | 455.8M | 437.9M | 444.9M | 457.5M | 461.2M | 450.8M |
Cost of Revenue | 6.8M | 219.4M | 206.6M | 207M | 6.9M | 7.1M | 161.5M | 153.7M | 152.7M | 149.5M | 127.1M | 121.6M | 116.5M | 109.8M | 115.3M | 113M | 90.7M | 93.1M |
Gross Profit | 577M | 334.1M | 351.1M | 336.6M | 531.3M | 500.9M | 330.1M | 319.5M | 308.1M | 289M | 306M | 315.4M | 339.3M | 328.1M | 329.6M | 344.5M | 370.5M | 357.7M |
Operating Income | 235.9M | 134.1M | 183.7M | 99.8M | 393.5M | 364.9M | 116.4M | 96.5M | 27.9M | 120.4M | 156.7M | 115.9M | 154.1M | 277.9M | 284.7M | 332.2M | 379.7M | 264.3M |
Interest Income | n/a | n/a | 7.6M | 6.4M | 6.4M | 5.8M | 5.4M | 5.3M | 4.9M | 4.1M | 3.7M | 1.9M | 700K | 300K | 300K | 200K | 400K | 300K |
Pretax Income | 117.8M | 141.7M | 191.9M | 106.5M | -55.3M | 86.4M | 116.4M | 96.5M | 27.9M | 126.8M | 163M | 122.1M | 142.1M | 284.5M | 284.7M | 332.2M | 379.7M | 264.3M |
Net Income | 87.4M | 106.3M | 151.9M | 78.8M | -47.1M | 64.3M | 93.6M | 70.8M | 22.2M | 99.5M | 127.3M | 86.8M | 107.4M | 214.3M | 217.6M | 250M | 288.6M | 202.1M |
Selling & General & Admin | 71.8M | 46.9M | 44M | 52.1M | 48.6M | 47.6M | 48.2M | 43.8M | 46.8M | 40.1M | 38.6M | 36.3M | 51.3M | 38.1M | 37.3M | 33.2M | 31.8M | 63.3M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | n/a | 161.9M | 123.4M | 184.7M | 500K | -136M | 66.1M | 66.7M | 70.2M | 140M | 116.8M | 169.9M | 900K | 14.4M | 18.3M | 12.6M | 10.5M | 200K |
Operating Expenses | 155.5M | 135.5M | 167.4M | 129.4M | 369.2M | 136M | 114.3M | 110.5M | 280.2M | 180.1M | 155.4M | 206.2M | 198.8M | 52.5M | 44.9M | 12.3M | -9.2M | 93.4M |
Interest Expense | n/a | n/a | n/a | n/a | n/a | n/a | 78.8M | 70.5M | 62.8M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Selling & Marketing Expenses | 26.6M | 24.8M | 22M | 23.1M | 25.4M | 23.9M | 20.8M | 22.5M | 26.3M | 22.1M | 17.7M | 19.7M | 19M | 19.2M | 16.9M | 16.3M | 14.9M | 17.2M |
Cost & Expenses | 347.9M | 428.2M | 374M | 443.8M | 465.3M | 329.1M | 375.2M | 382.1M | 432.9M | 311.7M | 270.1M | 314.9M | 315.3M | 153.4M | 160.2M | 125.3M | 81.5M | 186.5M |
Income Tax Expense | 30.4M | 35.4M | 40M | 27.7M | -8.2M | 22.1M | 22.8M | 25.7M | 5.7M | 27.3M | 35.7M | 35.3M | 34.7M | 70.2M | 67.1M | 82.2M | 91.1M | 62.2M |
Shares Outstanding (Basic) | 11.57M | 12.09M | 12.26M | 12.28M | 12.28M | 12.48M | 12.78M | 12.93M | 13.05M | 13.06M | 13.27M | 13.29M | 13.44M | 14.27M | 14.73M | 15.8M | 16.79M | 17.06M |
Shares Outstanding (Diluted) | 11.77M | 12.28M | 12.39M | 12.41M | 12.28M | 12.65M | 12.84M | 13.04M | 13.1M | 13.07M | 13.29M | 13.36M | 13.52M | 14.34M | 14.9M | 15.83M | 16.79M | 17.1M |
EPS (Basic) | 7.55 | 8.79 | 12.33 | 6.42 | -3.83 | 5.15 | 7.33 | 5.47 | 1.70 | 7.62 | 9.59 | 6.53 | 7.99 | 14.94 | 14.77 | 15.83 | 17.19 | 11.85 |
EPS (Diluted) | 7.42 | 8.66 | 12.18 | 6.35 | -3.83 | 5.08 | 7.29 | 5.43 | 1.69 | 7.61 | 9.58 | 6.49 | 7.94 | 14.94 | 14.60 | 15.79 | 17.18 | 11.82 |
EBITDA | 242.7M | n/a | 171M | 106.7M | -31.6M | 372M | 203.7M | 174.1M | 29M | 126.8M | 163M | 122.1M | 147M | 284.5M | 290.7M | 338.6M | 385.7M | 270.8M |
EBIT | 235.9M | 134.1M | 183.7M | 99.8M | -38.5M | 80.1M | 197M | 167M | 22.6M | 122M | 171.4M | 119.6M | 140.5M | 284.2M | 284.1M | 331.8M | 379.3M | 263.8M |
Depreciation & Amortization | 6.8M | n/a | 6.9M | 6.9M | 6.9M | 7.1M | 6.7M | 7.1M | 6.4M | 6.4M | 6.3M | 6.2M | 6.5M | 6.6M | 6.6M | 6.8M | 6.4M | 6.5M |