OppFi Inc. (OPFI)

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9.31

-0.06 (-0.64%)

At close: Apr 25, 2025, 3:59 PM

9.27

-0.43%

After-hours: Apr 25, 2025, 05:23 PM EDT

OppFi Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020
Revenue	525.96M	523.16M	519.74M	515.92M	508.95M	496.06M	487.13M	472.52M	452.86M	428.79M	396.52M	367.02M	350.57M	346.93M	317.71M	284.07M	239.25M	146.93M	84.17M	39.44M
Cost of Revenue	105.18M	144.69M	137.5M	137.66M	136.13M	87.71M	87.71M	78.95M	69.89M	74.89M	74.32M	72.83M	70.27M	74.59M	66.19M	49.08M	34.8M	8.93M	n/a	n/a
Gross Profit	420.78M	378.48M	382.24M	378.25M	372.82M	408.35M	399.43M	393.57M	382.96M	353.9M	322.2M	294.19M	280.3M	272.35M	251.52M	234.99M	204.45M	138M	84.17M	39.44M
Operating Income	94.54M	78.57M	59.06M	47.91M	46.35M	28.03M	11.48M	-451K	-6.34M	6.65M	19.13M	30.71M	57.26M	70.04M	77.87M	86.71M	82.56M	66.4M	47.06M	20.23M
Interest Income	91.62M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pretax Income	88.05M	76.51M	58.17M	48.34M	41.88M	31.62M	15.96M	6.9M	3.06M	26.94M	57.68M	65.97M	90.11M	89.62M	77.87M	85M	77.52M	61.36M	42.02M	16.9M
Net Income	83.84M	35.09M	5.21M	4.28M	-1M	7.7M	4.96M	6.27M	7.1M	15.39M	30.09M	44.62M	67.92M	72.65M	77.87M	85M	77.52M	61.36M	42.02M	16.9M
Selling & General & Admin	90.14M	87.53M	87.38M	87.91M	86.66M	86.5M	82.87M	86.3M	88M	91.96M	101.81M	96.8M	89.12M	83.76M	60.36M	55.23M	60.56M	40.98M	34.14M	17.81M
Research & Development	5.36M	5.36M	5.36M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	3.22M	3.22M	3.22M	3.22M	n/a
Other Expenses	114.23M	52.65M	490K	490K	603K	372K	272K	193K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Operating Expenses	222.12M	163.51M	117.4M	120.54M	117.5M	117.64M	114.95M	115.04M	116.61M	120.38M	130.54M	123.29M	112.83M	127.61M	119.66M	113.69M	117.63M	71.99M	42.16M	22.54M
Interest Expense	182.23M	115.99M	71.2M	25.37M	25.31M	11.37M	11.37M	11.37M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Selling & Marketing Expenses	46.89M	46.13M	48.95M	49.55M	50.56M	50.47M	49.26M	54.93M	58.29M	63.79M	66.51M	58.87M	52.46M	47.7M	34.29M	23.65M	18.64M	5.45M	3.28M	2.47M
Cost & Expenses	327.31M	308.19M	254.9M	258.21M	253.63M	205.35M	202.66M	193.99M	186.51M	195.27M	204.86M	196.12M	183.09M	202.2M	185.85M	162.77M	152.44M	80.92M	42.16M	22.54M
Income Tax Expense	4.21M	4.65M	2.81M	2.59M	2.33M	-737K	-185K	-671K	-277K	1.36M	1.05M	851K	311K	703K	n/a	-1.71M	-5.04M	-5.04M	-5.04M	-3.33M
Shares Outstanding (Basic)	20.15M	20.25M	19.68M	19.21M	18.09M	16.77M	15.63M	15.04M	14.57M	13.97M	13.53M	13.58M	13.55M	13.36M	12.98M	12.98M	12.98M	12.98M	n/a	41.21M
Shares Outstanding (Diluted)	20.15M	20.25M	19.68M	86.24M	18.09M	17.06M	15.87M	15.19M	84.19M	13.97M	84.28M	84.47M	84.5M	84.46M	12.98M	12.98M	12.98M	12.98M	n/a	41.1M
EPS (Basic)	-0.16	1.72	0.27	0.25	-0.02	0.51	0.34	0.46	0.52	1.15	2.25	3.38	5.18	5.58	6.01	4.62	3.15	1.90	0.41	0.41
EPS (Diluted)	-0.35	1.53	0.08	0.06	-0.02	0.25	0.08	0.04	0.02	0.25	0.58	1.87	3.75	4.81	6.01	4.62	3.15	1.90	0.41	0.41
EBITDA	183.36M	88.42M	84.44M	75.71M	69.89M	93.69M	75.48M	62.75M	54.89M	70.82M	91.7M	97.33M	117.04M	112.82M	104.37M	76.52M	42.55M	20.28M	-5.04M	-3.33M
EBIT	298.98M	234.38M	181.36M	174.23M	171.84M	159.63M	141M	95.77M	35.85M	56.01M	84.08M	90.66M	112.05M	109.45M	96.03M	72.3M	43.83M	23.52M	n/a	n/a
Depreciation & Amortization	9.62M	10.4M	11.24M	12.07M	12.73M	13.35M	13.69M	13.73M	13.58M	13.05M	12.31M	11.36M	10.28M	9.25M	8.33M	-20.91M	-43.3M	-45.26M	-47.06M	-20.23M