OptimumBank Inc. (OPHC)
NASDAQ: OPHC
· Real-Time Price · USD
4.29
0.02 (0.47%)
At close: Aug 15, 2025, 3:59 PM
4.37
1.86%
After-hours: Aug 15, 2025, 05:51 PM EDT
OptimumBank Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 66.82M | 65.79M | 64.25M | 59.77M | 53.13M | 45.69M | 39.23M | 34.76M | 31.14M | 26.97M | 22.84M | 19.12M | 16.33M | 14.13M | 12.16M | 10.06M | 8.5M | 7.57M |
Cost of Revenue | 25.55M | 25.8M | 27.16M | 25.25M | 22.96M | 19.61M | 16.11M | 14.06M | 12.19M | 10.16M | 7.51M | 4.94M | 3.16M | 2.53M | 2.16M | 1.81M | 1.93M | 2.3M |
Gross Profit | 41.27M | 39.98M | 37.09M | 34.51M | 30.17M | 26.08M | 23.12M | 20.7M | 18.95M | 16.81M | 15.33M | 14.19M | 13.17M | 11.6M | 10M | 8.25M | 6.57M | 5.27M |
Operating Income | 19.8M | 19.61M | 17.63M | 15.75M | 13.04M | 10.13M | 8.46M | 7.11M | 6.29M | 5.79M | 5.39M | 4.67M | 4.69M | 3.87M | 3.07M | 2.08M | 665K | -126K |
Interest Income | 61.57M | 61.17M | 59.63M | 55.17M | 48.74M | 41.73M | 35.78M | 31.5M | 28.09M | 23.93M | 19.88M | 16.14M | 13.62M | 11.89M | 10.39M | 9.04M | 7.84M | 7.17M |
Pretax Income | 19.8M | 19.61M | 17.63M | 15.75M | 13.04M | 10.13M | 8.46M | 7.11M | 6.29M | 5.79M | 5.39M | 4.67M | 4.69M | 3.87M | 3.07M | 2.08M | 665K | -126K |
Net Income | 14.72M | 14.62M | 13.13M | 11.72M | 9.69M | 7.51M | 6.28M | 5.28M | 4.69M | 4.32M | 4.02M | 7.06M | 7.3M | 6.8M | 6.3M | 2.08M | 665K | -126K |
Selling & General & Admin | 8.88M | 11.63M | 11.1M | 11.07M | 10.13M | 9.14M | 8.26M | 7.56M | 6.84M | 6.1M | 5.47M | 5.39M | 4.92M | 4.36M | 3.75M | 3.14M | 2.8M | 2.56M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 12.6M | 8.74M | 8.36M | 7.69M | 7M | 6.8M | 6.4M | 6.04M | 5.82M | 4.92M | 4.46M | 4.12M | 3.56M | 3.38M | 3.19M | 3.03M | 3.1M | 2.84M |
Operating Expenses | 21.47M | 20.38M | 19.46M | 18.76M | 17.13M | 15.95M | 14.66M | 13.59M | 12.66M | 11.02M | 9.94M | 9.51M | 8.48M | 7.74M | 6.93M | 6.17M | 5.91M | 5.4M |
Interest Expense | 23.7M | 24.8M | 24.94M | 22.57M | 19.18M | 15.32M | 12.07M | 10.38M | 8.58M | 6.27M | 4.05M | 1.96M | 980K | 942K | 985K | 1.07M | 1.25M | 1.49M |
Selling & Marketing Expenses | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Cost & Expenses | 47.02M | 46.18M | 46.62M | 44.02M | 40.09M | 35.56M | 30.77M | 27.65M | 24.85M | 21.18M | 17.45M | 14.45M | 11.64M | 10.27M | 9.09M | 7.99M | 7.84M | 7.7M |
Income Tax Expense | 5.07M | 4.99M | 4.51M | 4.02M | 3.35M | 2.63M | 2.17M | 1.83M | 1.6M | 1.47M | 1.37M | -2.39M | -2.62M | -2.94M | -3.23M | n/a | n/a | n/a |
Shares Outstanding (Basic) | 11.75M | 11.71M | 10.32M | 9.76M | 9.64M | 7.62M | 7.25M | 7.25M | 7.25M | 7.2M | 7.06M | 6.07M | 6.01M | 4.89M | 4.35M | 4.35M | 3.27M | 3.2M |
Shares Outstanding (Diluted) | 12.28M | 12.23M | 10.17M | 10.29M | 10.17M | 7.63M | 7.25M | 7.25M | 7.25M | 7.2M | 7.06M | 6.07M | 6.01M | 4.89M | 4.35M | 4.35M | 3.27M | 3.2M |
EPS (Basic) | 1.36 | 1.41 | 1.39 | 1.36 | 1.20 | 1.02 | 0.87 | 0.74 | 0.67 | 0.65 | 0.66 | 1.50 | 1.60 | 1.58 | 1.52 | 0.59 | 0.21 | -0.05 |
EPS (Diluted) | 1.32 | 1.37 | 1.36 | 1.32 | 1.18 | 1.02 | 0.87 | 0.74 | 0.67 | 0.65 | 0.66 | 1.50 | 1.60 | 1.58 | 1.52 | 0.59 | 0.21 | -0.05 |
EBITDA | 20M | 20.21M | 18.23M | 16.35M | 13.34M | 10.7M | 9.02M | 7.6M | 8.18M | 6.27M | 5.96M | 5.14M | 5.13M | 4.29M | 3.37M | 2.44M | 1.02M | 205K |
EBIT | 19.8M | 19.61M | 17.63M | 15.75M | 13.04M | 10.13M | 8.46M | 7.11M | 6.29M | 5.79M | 5.39M | 4.67M | 4.69M | 3.87M | 3.07M | 2.08M | 665K | -126K |
Depreciation & Amortization | 208K | 602K | 599K | 603K | 295K | 563K | 560K | 494K | 1.9M | 479K | 569K | 470K | 447K | 426K | 302K | 364K | 354K | 331K |