Pathfinder Bancorp Inc. (PBHC)
NASDAQ: PBHC
· Real-Time Price · USD
14.65
-0.05 (-0.34%)
At close: Aug 15, 2025, 3:59 PM
14.88
1.57%
After-hours: Aug 15, 2025, 04:04 PM EDT
Pathfinder Bancorp Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | -6.14 | 6.56 | 5.30 | -4.02 | 7.76 | 6.76 | 6.48 | 7.41 | 8.25 | 7.66 | 6.22 | 7.30 | 6.93 | 8.45 | 5.00 | 5.40 | 5.92 | 7.55 |
PEG Ratio | 0.06 | -0.22 | -0.03 | 0.01 | -1.32 | -0.4 | 0.38 | 0.79 | -0.32 | -0.3 | 0.54 | -1.97 | 0.68 | -0.36 | 0.35 | 0.45 | 0.15 | 0.83 |
PS Ratio | 17.42 | 3.78 | 3.98 | 3.30 | 3.10 | 2.86 | 3.38 | 3.47 | 3.75 | 4.86 | 5.19 | 6.48 | 7.11 | 8.05 | 6.26 | 5.61 | 5.36 | 5.26 |
PB Ratio | 0.59 | 0.63 | 0.68 | 0.62 | 0.50 | 0.47 | 0.55 | 0.57 | 0.57 | 0.71 | 0.79 | 0.87 | 0.84 | 0.91 | 0.70 | 0.68 | 0.69 | 0.65 |
P/FCF Ratio | n/a | 15.43 | -26.75 | 14.74 | 97.49 | 209.31 | 8.09 | 15.75 | -14.11 | 13.54 | 15.13 | 19.45 | 36.50 | 28.77 | 18.02 | 10.51 | 15.32 | 21.25 |
P/OCF Ratio | n/a | 13.70 | -31.19 | 6.30 | 40.91 | 113.79 | 7.80 | 12.64 | -15.8 | 13.17 | 9.16 | 18.05 | 31.17 | 24.31 | 17.44 | 10.21 | 13.95 | 18.73 |
OCF/S Ratio | n/a | 0.28 | -0.13 | 0.52 | 0.08 | 0.03 | 0.43 | 0.27 | -0.24 | 0.37 | 0.57 | 0.36 | 0.23 | 0.33 | 0.36 | 0.55 | 0.38 | 0.28 |
Debt / Equity Ratio | 1.16 | 0.74 | 1.12 | 1.24 | 1.70 | 1.42 | 1.77 | 1.29 | 1.46 | 1.22 | 1.37 | 0.91 | 1.00 | 0.87 | 0.99 | 0.93 | 1.12 | 1.29 |
Quick Ratio | n/a | 0.26 | 0.24 | 0.25 | 0.25 | 0.25 | 0.25 | 0.20 | 0.20 | 0.19 | 0.20 | 0.20 | 0.21 | 0.21 | 0.22 | 0.24 | 0.20 | 0.20 |
Current Ratio | n/a | 0.26 | 0.24 | 0.25 | 0.25 | 0.25 | 0.25 | 0.20 | 0.20 | 0.19 | 0.20 | 0.20 | 0.21 | 0.21 | 0.22 | 0.24 | 0.20 | 0.20 |
Asset Turnover | 0.00 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | 0.46 | 0.46 | 0.63 | -0.61 | 0.26 | 0.29 | 0.35 | 0.36 | 0.36 | 0.66 | 1.02 | 1.52 | 2.35 | 2.45 | 3.42 | 2.40 | 2.09 | 1.15 |
Return on Equity | -0.02 | 0.02 | 0.03 | -0.04 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.03 | 0.02 |
Return on Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Invested Capital | -0.01 | 0.01 | 0.02 | -0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 |
Dividend Yield | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 |
Payout Ratio | -0.16 | 0.21 | 0.15 | -0.13 | 0.31 | 0.26 | 0.22 | 0.25 | 0.28 | 0.21 | 0.15 | 0.17 | 0.16 | 0.14 | 0.11 | 0.12 | 0.14 | 0.16 |
Gross Profit Margin | -2.9 | 0.59 | 0.51 | 0.19 | 0.51 | 0.51 | 0.51 | 0.55 | 0.54 | 0.65 | 0.66 | 0.77 | 0.86 | 0.87 | 0.97 | 0.85 | 0.79 | 0.72 |
Net Profit Margin | -0.71 | 0.14 | 0.19 | -0.21 | 0.10 | 0.11 | 0.13 | 0.12 | 0.11 | 0.16 | 0.21 | 0.22 | 0.26 | 0.24 | 0.31 | 0.26 | 0.23 | 0.17 |
Pretax Profit Margin | -0.89 | 0.18 | 0.28 | -0.26 | 0.12 | 0.13 | 0.16 | 0.15 | 0.14 | 0.20 | 0.23 | 0.28 | 0.32 | 0.30 | 0.40 | 0.34 | 0.29 | 0.22 |
Operating Profit Margin | -0.89 | 0.18 | 0.28 | -0.26 | 0.12 | 0.13 | 0.16 | 0.15 | 0.14 | 0.20 | 0.23 | 0.28 | 0.32 | 0.30 | 0.40 | 0.34 | 0.29 | 0.22 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.01 | 0.21 | 0.29 | -0.23 | 0.14 | 0.15 | 0.18 | 0.17 | 0.16 | 0.23 | 0.21 | 0.30 | 0.35 | 0.33 | 0.44 | 0.38 | 0.32 | 0.26 |