Pathfinder Bancorp Inc. (PBHC)

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AI Score

Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

We regularly update and refine our models to deliver the most reliable forecasts for you.

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

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17.90

2.64%

After-hours Dec 13, 2024, 03:58 PM EST

Cashflow (Annual)

Get detailed ratio statement breakdowns, uncovering price to free cash flow ratio, price per earnings, and much more.

Boring Mode

Year	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10	FY09	FY08	FY07	FY06	FY05	FY04	FY03	FY02	FY01	FY00	FY99	FY98	FY97	FY96
Net Income	9.29M	12.93M	12.41M	6.95M	4.28M	4.03M	3.49M	3.27M	2.89M	2.75M	2.41M	2.65M	2.32M	2.50M	1.61M	368.00K	1.12M	1.03M	462.00K	1.41M	1.65M	1.16M	1.60M	355.88K	900.00K	1.20M	1.85M	1.27M
Depreciation & Amortization	1.34M	1.07M	1.80M	1.36M	1.53M	1.21M	1.08M	1.05M	1.03M	831.00K	726.00K	788.00K	750.00K	644.00K	657.00K	838.00K	1.12M	1.26M	1.44M	1.36M	795.75K	523.83K	781.35K	794.66K	1.00M	500.00K	551.04K	563.86K
Stock-Based Compensation	462.00K	626.00K	617.00K	570.00K	630.00K	773.00K	712.00K	557.00K	354.00K	279.00K	243.00K	193.00K	112.00K	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Working Capital	458.00K	3.54M	117.00K	-2.66M	237.00K	262.00K	-1.25M	574.00K	600.00K	-393.00K	289.00K	735.00K	-1.14M	-64.00K	-2.74M	-304.00K	272.00K	-217.00K	-173.00K	-231.00K	341.39K	131.22K	-	-	-	-	-	-
Other Non-Cash Items	4.25M	4.91M	4.71M	35.17M	2.10M	2.38M	3.42M	1.65M	1.53M	1.35M	1.24M	-1.29M	749.00K	1.04M	1.13M	2.78M	365.00K	773.00K	8.58M	397.00K	1.17M	2.31M	-5.21M	499.65K	3.30M	1.20M	80.55K	569.64K
Deferred Income Tax	-367.00K	298.00K	481.00K	6.01M	-16.00K	343.00K	-100.00K	-249.00K	116.00K	352.00K	202.00K	-276.00K	1.19M	263.00K	441.00K	-388.00K	465.00K	-67.00K	107.00K	502.00K	306.92K	292.55K	-296.23K	-60.55K	-100.00K	-100.00K	256.25K	-62.77K
Change in Working Capital	458.00K	1.89M	146.00K	-3.50M	-407.00K	241.00K	-1.76M	95.00K	396.00K	-527.00K	291.00K	703.00K	-1.12M	-64.00K	-2.74M	-304.00K	272.00K	-217.00K	-173.00K	-231.00K	341.39K	131.22K	-325.19K	544.05K	300.00K	-400.00K	22.83K	3.66K
Operating Cash Flow	15.43M	21.73M	20.15M	46.56M	8.12M	8.98M	6.84M	6.37M	6.31M	5.03M	5.11M	2.77M	4.01M	4.38M	1.10M	3.28M	2.92M	2.44M	10.62M	2.38M	3.40M	4.02M	-4.19M	2.13M	5.20M	1.80M	2.77M	2.35M
Capital Expenditures	-1.97M	-5.21M	-1.21M	-1.26M	-3.60M	-5.69M	-1.98M	-1.36M	-2.63M	-2.36M	-2.26M	-192.00K	-1.99M	-2.93M	-383.00K	-341.00K	-944.00K	-318.00K	-1.14M	-1.52M	-1.57M	-911.27K	-783.33K	-314.10K	-800.00K	-1.00M	-571.07K	-813.09K
