NBT Bancorp Inc. (NBTB)

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AI Score

Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

We regularly update and refine our models to deliver the most reliable forecasts for you.

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

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51.66

0.10%

After-hours Dec 13, 2024, 04:00 PM EST

Balance Sheet (Annual)

Get detailed breakdowns of the balance-sheet with total debts, total investments, and much more.

Boring Mode

Year	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10	FY09	FY08	FY07	FY06	FY05	FY04	FY03	FY02	FY01	FY00	FY99	FY98	FY97	FY96	FY95	FY94	FY93	FY92	FY91
Cash & Equivalents	205.19M	197.35M	1.27B	672.68M	216.84M	180.96M	159.66M	149.18M	140.30M	146.64M	158.93M	163.67M	129.38M	168.79M	187.16M	107.41M	162.95M	138.79M	142.49M	98.44M	128.04M	124.62M	129.96M	110.66M	46.00M	47.20M	37.40M	35.80M	44.40M	43.40M	36.10M	39.60M	62.40M
Short-Term Investments	1.43B	1.53B	1.69B	1.35B	975.34M	998.50M	1.26B	1.34B	1.17B	1.01B	1.36B	1.15B	1.24B	1.13B	1.12B	1.12B	1.14B	1.11B	954.47M	952.54M	-	-	-	-	-	-	-	-	-	-	-	-	-
Long-Term Investments	2.37B	2.48B	2.45B	2.00B	1.63B	1.81B	1.75B	1.88B	1.65B	1.48B	1.49B	1.21B	1.32B	1.23B	1.28B	1.26B	1.29B	1.24B	1.05B	1.03B	1.08B	1.09B	1.01B	699.33M	384.00M	390.90M	476.70M	411.40M	433.80M	381.00M	316.00M	215.50M	208.00M
Other Long-Term Assets	10.18B	-136.15M	-63.01M	-62.27M	-43.96M	-37.64M	-35.53M	-52.31M	7.75B	7.29B	7.11B	-247.21M	-	-	-	-	113.57M	115.34M	51.35M	47.58M	49.85M	48.37M	50.69M	27.74M	6.60M	7.60M	8.60M	10.00M	11.60M	-406.30M	-344.80M	-248.60M	-246.40M
Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	3.93B	3.74B	-	-	-	-	3.12B	2.97B	2.73B	2.40B	3.39B	2.47B	1.32B	1.22B	1.22B	1.08B	1.03B	-	-	-	-
Total Current Assets	105.59M	1.72B	2.96B	2.02B	1.19B	7.38B	7.02B	6.63B	6.24B	5.95B	5.79B	4.58B	4.06B	3.91B	3.98B	3.87B	3.73B	3.66B	3.26B	3.07B	2.86B	2.52B	3.52B	2.58B	1.37B	1.26B	1.25B	1.11B	1.08B	43.40M	36.10M	39.60M	62.40M
Property-Plant & Equipment	107.38M	69.05M	72.09M	74.21M	75.63M	78.97M	81.31M	84.19M	88.83M	89.26M	88.33M	77.88M	74.54M	67.40M	66.22M	65.24M	64.04M	66.98M	63.69M	63.74M	62.44M	61.26M	62.69M	43.46M	21.70M	20.20M	18.80M	16.30M	16.50M	15.40M	15.70M	15.80M	16.80M
Goodwill & Intangibles	402.29M	288.55M	289.47M	292.28M	286.79M	290.37M	281.46M	281.25M	283.22M	283.95M	290.55M	169.34M	150.22M	132.38M	135.53M	138.21M	113.57M	115.34M	51.35M	47.58M	49.85M	48.37M	50.69M	27.74M	6.60M	7.60M	8.60M	10.00M	11.60M	9.90M	13.10M	17.30M	21.60M
Total Long-Term Assets	13.06B	2.84B	2.82B	2.36B	2.00B	2.17B	2.11B	2.24B	2.03B	1.85B	1.87B	1.46B	1.54B	1.43B	1.48B	1.46B	1.47B	1.42B	1.16B	1.15B	1.19B	1.20B	113.37M	71.20M	28.30M	27.80M	27.40M	26.30M	28.10M	406.30M	344.80M	248.60M	246.40M
Total Assets	13.31B	11.74B	12.01B	10.93B	9.72B	9.56B	9.14B	8.87B	8.26B	7.80B	7.65B	6.04B	5.60B	5.34B	5.46B	5.34B	5.20B	5.09B	4.43B	4.21B	4.05B	3.72B	3.64B	2.66B	1.39B	1.29B	1.28B	1.14B	1.11B	1.04B	953.90M	868.60M	838.90M
Account Payables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short-Term Debt	293.00M	499.00M	97.80M	168.39M	655.27M	871.70M	719.12M	681.70M	442.48M	316.80M	456.04M	162.94M	181.59M	159.43M	155.98M	206.49M	368.47M	345.41M	444.98M	338.82M	302.93M	105.60M	122.01M	184.70M	142.27M	96.60M	134.50M	88.20M	115.90M	140.60M	26.70M	-	-
