Credit Acceptance Corpora...

NASDAQ: CACC · Real-Time Price · USD
474.76
-2.90 (-0.61%)
At close: Aug 15, 2025, 3:59 PM
474.74
-0.01%
After-hours: Aug 15, 2025, 04:10 PM EDT

Credit Acceptance Income Statement

Financials in USD. Fiscal year is January - December.
Fiscal Year Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022 Q2 2022 Q1 2022 Q4 2021 Q3 2021 Q2 2021 Q1 2021
Period Ending Jun 30, 2025 Mar 31, 2025 Dec 31, 2024 Sep 30, 2024 Jun 30, 2024 Mar 31, 2024 Dec 31, 2023 Sep 30, 2023 Jun 30, 2023 Mar 31, 2023 Dec 31, 2022 Sep 30, 2022 Jun 30, 2022 Mar 31, 2022 Dec 31, 2021 Sep 30, 2021 Jun 30, 2021 Mar 31, 2021
Revenue
583.8M 562.3M 557.7M 543.6M 538.2M 508M 491.6M 473.2M 460.8M 438.5M 433.1M 437M 455.8M 437.9M 444.9M 457.5M 461.2M 450.8M
Cost of Revenue
6.8M 219.4M 206.6M 207M 6.9M 7.1M 161.5M 153.7M 152.7M 149.5M 127.1M 121.6M 116.5M 109.8M 115.3M 113M 90.7M 93.1M
Gross Profit
577M 334.1M 351.1M 336.6M 531.3M 500.9M 330.1M 319.5M 308.1M 289M 306M 315.4M 339.3M 328.1M 329.6M 344.5M 370.5M 357.7M
Operating Income
235.9M 134.1M 183.7M 99.8M 393.5M 364.9M 116.4M 96.5M 27.9M 120.4M 156.7M 115.9M 154.1M 277.9M 284.7M 332.2M 379.7M 264.3M
Interest Income
n/a n/a 7.6M 6.4M 6.4M 5.8M 5.4M 5.3M 4.9M 4.1M 3.7M 1.9M 700K 300K 300K 200K 400K 300K
Pretax Income
117.8M 141.7M 191.9M 106.5M -55.3M 86.4M 116.4M 96.5M 27.9M 126.8M 163M 122.1M 142.1M 284.5M 284.7M 332.2M 379.7M 264.3M
Net Income
87.4M 106.3M 151.9M 78.8M -47.1M 64.3M 93.6M 70.8M 22.2M 99.5M 127.3M 86.8M 107.4M 214.3M 217.6M 250M 288.6M 202.1M
Selling & General & Admin
71.8M 46.9M 44M 52.1M 48.6M 47.6M 48.2M 43.8M 46.8M 40.1M 38.6M 36.3M 51.3M 38.1M 37.3M 33.2M 31.8M 63.3M
Research & Development
n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Other Expenses
n/a 161.9M 123.4M 184.7M 500K -136M 66.1M 66.7M 70.2M 140M 116.8M 169.9M 900K 14.4M 18.3M 12.6M 10.5M 200K
Operating Expenses
155.5M 135.5M 167.4M 129.4M 369.2M 136M 114.3M 110.5M 280.2M 180.1M 155.4M 206.2M 198.8M 52.5M 44.9M 12.3M -9.2M 93.4M
Interest Expense
n/a n/a n/a n/a n/a n/a 78.8M 70.5M 62.8M n/a n/a n/a n/a n/a n/a n/a n/a n/a
Selling & Marketing Expenses
26.6M 24.8M 22M 23.1M 25.4M 23.9M 20.8M 22.5M 26.3M 22.1M 17.7M 19.7M 19M 19.2M 16.9M 16.3M 14.9M 17.2M
Cost & Expenses
347.9M 428.2M 374M 443.8M 465.3M 329.1M 375.2M 382.1M 432.9M 311.7M 270.1M 314.9M 315.3M 153.4M 160.2M 125.3M 81.5M 186.5M
Income Tax Expense
30.4M 35.4M 40M 27.7M -8.2M 22.1M 22.8M 25.7M 5.7M 27.3M 35.7M 35.3M 34.7M 70.2M 67.1M 82.2M 91.1M 62.2M
Shares Outstanding (Basic)
11.57M 12.09M 12.26M 12.28M 12.28M 12.48M 12.78M 12.93M 13.05M 13.06M 13.27M 13.29M 13.44M 14.27M 14.73M 15.8M 16.79M 17.06M
Shares Outstanding (Diluted)
11.77M 12.28M 12.39M 12.41M 12.28M 12.65M 12.84M 13.04M 13.1M 13.07M 13.29M 13.36M 13.52M 14.34M 14.9M 15.83M 16.79M 17.1M
EPS (Basic)
7.55 8.79 12.33 6.42 -3.83 5.15 7.33 5.47 1.70 7.62 9.59 6.53 7.99 14.94 14.77 15.83 17.19 11.85
EPS (Diluted)
7.42 8.66 12.18 6.35 -3.83 5.08 7.29 5.43 1.69 7.61 9.58 6.49 7.94 14.94 14.60 15.79 17.18 11.82
EBITDA
242.7M n/a 171M 106.7M -31.6M 372M 203.7M 174.1M 29M 126.8M 163M 122.1M 147M 284.5M 290.7M 338.6M 385.7M 270.8M
EBIT
235.9M 134.1M 183.7M 99.8M -38.5M 80.1M 197M 167M 22.6M 122M 171.4M 119.6M 140.5M 284.2M 284.1M 331.8M 379.3M 263.8M
Depreciation & Amortization
6.8M n/a 6.9M 6.9M 6.9M 7.1M 6.7M 7.1M 6.4M 6.4M 6.3M 6.2M 6.5M 6.6M 6.6M 6.8M 6.4M 6.5M