NBT Bancorp Inc. (NBTB)
47.31
-0.44 (-0.92%)
At close: Mar 03, 2025, 3:59 PM
47.31
0.00%
After-hours: Mar 03, 2025, 04:00 PM EST
NBT Bancorp Ratios Statement
Year | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 |
PE Ratio | 16.17 | 15.70 | 12.26 | 10.80 | 13.44 | 14.68 | 13.41 | 19.47 | 23.14 | 16.02 | 15.36 | 17.62 | 12.44 | 12.87 | 14.46 | 13.23 | 15.45 | 15.04 | 15.46 | 13.33 | 16.81 | 14.79 | 12.55 | 131.73 | 47.59 | 10.46 | 21.62 | 16.47 | 12.56 | 15.77 | 21.62 | 15.47 | 12.27 | 10.88 |
PEG Ratio | 1.54 | -0.64 | -14.59 | 0.22 | -1 | 2.10 | 0.37 | 4.41 | 5.75 | 9.13 | 0.94 | -1.79 | -2.38 | 4.30 | 1.71 | -0.89 | 0.81 | -1.91 | 8.35 | 2.27 | 3.05 | 2.23 | 0.01 | -1.76 | -0.78 | -0.49 | 0.73 | 0.81 | 0.34 | 0.31 | -0.68 | 3.25 | 0.98 | n/a |
PS Ratio | 3.72 | 3.80 | 3.62 | 3.51 | 3.06 | 3.94 | 3.54 | 4.00 | 4.82 | 3.36 | 3.25 | 3.21 | 2.35 | 2.66 | 2.90 | 2.49 | 3.50 | 3.37 | 4.07 | 3.48 | 4.40 | 3.82 | 3.15 | 3.04 | 3.01 | 2.66 | 6.13 | 3.92 | 2.69 | 2.95 | 2.72 | 2.46 | 1.89 | 1.63 |
PB Ratio | 1.49 | 1.31 | 1.59 | 1.34 | 1.18 | 1.59 | 1.48 | 1.67 | 1.99 | 1.39 | 1.33 | 1.33 | 1.17 | 1.38 | 1.56 | 1.36 | 2.09 | 1.90 | 2.14 | 2.09 | 2.53 | 2.25 | 1.93 | 1.85 | 1.65 | 1.52 | 3.16 | 1.96 | 1.44 | 1.36 | 1.43 | 1.30 | 1.04 | 0.89 |
P/FCF Ratio | 12.06 | 12.58 | 10.57 | 11.16 | 10.45 | 12.10 | 10.75 | 12.28 | 17.08 | 10.52 | 14.63 | 9.58 | 8.29 | 10.09 | 10.01 | 14.24 | 11.09 | 9.07 | 14.10 | 11.84 | 9.43 | 18.93 | 10.46 | 10.99 | 7.68 | 11.66 | 20.64 | 11.58 | 7.78 | 9.59 | 13.78 | 52.60 | 3.64 | 5.19 |
P/OCF Ratio | 12.06 | 11.84 | 10.17 | 10.61 | 9.85 | 11.58 | 10.21 | 11.68 | 16.57 | 9.83 | 13.13 | 9.12 | 7.64 | 8.89 | 9.28 | 12.58 | 10.32 | 8.82 | 13.20 | 10.74 | 8.71 | 15.61 | 9.28 | 9.25 | 7.58 | 9.57 | 17.57 | 9.76 | 7.26 | 8.48 | 11.52 | 30.58 | 3.53 | 4.66 |
OCF/S Ratio | 0.31 | 0.32 | 0.36 | 0.33 | 0.31 | 0.34 | 0.35 | 0.34 | 0.29 | 0.34 | 0.25 | 0.35 | 0.31 | 0.30 | 0.31 | 0.20 | 0.34 | 0.38 | 0.31 | 0.32 | 0.50 | 0.24 | 0.34 | 0.33 | 0.40 | 0.28 | 0.35 | 0.40 | 0.37 | 0.35 | 0.24 | 0.08 | 0.53 | 0.35 |
Debt / Equity Ratio | 0.13 | 0.38 | 0.67 | 0.25 | 0.34 | 0.73 | 1.03 | 0.95 | 0.97 | 0.76 | 0.64 | 1.06 | 1.04 | 1.03 | 0.99 | 1.41 | 1.94 | 2.19 | 2.08 | 2.64 | 2.26 | 2.17 | 1.54 | 1.48 | 1.77 | 1.19 | 0.82 | 1.09 | 1.02 | 1.10 | 1.52 | 0.41 | 0.11 | 0.06 |
Quick Ratio | 10.92 | 0.02 | 2.95 | 30.23 | 12.00 | 1.82 | 8.47 | 9.77 | 9.72 | 14.09 | 18.78 | 12.69 | 28.12 | 22.33 | 24.52 | 25.54 | 18.76 | 10.14 | 10.60 | 7.33 | 9.05 | 9.43 | 23.90 | 1.05 | 0.78 | 11.84 | 13.07 | 9.32 | 12.62 | 9.30 | 0.31 | 1.35 | n/a | n/a |
Current Ratio | 10.92 | 0.02 | 2.95 | 30.23 | 12.00 | 1.82 | 8.47 | 9.77 | 9.72 | 14.09 | 18.78 | 12.69 | 28.12 | 22.33 | 24.52 | 25.54 | 18.76 | 10.14 | 10.60 | 7.33 | 9.05 | 9.43 | 23.90 | 1.05 | 0.78 | 11.84 | 13.07 | 9.32 | 12.62 | 9.30 | 0.31 | 1.35 | n/a | n/a |
