OptimumBank Inc. (OPHC)

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3.93

0.12 (3.15%)

At close: Apr 15, 2025, 3:59 PM

3.92

-0.28%

Pre-market: Apr 16, 2025, 05:59 AM EDT

OptimumBank Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	10.3M	10.08M	16.39M	14.7M	12.22M	8.9M	6.36M	5.79M	5.41M	5M	4.52M	3.88M	3.77M	3.19M	2.36M	1.86M	1.58M	1.45M	1.18M	1.07M	933K	752K	840K	786K	767K	803K	793K	766K	964K	879K	809K	922K	628K	982K	970K	960K
Cost of Revenue	n/a	n/a	1.2M	1.24M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	788K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	10.3M	10.08M	15.19M	13.46M	12.22M	8.9M	6.36M	5.79M	5.41M	5M	4.52M	3.88M	2.98M	3.19M	2.36M	1.86M	1.58M	1.45M	1.18M	1.07M	933K	752K	840K	786K	767K	803K	793K	766K	964K	879K	809K	922K	628K	982K	970K	960K
Operating Income	n/a	n/a	4.89M	3.22M	3.45M	1.73M	1.76M	3.88M	4.43M	2.09M	1.54M	1.38M	3.07M	1.13M	678K	627K	720K	-110K	129K	199K	330K	258K	63K	255K	-241K	121K	2.19M	-25K	-79K	-56K	-168K	-283K	-88K	22K	-54K	-276K
Interest Income	15.64M	15.33M	15.19M	13.46M	11.18M	911K	8.18M	7.52M	6.9M	5.49M	4.03M	3.46M	3.16M	2.97M	2.29M	1.97M	1.81M	1.77M	1.63M	1.5M	1.48M	1.26M	1.25M	1.2M	1.13M	1.1M	1.04M	1.01M	1.28M	1.13M	1.11M	1.19M	1.17M	1.22M	1.21M	1.17M
Pretax Income	5.31M	4.43M	4.66M	3.22M	3.42M	1.73M	1.76M	1.55M	2.08M	903K	1.27M	1.15M	1.36M	917K	444K	348K	369K	-496K	-347K	-308K	-244K	-280K	-430K	-198K	-621K	-202K	1.9M	-285K	-79K	-56K	-168K	-283K	-88K	22K	-54K	-276K
Net Income	3.95M	3.3M	3.5M	2.38M	2.55M	1.27M	1.31M	1.15M	1.55M	673K	945K	855K	4.59M	917K	444K	348K	369K	-496K	-347K	-308K	-244K	-280K	-430K	-146K	-621K	-202K	1.9M	-285K	-79K	-56K	-168K	-283K	-88K	22K	-54K	-276K
Selling & General & Admin	2.15M	3.08M	3.03M	2.85M	2.11M	161K	2.04M	1.97M	1.41M	1.45M	1.33M	1.36M	1.33M	944K	750K	721K	727K	603K	507K	572K	434K	516K	547K	525K	530K	481K	486K	462K	492K	447K	460K	465K	414K	457K	512K	495K
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	8.16M	7M	-1.85M	-1.66M	-1.38M	-1.31M	-6.42M	-1.27M	5.03M	-1.11M	-1.5M	-3.85M	3.1M	-612K	-631K	-688K	2.19M	n/a	n/a	n/a	2.02M	n/a	n/a	n/a	1.82M	n/a	n/a	n/a	1.79M	n/a	n/a	n/a	1.94M	n/a	n/a	n/a
Operating Expenses	10.3M	10.08M	1.85M	1.66M	1.38M	161K	-6.42M	197K	-142K	129K	142K	-2.5M	563K	141K	140K	112K	558K	121K	76K	171K	537K	114K	128K	99K	558K	156K	158K	65K	784K	134K	177K	217K	659K	151K	170K	160K
