Pathfinder Bancorp Inc. (PBHC)

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15.00

-0.23 (-1.51%)

At close: Apr 25, 2025, 3:57 PM

15.14

0.93%

After-hours: Apr 25, 2025, 04:05 PM EDT

Pathfinder Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	11.63M	4.47M	10.4M	20.08M	19.61M	10.06M	10.53M	9.71M	12.81M	11.71M	11.02M	10.87M	10.94M	11.11M	11.46M	10.4M	9.63M	9.8M	9.17M	9.53M	9.09M	8.49M	7.92M	7.64M	7.49M	7.34M	7.49M	7.29M	7.18M	7.01M	6.64M	6.46M	6.35M	6.26M	6.02M	5.84M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	407K	226K	113K	212K	192K	198K	190K	229K	199K	875K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	11.63M	4.47M	10.4M	20.08M	19.61M	10.06M	10.53M	9.71M	12.81M	11.71M	11.02M	10.87M	10.94M	11.11M	11.46M	10M	9.4M	9.69M	8.96M	9.34M	8.89M	8.3M	7.7M	7.44M	6.61M	7.34M	7.49M	7.29M	7.18M	7.01M	6.64M	6.46M	6.35M	6.26M	6.02M	5.84M
Operating Income	n/a	-4.4M	2.75M	2.71M	-42K	2.75M	2.51M	8.42M	7.81M	6.55M	5.78M	5.19M	6.43M	6.21M	5.71M	5.08M	4.52M	4.02M	5.15M	5.41M	5.75M	5.15M	4.18M	3.89M	3.88M	3.58M	3.16M	3M	2.8M	2.82M	2.66M	2.42M	2.36M	2.09M	1.93M	1.81M
Interest Income	19.36M	n/a	1.21M	1.74M	18.1M	17.67M	16.62M	15.04M	14.95M	13.33M	11.71M	10.98M	11.14M	11.54M	12.07M	10.94M	10.46M	10.49M	10.51M	11.04M	11.25M	10.73M	10.11M	9.67M	9.26M	8.83M	8.52M	8.21M	7.93M	7.53M	7.08M	6.87M	6.26M	6.25M	5.87M	5.71M
Pretax Income	5.75M	-5.79M	2.49M	2.71M	3.17M	2.77M	2.5M	3.34M	3.94M	3.96M	4.07M	3.72M	4.98M	4.41M	3.88M	2.74M	1.97M	1.89M	2.27M	2.21M	2.28M	1.61M	776K	785K	1.14M	1.13M	1.07M	1.22M	765K	1.31M	1.2M	1.07M	1.25M	1.14M	1.09M	928K
Net Income	3.91M	-4.64M	2M	1.61M	1.92M	1.65M	1.5M	1.96M	3.53M	3.18M	3.27M	2.95M	3.88M	3.37M	3.01M	2.15M	1.95M	1.47M	1.84M	1.69M	1.86M	1.29M	607K	514K	1.1M	985K	945K	1M	379K	907K	920K	800K	959K	820K	832K	661K
Selling & General & Admin	4.57M	5.35M	6.8M	105K	4.05M	5M	4.29M	4.61M	4.28M	5.04M	4.76M	5.01M	5.18M	4.72M	4.65M	4.46M	4.99M	4.37M	3.94M	4.21M	4.16M	4.23M	4.41M	4.73M	4.39M	4.14M	4.33M	3.87M	4.21M	3.77M	3.49M	3.51M	3.38M	3.42M	3.37M	3.35M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	7.06M	7.82M	-2.6M	-2.54M	-2.47M	-12.31M	-2.29M	-2.49M	14.57M	-2.22M	-4.52M	-10.69M	13.83M	-2.47M	-2.47M	-2.5M	12.52M	n/a	n/a	n/a	13.37M	n/a	n/a	-8.28M	12.34M	-7.9M	-8.66M	-8.16M	10.77M	-7.96M	-7.47M	-7.55M	n/a	-7.59M	-7.46M	-7.39M
Operating Expenses	11.63M	13.17M	7.91M	2.54M	2.47M	-7.31M	166K	206K	670K	199K	235K	-5.68M	1.2M	191K	259K	246K	941K	236K	261K	176K	962K	238K	242K	-3.55M	935K	-3.76M	-4.33M	-4.29M	809K	-4.19M	-3.98M	-4.04M	-10.14M	-4.17M	-4.09M	-4.04M
