OptimumBank Inc. (OPHC)
NASDAQ: OPHC
· Real-Time Price · USD
4.29
0.02 (0.47%)
At close: Aug 15, 2025, 3:59 PM
4.37
1.86%
After-hours: Aug 15, 2025, 05:51 PM EDT
OptimumBank Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 17.42M | 16.24M | 16.71M | 16.45M | 16.39M | 14.7M | 12.22M | 9.81M | 8.95M | 8.24M | 7.75M | 6.19M | 4.79M | 4.11M | 4.03M | 3.4M | 2.59M | 2.14M |
Cost of Revenue | 6.39M | 5.42M | 7.02M | 6.73M | 6.64M | 6.77M | 5.11M | 4.43M | 3.29M | 3.28M | 3.06M | 2.56M | 1.26M | 628K | 482K | 790K | 631K | 255K |
Gross Profit | 11.04M | 10.82M | 9.69M | 9.72M | 9.75M | 7.93M | 7.11M | 5.38M | 5.66M | 4.97M | 4.7M | 3.62M | 3.53M | 3.48M | 3.55M | 2.61M | 1.96M | 1.89M |
Operating Income | 4.86M | 5.2M | 5.31M | 4.43M | 4.66M | 3.22M | 3.42M | 1.73M | 1.76M | 1.55M | 2.08M | 903K | 1.27M | 1.15M | 1.36M | 917K | 444K | 348K |
Interest Income | 15.59M | 15.01M | 15.64M | 15.33M | 15.19M | 13.46M | 11.18M | 8.9M | 8.18M | 7.52M | 6.9M | 5.49M | 4.03M | 3.46M | 3.16M | 2.97M | 2.29M | 1.97M |
Pretax Income | 4.86M | 5.2M | 5.31M | 4.43M | 4.66M | 3.22M | 3.42M | 1.73M | 1.76M | 1.55M | 2.08M | 903K | 1.27M | 1.15M | 1.36M | 917K | 444K | 348K |
Net Income | 3.6M | 3.87M | 3.95M | 3.3M | 3.5M | 2.38M | 2.55M | 1.27M | 1.31M | 1.15M | 1.55M | 673K | 945K | 855K | 4.59M | 917K | 444K | 348K |
Selling & General & Admin | 275K | 3.38M | 2.15M | 3.08M | 3.03M | 2.85M | 2.11M | 2.14M | 2.04M | 1.97M | 1.41M | 1.42M | 1.31M | 1.33M | 1.33M | 944K | 750K | 721K |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 5.91M | 2.25M | 2.24M | 2.21M | 2.05M | 1.86M | 1.57M | 1.51M | 1.86M | 1.46M | 1.21M | 1.3M | 953K | 1M | 859K | 745K | 767K | 817K |
Operating Expenses | 6.18M | 5.63M | 4.38M | 5.29M | 5.08M | 4.71M | 3.69M | 3.65M | 3.9M | 3.42M | 2.62M | 2.72M | 2.26M | 2.34M | 2.19M | 1.69M | 1.52M | 1.54M |
Interest Expense | 5.35M | 5.58M | 6.41M | 6.37M | 6.45M | 5.71M | 4.04M | 2.99M | 2.59M | 2.46M | 2.35M | 1.19M | 272K | 236K | 264K | 208K | 234K | 279K |
Selling & Marketing Expenses | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Cost & Expenses | 12.57M | 11.04M | 11.4M | 12.01M | 11.72M | 11.48M | 8.8M | 8.09M | 7.19M | 6.7M | 5.68M | 5.28M | 3.52M | 2.97M | 2.67M | 2.48M | 2.15M | 1.79M |
Income Tax Expense | 1.25M | 1.33M | 1.36M | 1.13M | 1.17M | 847K | 876K | 459K | 446K | 393K | 528K | 230K | 321K | 290K | -3.23M | n/a | n/a | n/a |
Shares Outstanding (Basic) | 11.75M | 11.71M | 10.32M | 9.76M | 9.64M | 7.62M | 7.25M | 7.25M | 7.25M | 7.2M | 7.06M | 6.07M | 6.01M | 4.89M | 4.35M | 4.35M | 3.27M | 3.2M |
Shares Outstanding (Diluted) | 12.28M | 12.23M | 10.17M | 10.29M | 10.17M | 7.63M | 7.25M | 7.25M | 7.25M | 7.2M | 7.06M | 6.07M | 6.01M | 4.89M | 4.35M | 4.35M | 3.27M | 3.2M |
EPS (Basic) | 0.31 | 0.33 | 0.38 | 0.34 | 0.36 | 0.31 | 0.35 | 0.18 | 0.18 | 0.16 | 0.22 | 0.11 | 0.16 | 0.17 | 1.06 | 0.21 | 0.14 | 0.11 |
EPS (Diluted) | 0.29 | 0.32 | 0.39 | 0.32 | 0.34 | 0.31 | 0.35 | 0.18 | 0.18 | 0.16 | 0.22 | 0.11 | 0.16 | 0.17 | 1.06 | 0.21 | 0.14 | 0.11 |
EBITDA | 5.73M | 5.32M | 5.49M | 3.46M | 5.93M | 3.35M | 3.61M | 445K | 3.29M | 1.67M | 2.2M | 1.02M | 1.39M | 1.36M | 1.38M | 1.01M | 543K | 436K |
EBIT | 4.86M | 5.2M | 5.31M | 4.43M | 4.66M | 3.22M | 3.42M | 1.73M | 1.76M | 1.55M | 2.08M | 903K | 1.27M | 1.15M | 1.36M | 917K | 444K | 348K |
Depreciation & Amortization | 874K | 128K | 181K | -975K | 1.27M | 125K | 185K | -1.28M | 1.54M | 122K | 119K | 118K | 120K | 212K | 20K | 95K | 99K | 88K |