Interest Expense	6.41M	6.37M	6.45M	5.71M	265K	2.99M	2.59M	2.46M	2.35M	1.19M	272K	236K	264K	208K	234K	279K	351K	386K	476K	507K	574K	538K	493K	453K	380K	323K	285K	260K	294K	308K	313K	280K	269K	272K	281K	256K
Selling & Marketing Expenses	n/a	n/a	3.23M	n/a	102K	n/a	n/a	n/a	59K	n/a	n/a	n/a	26K	n/a	n/a	n/a	10K	n/a	n/a	n/a	18K	n/a	n/a	n/a	40K	n/a	n/a	n/a	69K	n/a	n/a	n/a	9.4K	n/a	n/a	n/a
Cost & Expenses	10.3M	10.08M	11.72M	11.48M	8.8M	161K	-6.42M	197K	-142K	129K	142K	-2.5M	563K	141K	140K	112K	558K	121K	76K	171K	537K	114K	128K	99K	558K	156K	158K	65K	784K	134K	177K	217K	659K	151K	170K	160K
Income Tax Expense	1.36M	1.13M	1.17M	847K	876K	459K	446K	393K	528K	230K	321K	290K	-3.23M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	52K	n/a	n/a	-52K	n/a	n/a	n/a	n/a	-295K	308K	313K	280K	-127K	272K	281K	256K
Shares Outstanding (Basic)	10.32M	10.32M	9.64M	7.62M	7.25M	7.25M	7.25M	7.2M	7.06M	6.07M	6.01M	4.89M	4.35M	4.35M	3.27M	3.2M	2.95M	2.95M	2.95M	2.86M	2.86M	1.93M	1.88M	1.86M	1.83M	1.56M	1.41M	1.17M	1.17M	1.1M	1.1M	1.09M	1.09M	1.1M	1.05M	951.73K
Shares Outstanding (Diluted)	10.17M	10.17M	10.17M	7.63M	7.25M	7.25M	7.25M	7.2M	7.06M	6.07M	6.01M	4.89M	4.35M	4.35M	3.27M	3.2M	2.95M	2.95M	2.95M	2.86M	2.86M	1.93M	1.88M	1.86M	1.86M	1.56M	1.41M	1.17M	1.17M	1.1M	1.1M	1.1M	1.1M	1.1M	1.05M	963.67K
EPS (Basic)	0.38	0.32	0.36	0.31	0.35	0.18	0.18	0.16	0.22	0.11	0.16	0.17	1.06	0.21	0.14	0.11	0.13	-0.17	-0.12	-0.11	-0.09	-0.15	-0.23	-0.08	-0.34	-0.13	1.35	-0.24	-0.07	-0.05	-0.15	-0.26	-0.08	0.02	-0.05	-0.29
EPS (Diluted)	0.39	0.32	0.34	0.31	0.35	0.18	0.18	0.16	0.22	0.11	0.16	0.17	1.06	0.21	0.14	0.11	0.13	-0.17	-0.12	-0.11	-0.09	-0.15	-0.23	-0.08	-0.33	-0.13	1.35	-0.24	-0.07	-0.05	-0.15	-0.26	-0.08	0.02	-0.05	-0.29
EBITDA	n/a	n/a	-1.14M	3.35M	3.61M	-89K	-599K	1.67M	2.2M	1.02M	1.39M	1.36M	1.38M	1.01M	543K	436K	451K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	1.94M	n/a	n/a	n/a	n/a	n/a	n/a	62K	n/a	n/a
EBIT	-181K	975K	-1.27M	3.22M	-185K	1.28M	1.76M	1.55M	2.08M	903K	1.27M	1.15M	1.36M	917K	444K	348K	369K	-85K	-76K	-84K	-78K	-98K	-27K	-59K	-44K	-44K	1.9M	-35K	-32K	-45K	-32K	-40K	-38K	-40K	-38K	-40K
Depreciation & Amortization	181K	-975K	131K	125K	185K	126K	127K	122K	119K	118K	120K	212K	20K	95K	99K	88K	82K	85K	76K	84K	78K	98K	44K	42K	44K	44K	36K	35K	32K	45K	32K	40K	38K	40K	38K	40K