Acquisitions	-	1.23M	-9.42M	-81.16M	-162.06M	-42.48M	-90.72M	-62.73M	-225.00K	-46.99M	-356.00K	-29.82M	-22.98M	-23.77M	-12.84M	341.00K	944.00K	318.00K	1.14M	1.52M	1.57M	911.27K	783.33K	314.10K	800.00K	1.00M	586.11K	289.15K
Purchase of Investments	-114.37M	-116.57M	-200.46M	-240.27M	-164.44M	-83.74M	-154.63M	-162.21M	-73.95M	-37.42M	-40.47M	-50.66M	-60.64M	-60.46M	-43.67M	-32.18M	-24.05M	-13.03M	-23.36M	-35.61M	-25.78M	-21.45M	-2.15M	-8.75M	-27.40M	-15.60M	-8.48M	-28.60M
Sales Maturities Of Investments	66.10M	57.66M	145.94M	172.89M	164.52M	86.00M	112.99M	105.39M	58.50M	24.16M	29.34M	42.86M	47.26M	47.40M	44.58M	22.16M	21.32M	25.73M	21.95M	17.18M	29.07M	13.12M	15.15M	12.93M	11.10M	20.10M	792.35K	10.39M
Other Investing Acitivies	-4.56M	-68.27M	-4.80M	576.00K	2.77M	-6.11M	388.00K	-547.00K	-43.18M	-1.87M	-7.69M	271.00K	556.00K	474.00K	498.00K	-27.03M	-20.67M	-12.90M	-10.88M	-1.99M	-8.88M	4.06M	-15.25M	-19.02M	-5.70M	-8.50M	-2.74M	1.43M
Investing Cash Flow	-54.79M	-131.16M	-69.95M	-149.22M	-162.81M	-52.02M	-133.94M	-121.46M	-61.48M	-64.48M	-21.44M	-37.55M	-37.80M	-39.28M	-11.81M	-37.05M	-23.40M	-204.00K	-12.29M	-20.42M	-5.59M	-4.27M	-2.25M	-14.84M	-22.00M	-4.00M	-10.41M	-17.30M
Debt Repayment	59.60M	38.90M	-14.95M	13.14M	-24.84M	44.65M	14.88M	17.11M	15.34M	25.25M	5.89M	8.89M	-14.93M	5.00M	-15.97M	13.56M	12.05M	-5.00M	-4.00M	-5.60M	-1.90M	-6.58M	2.21M	4.35M	24.20M	-	5.22M	7.67M
Common Stock Repurchased	-	-	-6.87M	-3.91M	-	43.89M	135.26M	-14.76M	71.76M	-	-	-	-6.77M	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-110.05K
Dividend Paid	-2.19M	-2.04M	-1.60M	-1.41M	-1.23M	-1.02M	-884.00K	-915.00K	-739.00K	-378.00K	-386.00K	-808.00K	-756.00K	-637.00K	-538.00K	-694.00K	-695.00K	-686.00K	-682.00K	-664.00K	-651.08K	-415.14K	-531.09K	-614.61K	-600.00K	-500.00K	-351.45K	-277.64K
Other Financial Acitivies	-4.61M	70.70M	60.03M	114.24M	189.97M	3.75M	112.68M	94.82M	44.47M	4.45M	18.74M	25.14M	45.92M	29.66M	34.17M	18.35M	5.50M	9.25M	-295.00K	29.78M	2.37M	13.38M	8.13M	9.02M	-7.80M	7.80M	-1.25M	673.90K
Financial Cash Flow	52.81M	107.56M	43.48M	125.97M	148.53M	47.37M	126.67M	122.26M	59.06M	54.23M	24.24M	33.23M	30.24M	34.03M	17.66M	31.23M	16.97M	3.59M	-4.76M	23.65M	-2.83M	6.40M	9.74M	12.58M	14.60M	4.50M	3.63M	7.96M
Net Cash Flow	13.45M	-1.87M	-6.32M	23.30M	-6.16M	4.33M	-428.00K	7.17M	3.89M	-5.22M	7.91M	-1.55M	-3.54M	-868.00K	6.95M	-2.54M	-3.51M	5.83M	-6.43M	5.61M	-5.03M	6.15M	3.29M	-124.91K	-2.20M	4.50M	-4.02M	-4.21M
Free Cash Flow	13.47M	16.52M	18.94M	45.30M	4.52M	3.29M	4.87M	5.01M	3.68M	2.67M	2.85M	2.57M	2.02M	1.46M	718.00K	2.94M	1.98M	2.13M	9.48M	861.00K	1.82M	3.11M	-4.98M	1.82M	4.40M	800.00K	2.19M	1.53M