Citizens Financial Servic... (CZFS)

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55.91

-1.21 (-2.12%)

At close: Apr 17, 2025, 3:59 PM

55.92

0.01%

After-hours: Apr 17, 2025, 04:06 PM EDT

Citizens Financial Services Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Oct 31, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	26.21M	25.08M	24.64M	24.83M	25.14M	25.59M	15.35M	20.25M	21.61M	21.54M	19.41M	17.82M	19.38M	18.34M	18.42M	18.87M	20.51M	20.01M	18.36M	14.74M	14.94M	15.08M	14.01M	13.55M	14.22M	13.3M	13.59M	12.83M	11.23M	12.12M	11.78M	11.3M	9.11M	10.95M	10.43M	10.99M
Cost of Revenue	n/a	n/a	n/a	n/a	-200K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	26.21M	25.08M	24.64M	24.83M	25.34M	25.59M	15.35M	20.25M	21.61M	21.54M	19.41M	17.82M	19.38M	18.34M	18.42M	18.87M	20.51M	20.01M	18.36M	14.74M	14.94M	15.08M	14.01M	13.55M	14.22M	13.3M	13.59M	12.83M	11.23M	12.12M	11.78M	11.3M	9.11M	10.95M	10.43M	10.99M
Operating Income	n/a	9.25M	10.26M	8.5M	9.89M	9.15M	-5.33M	8.72M	14.98M	9.2M	8.38M	8.21M	11.14M	8.64M	8.1M	10.08M	6.33M	11.68M	5.26M	7.87M	7.7M	6.54M	5.78M	5.23M	6.45M	7.49M	5.57M	6.96M	5.7M	6.8M	6.41M	6.08M	3.96M	5.9M	6.23M	6.21M
Interest Income	39.42M	38.3M	37.51M	37.53M	38.11M	36.31M	26.5M	24.79M	24.09M	21.6M	19.32M	17.73M	18.42M	18.26M	17.97M	18.19M	18.29M	18.29M	18.09M	15.23M	15.46M	15.76M	15.38M	14.88M	15M	14.15M	13.92M	13.25M	12.81M	12.06M	11.72M	11.22M	11.09M	10.88M	10.37M	10.38M
Pretax Income	9.54M	9.25M	6.39M	8.5M	9.22M	9.15M	-5.33M	8.48M	9.7M	9.2M	8.38M	8.21M	8.5M	8.64M	8.1M	10.08M	8.79M	9.77M	6.39M	5.42M	6.05M	6.26M	5.78M	5.23M	5.36M	5.52M	5.57M	4.99M	5.54M	4.79M	4.5M	4.23M	3.96M	3.92M	3.72M	4.07M
Net Income	7.98M	7.54M	5.28M	7.02M	7.54M	7.55M	-4.14M	6.87M	7.88M	7.54M	6.9M	6.74M	6.94M	7.06M	6.65M	8.46M	7.23M	8.01M	5.34M	4.53M	5.04M	5.2M	4.85M	4.41M	4.51M	4.58M	4.69M	4.25M	2.6M	3.65M	3.47M	3.3M	3.17M	3.15M	3.03M	3.28M
Selling & General & Admin	10.13M	10.27M	10.13M	13.07M	9.87M	10.52M	8.61M	7.98M	7.11M	7.09M	7.26M	7.05M	6.72M	6.7M	6.61M	6.39M	7.25M	6.24M	6.03M	5.73M	5.21M	5.08M	5.11M	5.14M	7.03M	4.8M	4.84M	4.93M	5.65M	4.38M	4.47M	4.47M	5.27M	4.46M	4.06M	4.04M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	16.08M	14.81M	n/a	n/a	-9.87M	15.69M	11.96M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Operating Expenses	26.21M	25.08M	12.37M	4.5M	12.1M	26.07M	20.2M	381K	20.58M	7.46M	7.62M	7.39M	19.38M	7.03M	6.96M	6.71M	7.25M	6.56M	6.28M	5.73M	6.15M	5.08M	5.11M	5.14M	4.93M	4.8M	4.84M	4.93M	4.67M	4.33M	4.42M	4.42M	4.42M	4.46M	4.06M	4.04M
