Pathfinder Bancorp Inc. (PBHC)

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15.00

-0.23 (-1.51%)

At close: Apr 25, 2025, 3:57 PM

15.14

0.93%

After-hours: Apr 25, 2025, 04:05 PM EDT

Pathfinder Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	46.58M	54.56M	60.15M	60.28M	49.91M	43.12M	44.77M	45.25M	46.41M	44.53M	43.93M	44.37M	43.91M	42.6M	41.29M	39.01M	38.13M	37.59M	36.28M	35.03M	33.15M	31.54M	30.39M	29.95M	29.6M	29.3M	28.98M	28.13M	27.3M	26.47M	25.72M	25.09M	24.47M	24.07M	23.8M	23.41M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	407K	633K	746K	958K	743K	715K	792K	809K	816K	1.49M	1.3M	1.07M	875K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	-1K	-1K	-1K
Gross Profit	46.58M	54.56M	60.15M	60.28M	49.91M	43.12M	44.77M	45.25M	46.41M	44.53M	43.93M	44.37M	43.5M	41.97M	40.54M	38.05M	37.38M	36.88M	35.49M	34.23M	32.33M	30.05M	29.08M	28.88M	28.73M	29.3M	28.98M	28.13M	27.3M	26.47M	25.72M	25.09M	24.47M	24.07M	23.8M	23.41M
Operating Income	1.05M	1.01M	8.16M	7.92M	13.64M	21.49M	25.3M	28.56M	25.33M	23.95M	23.61M	23.54M	23.44M	21.53M	19.34M	18.79M	19.11M	20.34M	21.46M	20.49M	18.97M	17.1M	15.53M	14.51M	13.62M	12.54M	11.79M	11.29M	10.7M	10.26M	9.53M	8.8M	8.19M	7.65M	7.41M	7.09M
Interest Income	22.31M	21.04M	38.72M	54.13M	67.43M	64.29M	59.94M	55.03M	50.97M	47.15M	45.37M	45.73M	45.69M	45.02M	43.96M	42.41M	42.51M	43.29M	43.54M	43.13M	41.76M	39.77M	37.86M	36.27M	34.81M	33.48M	32.18M	30.75M	29.41M	27.75M	26.47M	25.25M	24.09M	23.42M	22.61M	22.05M
Pretax Income	5.16M	2.58M	11.13M	11.14M	11.78M	12.56M	13.75M	15.32M	15.69M	16.73M	17.18M	16.98M	16.01M	12.99M	10.47M	8.87M	8.34M	8.65M	8.37M	6.88M	5.45M	4.31M	3.83M	4.12M	4.55M	4.18M	4.36M	4.49M	4.34M	4.83M	4.66M	4.55M	4.41M	4.19M	4.26M	4.17M
Net Income	2.87M	882K	7.17M	6.67M	7.02M	8.63M	10.17M	11.94M	12.93M	13.28M	13.47M	13.2M	12.41M	10.47M	8.58M	7.41M	6.95M	6.87M	6.69M	5.45M	4.28M	3.51M	3.2M	3.54M	4.03M	3.31M	3.23M	3.21M	3.01M	3.59M	3.5M	3.41M	3.27M	3.09M	3.16M	3.02M
Selling & General & Admin	16.83M	16.31M	15.96M	13.46M	17.96M	18.18M	18.22M	18.68M	19.09M	19.99M	19.67M	19.56M	19.01M	18.82M	18.46M	17.75M	17.5M	16.68M	16.54M	17.02M	17.54M	17.76M	17.67M	17.58M	16.73M	16.55M	16.18M	15.34M	14.98M	14.15M	13.8M	13.68M	13.53M	13.29M	13.03M	12.59M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	9.75M	216K	-19.91M	-19.61M	-19.56M	-2.52M	7.58M	5.34M	-2.86M	-3.6M	-3.85M	-1.8M	6.39M	5.08M	7.54M	10.02M	12.52M	13.37M	13.37M	13.37M	5.09M	4.05M	-3.84M	-12.5M	-12.38M	-13.95M	-14.01M	-12.82M	-12.21M	-22.98M	-22.61M	-22.6M	-22.44M	-22.44M	-22.14M	-21.64M
Operating Expenses	35.25M	26.08M	5.6M	-2.14M	-4.47M	-6.27M	1.24M	1.31M	-4.58M	-4.05M	-4.06M	-4.03M	1.89M	1.64M	1.68M	1.68M	1.61M	1.64M	1.64M	1.62M	-2.11M	-2.14M	-6.14M	-10.71M	-11.44M	-11.57M	-12M	-11.65M	-11.41M	-22.36M	-22.34M	-22.44M	-22.44M	-21.38M	-21.35M	-21.29M
Interest Expense	20.49M	13.13M	20.74M	18.09M	21.36M	23.42M	18.41M	13.26M	9.7M	7.3M	6.54M	6.67M	7.53M	8.62M	8.96M	9.98M	10.86M	11.79M	13.14M	13.67M	13.53M	12.8M	11.7M	10.35M	9.04M	8.18M	7.28M	6.73M	6.29M	5.51M	4.93M	4.3M	3.8M	3.5M	3.2M	2.95M
Selling & Marketing Expenses	604K	541K	520K	570K	671K	800K	855K	924K	905K	1.12M	1.11M	1.14M	1.2M	964K	1.01M	1.01M	941K	916K	918K	899K	967K	1.02M	945K	988K	935K	908K	937K	824K	809K	790K	749K	766K	730K	645K	611K	536K
Cost & Expenses	50.33M	55.13M	34.66M	26.91M	9.5M	-6.27M	1.24M	1.31M	-4.58M	-4.05M	-4.06M	-4.03M	2.3M	2.27M	2.43M	2.64M	2.36M	2.35M	2.43M	2.43M	2.26M	2.91M	-1.28M	-6.08M	-10.57M	-11.57M	-12M	-11.65M	-11.41M	-22.36M	-22.34M	-22.44M	-22.44M	-21.38M	-21.35M	-21.29M
Income Tax Expense	332K	430K	2.18M	2.23M	2.36M	2.15M	2.35M	2.6M	2.66M	3.37M	3.6M	3.67M	3.5M	2.43M	1.8M	1.39M	1.29M	1.68M	1.63M	1.37M	1.17M	791K	624K	615K	546K	1.04M	1.27M	1.34M	1.41M	1.16M	1.1M	1.08M	1.11M	1.06M	1.06M	1.12M
Shares Outstanding (Basic)	6.09M	6.09M	6.09M	6.08M	6.07M	6.05M	6.02M	5.99M	5.96M	4.56M	4.55M	4.54M	4.52M	4.49M	4.46M	4.44M	4.53M	4.65M	4.64M	4.61M	4.59M	4.58M	4.44M	4.24M	4.21M	4.19M	4.16M	4.12M	4.11M	4.09M	4.07M	4.05M	4.04M	4.09M	4.15M	4.14M
Shares Outstanding (Diluted)	6.09M	6.09M	6.09M	6.08M	6.07M	6.05M	6.02M	5.99M	5.96M	4.56M	4.55M	4.54M	4.52M	4.49M	4.46M	4.44M	4.53M	4.65M	4.64M	4.61M	4.59M	4.58M	4.44M	4.31M	4.29M	4.28M	4.26M	4.24M	4.22M	4.2M	4.18M	4.15M	4.13M	4.18M	4.23M	4.22M
EPS (Basic)	0.47	0.15	1.18	1.10	1.17	1.44	1.87	2.34	2.66	2.93	2.98	2.93	2.76	2.23	1.73	1.37	1.18	1.17	1.14	0.94	0.77	0.71	0.72	0.84	0.96	0.79	0.78	0.78	0.74	0.89	0.87	0.84	0.80	0.74	0.75	0.71
EPS (Diluted)	0.47	0.15	1.18	1.10	1.17	1.44	1.87	2.34	2.66	2.93	2.98	2.93	2.76	2.23	1.73	1.37	1.18	1.17	1.14	0.94	0.77	0.71	0.72	0.83	0.95	0.78	0.77	0.77	0.72	0.86	0.84	0.82	0.78	0.73	0.73	0.69
EBITDA	835K	835K	8.89M	8.92M	5.86M	9.38M	10.67M	12.3M	16.4M	18.54M	19.08M	18.96M	17.85M	12.18M	9.61M	5.29M	2.3M	2.3M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
EBIT	-795K	-967K	7.59M	7.6M	4.52M	8.41M	9.61M	11.17M	15.26M	16.98M	17.42M	17.21M	16.03M	10.38M	7.86M	3.6M	918K	951K	-1.33M	-1.32M	-1.56M	-1.49M	-1.37M	-1.28M	-1.21M	-1.18M	-1.17M	-1.13M	-1.08M	-1.05M	-1.09M	-1.06M	-1.05M	-1.03M	-1.02M	-1.03M
Depreciation & Amortization	-1.41M	-1.23M	-1.77M	1.36M	1.38M	1M	1.14M	1.13M	1.14M	1.57M	1.66M	1.75M	1.82M	1.81M	1.75M	1.68M	1.36M	1.33M	1.31M	1.3M	1.53M	1.47M	1.35M	1.27M	1.21M	1.18M	1.17M	1.13M	1.08M	1.05M	1.09M	1.06M	1.05M	1.03M	1.02M	1.03M