Pathfinder Bancorp Inc. (PBHC)
17.21
0.11 (0.64%)
At close: Mar 03, 2025, 3:31 PM
17.21
0.00%
After-hours: Mar 03, 2025, 03:31 PM EST
Pathfinder Bancorp Ratios Statement
| Year | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 |
| PE Ratio | n/a | 9.10 | 11.69 | 7.23 | 9.79 | 14.51 | 16.20 | 20.91 | 16.92 | 18.41 | 14.84 | 14.13 | 9.74 | 9.55 | 8.43 | 8.62 | 42.14 | 22.77 | 31.02 | 68.75 | 28.71 | 27.01 | 32.69 | 21.25 | 42.83 | 26.22 | 20.74 | 46.51 | 20.81 |
| PEG Ratio | n/a | -0.31 | -0.38 | 0.07 | 0.21 | -0.83 | 0.52 | -3.3 | 0.94 | 3.93 | 1.43 | 1.50 | -1.39 | 0.68 | 0.24 | 0.03 | -0.64 | 2.85 | 0.29 | -1.05 | -1.96 | 0.52 | -1.13 | 0.06 | -0.72 | -1.18 | 5.39 | 1.05 | n/a |
| PS Ratio | 2.23 | 2.05 | 2.45 | 2.05 | 1.39 | 1.87 | 2.21 | 2.30 | 2.26 | 2.32 | 1.95 | 1.79 | 1.44 | 1.27 | 1.29 | 0.95 | 1.38 | 2.18 | 2.91 | 2.95 | 3.38 | 3.73 | 3.47 | 3.51 | 1.79 | 2.65 | 2.86 | 52.57 | 16.38 |
| PB Ratio | n/a | 0.71 | 1.02 | 0.81 | 0.54 | 0.69 | 1.02 | 1.02 | 0.96 | 0.75 | 0.59 | 0.80 | 0.63 | 0.59 | 0.69 | 0.48 | 0.80 | 1.18 | 1.53 | 1.52 | 1.85 | 2.05 | 1.63 | 1.54 | 0.73 | 1.17 | 1.12 | 3.66 | 1.24 |
| P/FCF Ratio | n/a | 6.28 | 6.88 | 4.73 | 1.17 | 13.72 | 19.85 | 12.91 | 11.06 | 14.46 | 15.28 | 11.94 | 10.02 | 11.00 | 14.51 | 19.38 | 5.28 | 12.90 | 14.99 | 3.35 | 46.85 | 24.45 | 12.14 | -6.84 | 8.39 | 5.36 | 31.11 | 39.31 | 17.26 |
| P/OCF Ratio | n/a | 5.48 | 5.23 | 4.45 | 1.14 | 7.64 | 7.27 | 9.19 | 8.69 | 8.43 | 8.10 | 6.65 | 9.32 | 5.53 | 4.82 | 12.64 | 4.73 | 8.74 | 13.04 | 2.99 | 16.94 | 13.14 | 9.39 | -8.12 | 7.15 | 4.54 | 13.83 | 31.19 | 11.28 |
| OCF/S Ratio | n/a | 0.37 | 0.47 | 0.46 | 1.22 | 0.24 | 0.30 | 0.25 | 0.26 | 0.28 | 0.24 | 0.27 | 0.15 | 0.23 | 0.27 | 0.08 | 0.29 | 0.25 | 0.22 | 0.99 | 0.20 | 0.28 | 0.37 | -0.43 | 0.25 | 0.58 | 0.21 | 1.69 | 1.45 |
| Debt / Equity Ratio | n/a | 1.77 | 1.37 | 0.99 | 1.27 | 1.23 | 2.08 | 1.44 | 1.28 | 0.80 | 1.04 | 1.08 | 0.98 | 0.83 | 1.51 | 1.41 | 2.93 | 2.01 | 1.51 | 1.74 | 1.86 | 2.11 | 2.06 | 2.23 | 2.25 | 2.13 | 0.84 | 0.79 | 0.38 |
| Quick Ratio | n/a | 0.39 | 4.25 | 21.73 | 53.24 | 6.23 | 17.19 | 20.24 | 12.67 | 18.42 | 7.51 | 15.45 | 38.90 | 2.26K | 23.84 | n/a | 15.32 | 13.26 | n/a | 105.22 | 214.92 | 99.54 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Current Ratio | n/a | 0.39 | 18.14 | 18.43 | 41.84 | 5.29 | 17.19 | 20.24 | 12.67 | 18.42 | 7.51 | 15.45 | 38.90 | 2.26K | 23.84 | n/a | 15.32 | 13.26 | n/a | 105.22 | 214.92 | 99.54 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Turnover | n/a | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.01 | 0.01 |
