NBT Bancorp Inc. (NBTB)
NASDAQ: NBTB
· Real-Time Price · USD
42.17
-0.91 (-2.11%)
At close: Aug 15, 2025, 3:59 PM
42.13
-0.09%
After-hours: Aug 15, 2025, 05:36 PM EDT
NBT Bancorp Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | 21.74 | 13.75 | 15.65 | 13.65 | 13.73 | 12.55 | 16.21 | 14.54 | 11.36 | 10.74 | 12.88 | 10.43 | 10.66 | 9.96 | 11.20 | 10.46 | 9.70 | 10.90 |
PEG Ratio | -0.57 | 5.23 | -2.54 | 0.78 | -3.3 | 1.16 | 0.80 | -0.64 | -1.11 | -1.5 | -1.67 | 3.06 | -3.23 | 1.71 | n/a | -1.39 | 4.41 | 0.65 |
PS Ratio | 11.02 | 10.04 | 11.30 | 10.33 | 9.30 | 8.85 | 10.45 | 8.10 | 8.99 | 9.99 | 13.08 | 11.97 | 12.17 | 12.32 | 12.91 | 12.85 | 12.74 | 14.39 |
PB Ratio | 1.08 | 1.29 | 1.48 | 1.37 | 1.23 | 1.18 | 1.38 | 1.05 | 1.13 | 1.19 | 1.59 | 1.41 | 1.36 | 1.30 | 1.34 | 1.26 | 1.28 | 1.46 |
P/FCF Ratio | 39.01 | 52.76 | 49.49 | 43.50 | 36.57 | 49.46 | 60.32 | 27.97 | 31.17 | 70.69 | 67.81 | 34.63 | 23.78 | 45.72 | 85.04 | 39.91 | 30.57 | 41.98 |
P/OCF Ratio | 42.12 | 48.11 | 45.84 | 39.90 | 35.57 | 46.19 | 55.38 | 26.20 | 30.15 | 66.19 | 62.65 | 32.89 | 23.45 | 44.03 | 74.65 | 38.09 | 29.29 | 41.09 |
OCF/S Ratio | 0.26 | 0.21 | 0.25 | 0.26 | 0.26 | 0.19 | 0.19 | 0.31 | 0.30 | 0.15 | 0.21 | 0.36 | 0.52 | 0.28 | 0.17 | 0.34 | 0.44 | 0.35 |
Debt / Equity Ratio | 0.09 | 0.20 | 0.27 | 0.30 | 0.33 | 0.36 | 0.45 | 0.54 | 0.73 | 0.58 | 0.67 | 0.24 | 0.22 | 0.23 | 0.25 | 0.25 | 0.25 | 0.26 |
Quick Ratio | 17.65 | 0.04 | 0.04 | 0.17 | 0.14 | 0.15 | 0.14 | 0.17 | 0.16 | 0.17 | 0.17 | 0.19 | 0.21 | 0.26 | 0.29 | 0.28 | 0.26 | 0.26 |
Current Ratio | 17.65 | 0.04 | 0.04 | 0.17 | 0.14 | 0.15 | 0.14 | 0.17 | 0.16 | 0.17 | 0.17 | 0.19 | 0.21 | 0.26 | 0.29 | 0.28 | 0.26 | 0.26 |
Asset Turnover | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | 0.90 | 1.00 | 0.88 | 0.89 | 0.78 | 0.83 | 0.77 | 0.75 | 1.23 | 2.26 | 4.97 | 10.66 | 12.50 | 13.05 | 11.66 | 10.68 | 10.75 | 9.71 |
Return on Equity | 0.01 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
Return on Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Invested Capital | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
Dividend Yield | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Payout Ratio | 0.79 | 0.44 | 0.45 | 0.42 | 0.46 | 0.45 | 0.50 | 0.61 | 0.43 | 0.38 | 0.36 | 0.33 | 0.32 | 0.31 | 0.32 | 0.32 | 0.29 | 0.29 |
Gross Profit Margin | n/a | 0.73 | 0.73 | 0.71 | 0.68 | 0.70 | 0.70 | 0.69 | 0.77 | 0.84 | 0.88 | 0.93 | 0.94 | 0.96 | 0.94 | 0.99 | 1.00 | 0.98 |
Net Profit Margin | 0.13 | 0.18 | 0.18 | 0.19 | 0.17 | 0.18 | 0.16 | 0.14 | 0.20 | 0.23 | 0.25 | 0.29 | 0.29 | 0.31 | 0.29 | 0.31 | 0.33 | 0.33 |
Pretax Profit Margin | 0.17 | 0.23 | 0.23 | 0.24 | 0.22 | 0.23 | 0.21 | 0.18 | 0.25 | 0.30 | 0.33 | 0.37 | 0.37 | 0.40 | 0.37 | 0.40 | 0.43 | 0.42 |
Operating Profit Margin | 0.27 | 0.23 | 0.23 | 0.24 | 0.22 | 0.23 | 0.21 | 0.18 | 0.25 | 0.30 | 0.33 | 0.37 | 0.37 | 0.40 | 0.37 | 0.40 | 0.43 | 0.42 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.27 | 0.27 | 0.26 | 0.28 | 0.25 | 0.26 | 0.25 | 0.21 | 0.29 | 0.33 | 0.36 | 0.41 | 0.40 | 0.43 | 0.41 | 0.44 | 0.47 | 0.46 |