Pathfinder Bancorp Inc. (PBHC)
NASDAQ: PBHC
· Real-Time Price · USD
14.65
-0.05 (-0.34%)
At close: Aug 15, 2025, 3:59 PM
14.88
1.57%
After-hours: Aug 15, 2025, 04:04 PM EDT
Pathfinder Bancorp Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 4.19M | 20.64M | 20.78M | 22.63M | 20M | 20.05M | 19.43M | 18.59M | 17.43M | 16.37M | 16.91M | 14.31M | 12.75M | 12.38M | 12.39M | 12.95M | 13.31M | 12.38M |
Cost of Revenue | 8.49M | 8.49M | 10.14M | 18.44M | 9.83M | 9.92M | 9.43M | 8.44M | 8.03M | 5.77M | 5.73M | 3.31M | 1.79M | 1.62M | 419K | 1.95M | 2.78M | 3.41M |
Gross Profit | -12.15M | 12.15M | 10.65M | 4.2M | 10.17M | 10.13M | 10M | 10.15M | 9.4M | 10.61M | 11.18M | 11M | 10.96M | 10.76M | 11.98M | 11.01M | 10.53M | 8.97M |
Operating Income | -3.72M | 3.72M | 5.75M | -5.79M | 2.49M | 2.71M | 3.17M | 2.75M | 2.51M | 3.34M | 3.94M | 3.96M | 4.07M | 3.72M | 4.98M | 4.41M | 3.88M | 2.74M |
Interest Income | -19.35M | 19.35M | 19.36M | 21.05M | 18.84M | 18.48M | 18.1M | 17.67M | 16.62M | 15.04M | 14.95M | 13.33M | 11.71M | 10.98M | 11.14M | 11.54M | 12.07M | 10.94M |
Pretax Income | -3.72M | 3.72M | 5.75M | -5.79M | 2.49M | 2.71M | 3.17M | 2.77M | 2.5M | 3.34M | 3.94M | 3.96M | 4.07M | 3.72M | 4.98M | 4.41M | 3.88M | 2.74M |
Net Income | -2.97M | 2.97M | 3.91M | -4.64M | 2M | 2.12M | 2.54M | 2.18M | 1.98M | 2.6M | 3.53M | 3.18M | 3.27M | 2.95M | 3.88M | 3.37M | 3.01M | 2.15M |
Selling & General & Admin | 4.82M | 4.82M | 4.57M | 5.35M | 4.74M | 4.66M | 4.05M | 4.52M | 4.29M | 4.61M | 2.72M | 4.56M | 4.24M | 4.46M | 5.18M | 4.72M | 4.65M | 4.46M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | n/a | 3.61M | 324K | 4.63M | 2.93M | 2.76M | 2.77M | 2.86M | 2.6M | 2.65M | 4.52M | 2.48M | 2.65M | 2.59M | 1.81M | 1.87M | 2M | 1.77M |
Operating Expenses | 4.82M | 8.43M | 4.9M | 9.99M | 7.68M | 7.42M | 6.83M | 7.38M | 6.89M | 7.26M | 7.24M | 7.04M | 6.89M | 7.05M | 6.99M | 6.6M | 6.65M | 6.23M |
Interest Expense | -8.03M | 8.03M | 9.15M | 9.47M | 9.54M | 9.21M | 9.17M | 7.61M | 6.89M | 5.08M | 3.85M | 2.6M | 1.73M | 1.51M | 1.46M | 1.84M | 1.85M | 2.38M |
Selling & Marketing Expenses | -141K | 141K | 218K | 165K | 116K | 105K | 155K | 144K | 166K | 206K | 284K | 199K | 235K | 187K | 502K | 191K | 259K | 246K |
Cost & Expenses | 13.31M | 16.92M | 15.03M | 28.42M | 17.51M | 17.34M | 16.26M | 15.82M | 14.92M | 13.03M | 12.97M | 10.35M | 8.68M | 8.66M | 7.41M | 8.54M | 9.43M | 9.64M |
Income Tax Expense | -744K | 744K | 492K | -1.17M | 481K | 532K | 590K | 573K | 530K | 669K | 383K | 772K | 780K | 721K | 1.09M | 1M | 851K | 549K |
Shares Outstanding (Basic) | 4.76M | 4.75M | 4.73M | 4.71M | 4.71M | 4.7M | 4.69M | 4.67M | 4.64M | 4.61M | 4.58M | 4.56M | 4.55M | 4.54M | 4.52M | 4.49M | 4.46M | 4.44M |
Shares Outstanding (Diluted) | 4.76M | 4.75M | 4.73M | 4.71M | 4.71M | 4.7M | 4.69M | 4.67M | 4.64M | 4.61M | 4.58M | 4.56M | 4.55M | 4.54M | 4.52M | 4.49M | 4.46M | 4.44M |
EPS (Basic) | 0.01 | 0.48 | 0.69 | -0.75 | 0.32 | 0.34 | 0.41 | 0.35 | 0.32 | 0.43 | 0.58 | 0.52 | 0.54 | 0.49 | 0.64 | 0.56 | 0.50 | 0.36 |
EPS (Diluted) | 0.01 | 0.41 | 0.69 | -0.75 | 0.32 | 0.34 | 0.41 | 0.35 | 0.32 | 0.43 | 0.58 | 0.52 | 0.54 | 0.49 | 0.64 | 0.56 | 0.50 | 0.36 |
EBITDA | 38K | 4.38M | 5.96M | -5.32M | 2.79M | 3.06M | 3.54M | 3.1M | 2.83M | 3.72M | 3.52M | 4.33M | 4.45M | 4.1M | 5.42M | 4.87M | 4.32M | 3.19M |
EBIT | 38K | 3.72M | 5.75M | -5.79M | 2.49M | 2.71M | 3.17M | 2.77M | 2.5M | 3.34M | 3.94M | 3.96M | 4.07M | 3.72M | 4.98M | 4.41M | 3.85M | 2.74M |
Depreciation & Amortization | -665K | 665K | 204K | 474K | 301K | 358K | 379K | 333K | 321K | 375K | -431K | 364K | 380K | 387K | 435K | 460K | 466K | 454K |