Interest Expense	16.92M	17.36M	16.6M	16.98M	16.66M	14.29M	8.89M	7.03M	5.05M	2.94M	1.68M	1.55M	1.64M	1.75M	1.86M	1.85M	1.87M	1.92M	1.87M	2.45M	2.8M	2.98M	3.17M	3.1M	2.85M	2.49M	2.28M	1.96M	1.66M	1.5M	1.37M	1.3M	1.29M	1.24M	1.25M	1.26M
Selling & Marketing Expenses	n/a	n/a	n/a	11.85M	n/a	135K	372K	n/a	n/a	370K	359K	341K	-318K	336K	n/a	n/a	n/a	n/a	n/a	247K	n/a	n/a	n/a	n/a	2.1M	n/a	n/a	n/a	984K	50K	53K	47K	845K	n/a	n/a	n/a
Cost & Expenses	26.21M	25.08M	12.37M	13.07M	12.1M	12.54M	20.2M	9.39M	8.53M	8.79M	8.79M	8.52M	8.14M	8.06M	6.96M	6.71M	8.29M	6.56M	6.28M	6.64M	6.61M	6.38M	6.23M	5.14M	7.03M	5.82M	5.74M	5.97M	5.65M	5.24M	5.26M	5.34M	5.27M	5.22M	4.79M	4.77M
Income Tax Expense	1.56M	1.71M	1.11M	1.48M	1.68M	1.6M	-1.19M	1.61M	1.83M	1.66M	1.48M	1.47M	1.55M	1.58M	1.45M	1.62M	1.56M	1.76M	1.05M	889K	1M	1.07M	930K	821K	845K	936K	875K	747K	2.93M	1.14M	1.03M	923K	789K	767K	687K	791K
Shares Outstanding (Basic)	4.75M	4.75M	4.75M	4.75M	4.75M	4.75M	4.11M	4.01M	4.05M	4.05M	4.05M	4.06M	4.06M	4.03M	4.02M	4.07M	3.99M	4.04M	4M	3.69M	3.7M	3.66M	3.7M	3.71M	3.71M	3.72M	3.72M	3.73M	3.73M	3.7M	3.73M	3.69M	3.75M	3.76M	3.72M	3.78M
Shares Outstanding (Diluted)	4.75M	4.75M	4.75M	4.75M	4.75M	4.75M	4.11M	4.01M	4.05M	4.05M	4.05M	4.06M	4.06M	4.03M	4.03M	4.07M	3.99M	4.04M	4M	3.69M	3.7M	3.66M	3.7M	3.71M	3.71M	3.72M	3.72M	3.73M	3.73M	3.7M	3.73M	3.69M	3.75M	3.76M	3.73M	3.78M
EPS (Basic)	1.68	1.59	1.11	1.48	1.58	1.59	-1.01	1.71	1.95	1.86	1.71	1.66	1.71	1.75	1.65	2.08	1.81	1.96	1.34	1.23	1.36	1.42	1.31	1.19	1.22	1.23	1.26	1.14	0.70	0.99	0.93	0.89	0.84	0.84	0.81	0.87
EPS (Diluted)	1.68	1.59	1.11	1.48	1.60	1.59	-1.01	1.71	1.95	1.90	1.71	1.66	1.71	1.75	1.65	2.08	1.81	1.96	1.34	1.23	1.36	1.42	1.31	1.20	1.22	1.23	1.26	1.14	0.70	0.99	0.93	0.89	0.84	0.84	0.81	0.87
EBITDA	n/a	n/a	6.85M	9M	9.72M	9.64M	-5.07M	8.74M	9.96M	9.45M	8.64M	8.47M	8.77M	8.92M	8.38M	10.37M	5.16M	n/a	n/a	n/a	6.19M	6.35M	5.86M	5.41M	5.45M	n/a	n/a	n/a	5.42M	n/a	n/a	n/a	4.01M	n/a	n/a	n/a
EBIT	-425K	9.25M	6.39M	8.5M	9.22M	9.15M	-5.33M	8.48M	9.7M	9.2M	8.38M	8.21M	8.5M	8.64M	8.1M	10.08M	6.33M	-307K	-285K	-247K	6.05M	6.26M	5.78M	5.23M	5.36M	-119K	5.57M	-69K	5.54M	-122K	-91K	-108K	3.96M	-90K	-99K	-76K
Depreciation & Amortization	425K	n/a	459K	499K	498K	492K	266K	264K	260K	254K	257K	262K	273K	274K	280K	286K	-1.17M	n/a	285K	247K	141K	90K	84K	183K	86K	119K	n/a	69K	74K	122K	91K	108K	81K	90K	99K	76K