Interest Expense	9.15M	n/a	9.54M	1.8M	1.79M	7.61M	6.89M	5.08M	3.85M	2.6M	1.73M	1.51M	1.46M	1.84M	1.85M	2.38M	2.55M	2.18M	2.87M	3.26M	3.48M	3.53M	3.4M	3.12M	2.75M	2.43M	2.05M	1.82M	1.88M	1.53M	1.5M	1.37M	1.11M	952K	873K	872K
Selling & Marketing Expenses	218K	165K	116K	105K	155K	144K	166K	206K	284K	199K	235K	187K	502K	191K	259K	246K	268K	236K	261K	176K	243K	238K	242K	244K	297K	162K	285K	191K	270K	191K	172K	176K	251K	150K	189K	140K
Cost & Expenses	11.63M	13.17M	7.91M	17.62M	16.44M	-7.31M	166K	206K	670K	199K	235K	-5.68M	1.2M	191K	259K	653K	1.17M	349K	473K	368K	1.16M	428K	471K	199K	1.81M	-3.76M	-4.33M	-4.29M	809K	-4.19M	-3.98M	-4.04M	-10.14M	-4.17M	-4.09M	-4.04M
Income Tax Expense	492K	-1.17M	481K	532K	590K	573K	530K	669K	383K	772K	780K	721K	1.09M	1M	851K	549K	29K	372K	439K	455K	415K	324K	175K	251K	41K	157K	166K	182K	538K	386K	238K	245K	291K	322K	225K	273K
Shares Outstanding (Basic)	6.09M	6.09M	6.09M	6.08M	6.07M	6.05M	6.02M	5.99M	5.96M	4.56M	4.55M	4.54M	4.52M	4.49M	4.46M	4.44M	4.53M	4.65M	4.64M	4.61M	4.59M	4.58M	4.44M	4.24M	4.21M	4.19M	4.16M	4.12M	4.11M	4.09M	4.07M	4.05M	4.04M	4.09M	4.15M	4.14M
Shares Outstanding (Diluted)	6.09M	6.09M	6.09M	6.08M	6.07M	6.05M	6.02M	5.99M	5.96M	4.56M	4.55M	4.54M	4.52M	4.49M	4.46M	4.44M	4.53M	4.65M	4.64M	4.61M	4.59M	4.58M	4.44M	4.31M	4.29M	4.28M	4.26M	4.24M	4.22M	4.2M	4.18M	4.15M	4.13M	4.18M	4.23M	4.22M
EPS (Basic)	0.64	-0.76	0.33	0.26	0.32	0.27	0.25	0.33	0.59	0.70	0.72	0.65	0.86	0.75	0.67	0.48	0.33	0.25	0.31	0.29	0.32	0.22	0.11	0.12	0.26	0.23	0.23	0.24	0.09	0.22	0.23	0.20	0.24	0.20	0.20	0.16
EPS (Diluted)	0.64	-0.76	0.33	0.26	0.32	0.27	0.25	0.33	0.59	0.70	0.72	0.65	0.86	0.75	0.67	0.48	0.33	0.25	0.31	0.29	0.32	0.22	0.11	0.12	0.26	0.23	0.22	0.24	0.09	0.22	0.22	0.19	0.23	0.20	0.20	0.15
EBITDA	n/a	-5.02M	2.79M	3.06M	n/a	3.04M	2.83M	n/a	3.52M	4.33M	4.45M	4.1M	5.67M	4.87M	4.32M	2.99M	n/a	2.3M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
EBIT	-204K	-5.79M	2.49M	2.71M	-376K	2.77M	2.5M	-375K	3.52M	3.96M	4.07M	3.72M	5.23M	4.41M	3.85M	2.54M	-427K	1.89M	-401K	-144K	-394K	-395K	-391K	-378K	-324K	-276K	-302K	-307K	-292K	-270K	-263K	-254K	-263K	-312K	-232K	-240K
Depreciation & Amortization	204K	767K	-2.75M	372K	379K	226K	385K	388K	3K	364K	376K	392K	435K	460K	466K	461K	422K	402K	395K	139K	390K	389K	387K	367K	324K	276K	302K	307K	292K	270K	263K	254K	263K	312K	232K	240K