Asset Turnover | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.06 | 0.06 | 0.06 |
Interest Coverage | 2.52 | 1.40 | 9.97 | 10.64 | 4.08 | 2.78 | 4.55 | 4.95 | 5.28 | 5.66 | 4.84 | 2.94 | 2.20 | 1.99 | 1.47 | 0.94 | 0.77 | 0.51 | 0.64 | 0.97 | 1.21 | 1.09 | 0.83 | 0.04 | 0.12 | 0.72 | 0.54 | 0.54 | 0.53 | 0.43 | 0.39 | 0.60 | 0.50 | 0.27 |
Return on Equity (ROE) | 0.09 | 0.08 | 0.13 | 0.12 | 0.09 | 0.11 | 0.11 | 0.09 | 0.09 | 0.09 | 0.09 | 0.08 | 0.09 | 0.11 | 0.11 | 0.10 | 0.14 | 0.13 | 0.14 | 0.16 | 0.15 | 0.15 | 0.15 | 0.01 | 0.03 | 0.15 | 0.15 | 0.12 | 0.11 | 0.09 | 0.07 | 0.08 | 0.09 | 0.08 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Return on Capital (ROIC) | 0.04 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | -0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.01 |
Dividend Yield | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.04 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.05 | 0.04 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 |
Payout Ratio | 0.44 | 0.47 | 0.33 | 0.31 | 0.45 | 0.38 | 0.38 | 0.49 | 0.50 | 0.50 | 0.49 | 0.54 | 0.49 | 0.47 | 0.48 | 0.52 | 0.44 | 0.52 | 0.47 | 0.47 | 0.48 | 0.47 | 0.50 | 5.39 | 2.15 | 0.46 | 0.40 | 0.38 | 0.36 | 0.43 | 0.55 | 0.39 | 0.38 | 0.39 |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 22.99% | 24.22% | 29.51% | 32.54% | 22.76% | 26.81% | 26.41% | 20.54% | 20.81% | 20.98% | 21.13% | 18.23% | 18.88% | 20.64% | 20.04% | 18.80% | 22.64% | 22.40% | 26.33% | 26.13% | 26.15% | 25.85% | 25.10% | 2.31% | 6.32% | 25.41% | 28.34% | 23.79% | 21.44% | 18.71% | 12.57% | 15.89% | 15.38% | 14.97% |
Pretax Profit Margin | 29.34% | 31.29% | 38.08% | 41.99% | 29.02% | 34.43% | 32.15% | 32.04% | 31.54% | 32.02% | 31.61% | 26.56% | 26.78% | 28.22% | 27.34% | 26.26% | 32.50% | 32.09% | 37.70% | 37.82% | 37.61% | 37.64% | 37.27% | 2.64% | 9.84% | 41.44% | 35.16% | 37.22% | 33.92% | 30.38% | 19.34% | 25.98% | 25.96% | 21.41% |
Operating Profit Margin | 87.07% | 41.19% | 42.33% | 41.99% | 29.02% | 34.43% | 41.21% | 32.04% | 31.54% | 32.02% | 31.61% | 26.56% | 26.78% | 28.22% | 27.34% | 26.26% | 32.50% | 32.09% | 37.70% | 37.82% | 37.61% | 37.64% | 37.27% | 2.64% | 9.84% | 41.44% | 35.16% | 37.22% | 33.92% | 30.38% | 19.34% | 25.98% | 25.96% | 21.41% |
FCF Margin | 30.83% | 30.22% | 34.21% | 31.49% | 29.27% | 32.52% | 32.94% | 32.55% | 28.19% | 31.94% | 22.18% | 33.52% | 28.33% | 26.31% | 28.95% | 17.46% | 31.54% | 37.15% | 28.87% | 29.40% | 46.61% | 20.19% | 30.13% | 27.64% | 39.20% | 22.79% | 29.67% | 33.82% | 34.62% | 30.78% | 19.73% | 4.67% | 51.92% | 31.39% |
EBITDA Margin | n/a | 35.84% | 41.78% | 46.17% | 33.50% | 38.93% | 35.27% | 35.29% | 34.98% | 35.72% | 35.38% | 30.34% | -4.29% | 31.25% | 30.28% | 29.39% | 35.34% | 35.18% | 41.34% | 49.87% | 45.89% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |