OppFi Inc. (OPFI)
NYSE: OPFI
· Real-Time Price · USD
10.43
-0.14 (-1.28%)
At close: Aug 15, 2025, 3:59 PM
10.43
0.08%
After-hours: Aug 15, 2025, 07:41 PM EDT
OppFi Income Statement
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 555.03M | 538.89M | 525.96M | 523.16M | 519.74M | 515.92M | 508.95M | 496.06M | 487.13M | 472.52M | 452.86M | 428.79M | 396.52M | 367.02M | 350.57M | 346.93M | 317.71M | 284.07M |
Cost of Revenue | 82.31M | 101.78M | 105.18M | 144.69M | 137.5M | 137.66M | 136.13M | 87.71M | 87.71M | 78.95M | 69.89M | 74.89M | 74.32M | 72.83M | 70.27M | 74.59M | 66.19M | 49.08M |
Gross Profit | 472.72M | 437.11M | 420.78M | 378.48M | 382.24M | 378.25M | 372.82M | 408.35M | 399.43M | 393.57M | 382.96M | 353.9M | 322.2M | 294.19M | 280.3M | 272.35M | 251.52M | 234.99M |
Operating Income | 123.4M | 131.74M | 94.54M | 78.57M | 59.06M | 47.91M | 46.35M | 28.03M | 11.48M | -451K | -6.34M | 6.65M | 19.13M | 30.71M | 57.26M | 70.04M | 77.87M | 86.71M |
Interest Income | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Pretax Income | 83.67M | 99.56M | 88.05M | 76.51M | 58.17M | 48.34M | 41.88M | 31.62M | 15.96M | 6.9M | 3.06M | 26.94M | 57.68M | 65.97M | 90.11M | 89.62M | 77.87M | 85M |
Net Income | -33.5M | -9.65M | 7.26M | 7.3M | 5.21M | 4.28M | -1M | 7.7M | 4.96M | 6.27M | 7.1M | 15.39M | 30.09M | 44.62M | 67.92M | 72.65M | 77.87M | 85M |
Selling & General & Admin | 67.03M | 89.54M | 89.86M | 87.26M | 87.38M | 87.91M | 86.66M | 86.5M | 82.87M | 86.3M | 88M | 91.96M | 101.81M | 96.8M | 89.12M | 83.76M | 60.36M | 55.23M |
Research & Development | n/a | 5.36M | 5.36M | 5.36M | 5.36M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 3.22M |
Other Expenses | 168.71M | 168.78M | 114.5M | 52.92M | 490K | 490K | 603K | 372K | 272K | 193K | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Operating Expenses | 235.74M | 265.35M | 222.12M | 163.51M | 117.4M | 120.54M | 117.5M | 117.64M | 114.95M | 115.04M | 116.61M | 120.38M | 130.54M | 123.29M | 112.83M | 127.61M | 119.66M | 113.69M |
Interest Expense | 55.03M | 100.86M | 102.05M | 115.99M | 71.2M | 25.37M | 25.31M | 11.37M | 11.37M | 11.37M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Selling & Marketing Expenses | 37.18M | 49.98M | 49.21M | 48.45M | 48.95M | 49.55M | 50.56M | 50.47M | 49.26M | 54.93M | 58.29M | 63.79M | 66.51M | 58.87M | 52.46M | 47.7M | 34.29M | 23.65M |
Cost & Expenses | 431.63M | 367.13M | 327.31M | 308.19M | 254.9M | 258.21M | 253.63M | 205.35M | 202.66M | 193.99M | 186.51M | 195.27M | 204.86M | 196.12M | 183.09M | 202.2M | 185.85M | 162.77M |
Income Tax Expense | 5.77M | 5.46M | 4.21M | 4.65M | 2.81M | 2.59M | 2.33M | -737K | -185K | -671K | -277K | 1.36M | 1.05M | 851K | 311K | 703K | n/a | n/a |
Shares Outstanding (Basic) | 26.61M | 23.69M | 21.44M | 20.25M | 19.68M | 19.21M | 18.09M | 16.77M | 15.63M | 15.04M | 14.57M | 13.97M | 13.53M | 13.58M | 13.55M | 13.36M | 12.98M | 12.98M |
Shares Outstanding (Diluted) | 26.61M | 23.69M | 21.44M | 20.25M | 19.68M | 19.21M | 18.09M | 17.06M | 15.87M | 15.19M | 84.19M | 13.97M | 84.28M | 84.47M | 84.5M | 84.46M | 12.98M | 12.98M |
EPS (Basic) | -1.87 | -0.93 | -0.16 | 1.72 | 0.27 | 0.25 | -0.02 | 0.51 | 0.34 | 0.46 | 0.52 | 1.15 | 2.25 | 3.38 | 5.18 | 5.58 | 6.01 | 6.56 |
EPS (Diluted) | -1.87 | -0.93 | -0.35 | 1.53 | 0.08 | 0.06 | -0.02 | 0.25 | 0.08 | 0.04 | 0.02 | 0.25 | 0.58 | 1.87 | 3.75 | 4.81 | 6.01 | n/a |
EBITDA | 266.41M | 287.24M | 218.13M | 88.42M | 84.44M | 75.71M | 69.89M | 93.69M | 75.48M | 62.75M | 54.89M | 70.82M | 91.7M | 97.33M | 117.04M | 112.82M | 104.37M | 76.52M |
EBIT | 273.18M | 321.54M | 298.98M | 234.38M | 181.36M | 174.23M | 171.84M | 159.63M | 141M | 95.77M | 35.85M | 56.01M | 84.08M | 90.66M | 112.05M | 109.45M | 96.03M | 72.3M |
Depreciation & Amortization | 6.17M | 8.66M | 9.62M | 10.4M | 11.24M | 12.07M | 12.73M | 13.35M | 13.69M | 13.73M | 13.58M | 13.05M | 12.31M | 11.36M | 10.28M | 9.25M | 8.33M | -20.91M |