| Interest Coverage | n/a | 0.41 | 2.50 | 2.11 | 0.76 | 0.40 | 1.51 | 1.70 | 2.15 | 2.49 | 2.49 | 2.00 | 1.92 | 1.78 | 1.73 | 1.44 | 1.06 | 1.17 | 1.17 | 1.06 | 1.34 | 1.38 | 1.22 | 1.25 | 1.06 | 1.19 | 1.24 | 1.38 | 1.28 |
| Return on Equity (ROE) | n/a | 0.08 | 0.09 | 0.11 | 0.06 | 0.05 | 0.06 | 0.05 | 0.06 | 0.04 | 0.04 | 0.06 | 0.06 | 0.06 | 0.08 | 0.06 | 0.02 | 0.05 | 0.05 | 0.02 | 0.06 | 0.08 | 0.05 | 0.07 | 0.02 | 0.04 | 0.05 | 0.08 | 0.06 |
| Return on Assets (ROA) | n/a | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 |
| Return on Capital (ROIC) | n/a | 0.01 | 0.02 | 0.01 | 0.01 | 0.00 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 |
| Dividend Yield | n/a | 0.03 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.04 | 0.03 | 0.02 | 0.00 | 0.01 |
| Payout Ratio | n/a | 0.24 | 0.21 | 0.13 | 0.26 | 0.29 | 0.25 | 0.29 | 0.28 | 0.26 | 0.14 | 0.16 | 0.31 | 0.33 | 0.25 | 0.33 | 1.89 | 0.62 | 0.67 | 1.48 | 0.47 | 0.39 | 0.36 | 0.33 | 1.73 | 0.67 | 0.42 | 0.19 | 0.22 |
| Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 97.04% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 1.00% |
| Net Profit Margin | n/a | 22.57% | 20.95% | 28.39% | 14.18% | 12.90% | 13.62% | 11.01% | 13.37% | 12.59% | 13.17% | 12.64% | 14.78% | 13.31% | 15.32% | 11.01% | 3.28% | 9.58% | 9.38% | 4.28% | 11.76% | 13.83% | 10.62% | 16.50% | 4.18% | 10.11% | 13.79% | 113.05% | 0.79% |
| Pretax Profit Margin | n/a | 28.62% | 33.80% | 36.63% | 21.88% | 16.44% | 15.39% | 15.91% | 18.02% | 17.45% | 18.97% | 17.08% | 19.96% | 19.29% | 21.48% | 18.17% | 4.20% | 12.86% | 11.59% | 3.81% | 15.96% | 18.86% | 14.19% | 22.10% | 6.48% | 14.61% | 19.54% | 159.50% | 1.10% |
| Operating Profit Margin | n/a | 28.62% | 52.17% | 36.40% | 21.62% | 16.41% | 46.02% | 39.20% | 33.45% | 28.85% | 31.24% | 34.24% | 41.77% | 44.16% | 50.88% | 59.28% | 72.56% | 86.67% | 80.40% | 62.76% | 62.58% | 68.65% | 78.71% | 109.47% | 106.64% | 93.26% | 100.00% | 579.65% | 5.07% |
| FCF Margin | 28.12% | 40.13% | 40.81% | 103.66% | 11.87% | 9.93% | 16.44% | 18.35% | 15.03% | 11.62% | 13.66% | 13.52% | 11.26% | 8.34% | 4.39% | 20.02% | 17.64% | 18.17% | 86.53% | 7.99% | 15.27% | 26.06% | -45.73% | 18.71% | 51.65% | 8.99% | 25.22% | 93.46% | n/a |
| EBITDA Margin | n/a | n/a | 35.31% | 42.82% | 25.49% | n/a | n/a | n/a | 22.29% | n/a | n/a | 20.15% | 24.36% | 29.76% | 34.12% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |