UMB Financial Corporation (UMBF)
NASDAQ: UMBF
· Real-Time Price · USD
115.14
-1.92 (-1.64%)
At close: Aug 15, 2025, 3:59 PM
115.08
-0.05%
After-hours: Aug 15, 2025, 04:34 PM EDT
UMB Financial Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | 9.18 | 20.22 | 11.48 | 11.69 | 9.91 | 9.33 | 14.29 | 7.80 | 8.20 | 7.56 | 10.07 | 11.57 | 7.57 | 11.10 | 16.35 | 12.37 | 12.85 | 11.98 |
PEG Ratio | 0.06 | -0.4 | 1.23 | 1.43 | -1.18 | 0.17 | -0.54 | 1.12 | -3.13 | -0.98 | 0.73 | -0.32 | 0.25 | 0.32 | -0.94 | 1.49 | -2.07 | -0.29 |
PS Ratio | 10.82 | 7.73 | 8.10 | 7.60 | 6.26 | 6.42 | 6.75 | 5.28 | 5.23 | 5.50 | 8.75 | 10.14 | 10.41 | 14.68 | 16.22 | 15.18 | 13.91 | 15.08 |
PB Ratio | 1.10 | 0.97 | 1.59 | 1.45 | 1.24 | 1.31 | 1.31 | 1.07 | 1.04 | 0.99 | 1.51 | 1.61 | 1.58 | 1.71 | 1.63 | 1.50 | 1.45 | 1.50 |
P/FCF Ratio | n/a | 18.57 | -71.49 | 43.56 | 37.65 | 76.53 | 49.94 | 13.31 | 20.23 | -361.57 | 31.75 | 20.17 | 20.66 | 25.10 | 32.33 | 25.99 | 86.62 | 40.38 |
P/OCF Ratio | n/a | 18.12 | -82.37 | 41.46 | 35.75 | 73.29 | 47.72 | 12.97 | 19.22 | 1.65K | 27.93 | 18.56 | 19.85 | 23.99 | 29.89 | 25.24 | 73.30 | 38.30 |
OCF/S Ratio | n/a | 0.43 | -0.1 | 0.18 | 0.18 | 0.09 | 0.14 | 0.41 | 0.27 | 0.00 | 0.31 | 0.55 | 0.52 | 0.61 | 0.54 | 0.60 | 0.19 | 0.39 |
Debt / Equity Ratio | 0.46 | 0.48 | 0.86 | 0.75 | 0.96 | 1.14 | 1.13 | 1.58 | 1.21 | 1.90 | 0.98 | 1.07 | 1.11 | 1.13 | 1.12 | 0.89 | 0.99 | 1.02 |
Quick Ratio | 0.19 | 0.36 | 0.36 | 0.35 | 0.32 | 0.35 | 0.34 | 0.29 | 0.30 | 0.30 | 0.26 | 0.28 | 0.30 | 0.42 | 0.55 | 0.52 | 0.49 | 0.46 |
Current Ratio | 0.19 | 0.36 | 0.36 | 0.35 | 0.32 | 0.35 | 0.34 | 0.29 | 0.30 | 0.30 | 0.26 | 0.28 | 0.30 | 0.42 | 0.55 | 0.52 | 0.49 | 0.46 |
Asset Turnover | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | -0.24 | 0.27 | 0.51 | 0.44 | 0.43 | 0.48 | 0.30 | 0.48 | 0.47 | 0.67 | 1.02 | 1.63 | 7.30 | 10.99 | 8.93 | 9.84 | 9.28 | 9.24 |
Return on Equity | 0.03 | 0.01 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.05 | 0.04 | 0.02 | 0.03 | 0.03 | 0.03 |
Return on Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Invested Capital | -0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.02 |
Dividend Yield | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Payout Ratio | 0.14 | 0.37 | 0.16 | 0.17 | 0.19 | 0.17 | 0.27 | 0.19 | 0.20 | 0.20 | 0.18 | 0.20 | 0.13 | 0.17 | 0.23 | 0.19 | 0.18 | 0.17 |
Gross Profit Margin | -0.57 | 0.50 | 0.55 | 0.51 | 0.52 | 0.55 | 0.56 | 0.55 | 0.56 | 0.63 | 0.72 | 0.78 | 0.91 | 0.98 | 0.94 | 0.98 | 0.89 | 0.99 |
Net Profit Margin | 0.29 | 0.10 | 0.18 | 0.16 | 0.16 | 0.17 | 0.12 | 0.17 | 0.16 | 0.18 | 0.22 | 0.22 | 0.34 | 0.33 | 0.25 | 0.31 | 0.27 | 0.31 |
Pretax Profit Margin | 0.37 | 0.11 | 0.21 | 0.20 | 0.20 | 0.21 | 0.13 | 0.21 | 0.19 | 0.22 | 0.27 | 0.27 | 0.43 | 0.39 | 0.31 | 0.37 | 0.33 | 0.37 |
Operating Profit Margin | -0.13 | 0.11 | 0.21 | 0.20 | 0.20 | 0.21 | 0.13 | 0.21 | 0.19 | 0.22 | 0.27 | 0.27 | 0.43 | 0.39 | 0.31 | 0.37 | 0.33 | 0.37 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.85 | 0.14 | 0.23 | 0.22 | 0.22 | 0.23 | 0.16 | 0.23 | 0.22 | 0.25 | 0.30 | 0.30 | 0.47 | 0.43 | 0.36 | 0.42 | 0.37 | 0.42 |