Other Current Liabilities	4.62B	-499.00M	-97.80M	-168.39M	-655.27M	-871.70M	-719.12M	-681.70M	-442.48M	-	-456.04M	-	-181.59M	-159.43M	-155.98M	-206.49M	-368.47M	-345.41M	-444.98M	-338.82M	-302.93M	-105.60M	-122.01M	-184.70M	-142.27M	-96.60M	-134.50M	-88.20M	-115.90M	-140.60M	-26.70M	-	-
Total Current Liabilities	4.91B	585.01M	97.80M	168.39M	655.27M	871.70M	719.12M	681.70M	442.48M	316.80M	456.04M	162.94M	181.59M	159.43M	155.98M	206.49M	368.47M	345.41M	444.98M	338.82M	302.93M	105.60M	3.35B	3.32B	115.30M	96.60M	134.50M	88.20M	115.90M	140.60M	26.70M	-	-
Long-Term Debt	250.74M	202.94M	213.68M	238.34M	165.41M	174.92M	190.06M	205.28M	231.64M	232.14M	410.02M	442.91M	445.77M	369.87M	554.70M	632.21M	424.89M	493.15M	438.20M	413.24M	369.70M	345.48M	272.33M	240.53M	251.97M	10.20M	200.00K	20.20M	3.00M	8.70M	14.50M	10.30M	5.40M
Other Long-Term Liabilities	11.63B	10.36B	10.55B	9.51B	8.43B	7.49B	7.27B	7.07B	7.15B	6.38B	6.43B	4.85B	-445.77M	-369.87M	-554.70M	-632.21M	-424.89M	-493.15M	-438.20M	-413.24M	-369.70M	-345.48M	-272.33M	-240.53M	-251.97M	-10.20M	-200.00K	-20.20M	-3.00M	-8.70M	-14.50M	-10.30M	-5.40M
Total Long-Term Liabilities	11.88B	585.01M	213.68M	238.34M	165.41M	174.92M	190.06M	205.28M	231.64M	232.14M	410.02M	442.91M	370.34M	369.87M	554.70M	632.21M	500.31M	493.15M	438.20M	413.24M	369.70M	345.48M	17.00M	17.00M	35.20M	10.20M	200.00K	20.20M	3.00M	8.70M	14.50M	10.30M	5.40M
Total Liabilities	11.88B	10.57B	10.76B	9.75B	8.60B	8.54B	8.18B	7.95B	7.38B	6.93B	6.84B	5.46B	5.06B	4.81B	4.96B	4.90B	4.80B	4.68B	4.09B	3.88B	3.72B	3.41B	3.35B	2.45B	1.27B	1.16B	1.16B	1.03B	998.30M	946.30M	852.80M	774.60M	751.10M
Total Debt	543.74M	787.95M	311.48M	406.73M	820.68M	1.05B	909.19M	886.99M	674.12M	548.94M	866.06M	605.86M	551.94M	529.31M	710.67M	838.70M	868.78M	838.56M	883.18M	752.07M	672.63M	451.08M	394.34M	367.25M	150.50M	106.80M	134.70M	108.40M	118.90M	149.30M	41.20M	10.30M	5.40M
Common Stock	540.00K	497.00K	497.00K	497.00K	497.00K	497.00K	497.00K	497.00K	497.00K	497.00K	497.00K	393.00K	380.00K	380.00K	380.00K	365.00K	365.00K	365.00K	344.00K	344.00K	344.00K	344.00K	343.00K	242.00K	13.60M	-	-	-	-	-	-	-	-
Retained Earnings	1.02B	958.43M	856.20M	749.06M	696.21M	621.20M	543.71M	501.76M	462.23M	423.96M	385.79M	357.56M	329.98M	299.80M	270.23M	245.34M	215.03M	191.77M	163.99M	145.81M	120.02M	95.08M	72.53M	36.69M	13.70M	15.50M	22.20M	24.20M	24.10M	25.40M	28.40M	29.60M	29.50M
Comprehensive Income	-160.93M	-190.03M	-23.34M	417.00K	-19.03M	-43.17M	-22.08M	-21.52M	-22.42M	-17.03M	-16.77M	-5.88M	-6.10M	-5.33M	1.16M	-8.20M	-3.58M	-14.01M	-6.93M	4.69M	7.74M	16.40M	3.92M	-2.86M	-11.10M	3.30M	2.40M	-1.50M	2.80M	-4.30M	800.00K	-	-
Shareholders Equity	1.43B	1.17B	1.25B	1.19B	1.12B	1.02B	958.18M	913.32M	882.00M	864.18M	816.57M	582.27M	538.11M	533.57M	505.12M	431.85M	397.30M	403.82M	333.94M	332.23M	310.03M	292.38M	266.36M	208.02M	126.50M	130.60M	123.30M	106.30M	108.00M	98.30M	101.10M	94.00M	87.80M
Total Investments	3.80B	4.00B	4.14B	3.34B	2.61B	2.80B	3.01B	3.21B	2.83B	2.49B	2.85B	2.36B	2.56B	2.36B	2.40B	2.38B	2.43B	2.35B	2.00B	1.99B	1.08B	1.09B	1.01B	699.33M	384.00M	390.90M	476.70M	411.40M	433.80M	381.00M	316.00M	215.50M	208.00M