UMB Financial Corporation (UMBF)

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90.90

-11.08 (-10.86%)

At close: Apr 03, 2025, 3:59 PM

91.70

0.88%

After-hours: Apr 03, 2025, 06:12 PM EDT

UMB Financial Income Statement

Chart Mode

Financials in USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012	FY 2011	FY 2010	FY 2009	FY 2008	FY 2007	FY 2006	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001	FY 2000	FY 1999	FY 1998	FY 1997	FY 1996	FY 1995	FY 1994	FY 1993	FY 1992	FY 1991	FY 1990	FY 1989	FY 1988	FY 1987	FY 1986	FY 1985
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012	Dec 31, 2011	Dec 31, 2010	Dec 31, 2009	Dec 31, 2008	Dec 31, 2007	Dec 31, 2006	Dec 31, 2005	Dec 31, 2004	Dec 31, 2003	Dec 31, 2002	Dec 31, 2001	Dec 31, 2000	Dec 31, 1999	Dec 31, 1998	Dec 31, 1997	Dec 31, 1996	Dec 31, 1995	Dec 31, 1994	Dec 31, 1993	Dec 31, 1992	Dec 31, 1991	Dec 31, 1990	Dec 31, 1989	Dec 31, 1988	Dec 31, 1987	Dec 31, 1986	Dec 31, 1985
Revenue	2.17B	1.42B	221.92M	1.2B	1.22B	1.03B	947.65M	920.67M	905.41M	806.9M	773.1M	748.93M	708.83M	731.3M	670.98M	613.16M	587.83M	521.47M	472.17M	440.16M	406.91M	442.65M	450.24M	461.77M	431.12M	401.76M	379M	366.3M	342.9M	343.3M	330.6M	295.6M	243.1M	225.2M	210.5M	200.2M	n/a	n/a	n/a	n/a
Cost of Revenue	n/a	94.84M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	2.17B	1.33B	221.92M	1.2B	1.22B	1.03B	947.65M	920.67M	905.41M	806.9M	773.1M	748.93M	708.83M	731.3M	670.98M	613.16M	587.83M	521.47M	472.17M	440.16M	406.91M	442.65M	450.24M	461.77M	431.12M	401.76M	379M	366.3M	342.9M	343.3M	330.6M	295.6M	243.1M	225.2M	210.5M	200.2M	n/a	n/a	n/a	n/a
Operating Income	2.14B	n/a	750.71M	429.06M	338.89M	285.96M	344.36M	406.02M	276.98M	218.56M	212.79M	229.5M	215.93M	199.87M	190.98M	205.65M	287.38M	286.7M	233.88M	159.94M	92.08M	118.67M	149M	236.07M	284.48M	270.38M	263.1M	261.6M	250.1M	235.4M	206.5M	180.9M	178.9M	225.1M	245.3M	235.2M	34.5M	32.3M	31.1M	30.3M
Interest Income	2.17B	1.84B	1.14B	861.52M	808.49M	862.89M	731.96M	616.91M	523.03M	430.68M	363.87M	348.34M	339.69M	343.65M	346.51M	356.22M	387.97M	414.41M	369.08M	271.91M	220.4M	239.76M	294.48M	384.84M	430.81M	407.18M	409.6M	393.3M	372.1M	357.1M	323.3M	283.2M	253.4M	298.2M	317.8M	303.9M	n/a	n/a	n/a	n/a
Pretax Income	541.27M	421.6M	532.01M	429.06M	338.89M	285.96M	223.59M	236.35M	207M	159.28M	164.82M	183.42M	170.22M	146.36M	126.85M	120.48M	139.83M	104.97M	82.02M	76.32M	51.73M	75.99M	72.55M	90.93M	88.11M	87.05M	76M	89.8M	85.5M	77.6M	70.4M	61.2M	55.1M	53.4M	48.4M	48M	n/a	n/a	n/a	n/a
Net Income	441.24M	350.02M	431.68M	353.02M	286.5M	243.6M	195.51M	247.1M	158.8M	116.07M	120.66M	133.97M	122.72M	106.47M	91M	89.48M	98.08M	74.21M	59.77M	56.32M	42.84M	58.88M	57.17M	65.23M	65.11M	64.08M	54.2M	61.7M	57.5M	52.2M	47.8M	41.1M	39.4M	39.5M	37.2M	40.1M	34.5M	32.3M	31.1M	30.3M
Selling & General & Admin	28.44M	579.17M	550.13M	549.86M	535.96M	517.89M	472.26M	468M	488.35M	460.91M	413.57M	391.91M	374.95M	363.07M	377.4M	322.22M	227.94M	222.33M	208.81M	203.51M	205.18M	210.44M	218.29M	214.49M	204.94M	183.37M	181.4M	159.3M	146.7M	135.7M	135.7M	119.9M	98.5M	89.2M	86.5M	81.3M	n/a	n/a	n/a	n/a
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	746.73M	-251.5M	-1.32B	-1.42B	-1.26B	-1.08B	-982.65M	-166.29M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	-440.18M	-351.57M	-314.75M	-297.3M	-264M	-239.5M	-243.6M	-259.8M	-234.6M	-162.7M	-89.3M	-51.7M	-46.3M	34.5M	32.3M	31.1M	30.3M
Operating Expenses	28.44M	1.33B	25.7M	-766.93M	-879.34M	-741.76M	-603.29M	-514.65M	22.34M	23.73M	24.15M	22.7M	24.6M	20.15M	18.35M	15.45M	19.43M	15.44M	14.84M	13.31M	15.31M	13.55M	14.84M	-225.69M	-146.63M	-131.38M	-115.9M	-104.7M	-92.8M	-107.9M	-124.1M	-114.7M	-64.2M	-100K	34.8M	35M	34.5M	32.3M	31.1M	30.3M
Interest Expense	1.17B	918.59M	223.72M	46M	77.26M	191.99M	121.52M	58M	27.71M	18.61M	13.82M	15.07M	19.63M	26.68M	35.89M	53.23M	112.92M	181.73M	151.86M	83.62M	40.35M	42.68M	76.45M	145.14M	196.38M	183.32M	187.1M	171.8M	164.6M	157.8M	136.1M	119.7M	123.8M	171.7M	196.9M	184.7M	n/a	n/a	n/a	n/a
Selling & Marketing Expenses	28.44M	25.75M	25.7M	18.53M	14.68M	26.26M	24.37M	21.47M	22.34M	23.73M	24.15M	22.7M	24.6M	20.15M	18.35M	15.45M	19.43M	15.44M	14.84M	13.31M	15.31M	13.55M	14.84M	15.79M	20.94M	16.79M	17.4M	17.7M	15.3M	13.1M	15.6M	13.6M	10.6M	8.4M	11.1M	11.1M	n/a	n/a	n/a	n/a
Cost & Expenses	28.44M	1.33B	25.7M	-766.93M	-879.34M	-741.76M	-603.29M	-514.65M	22.34M	23.73M	24.15M	22.7M	24.6M	20.15M	18.35M	15.45M	19.43M	15.44M	14.84M	13.31M	15.31M	13.55M	14.84M	-225.69M	-146.63M	-131.38M	-115.9M	-104.7M	-92.8M	-107.9M	-124.1M	-114.7M	-64.2M	-100K	34.8M	35M	34.5M	32.3M	31.1M	30.3M
Income Tax Expense	100.03M	71.58M	100.33M	76.04M	52.39M	42.37M	27.33M	53.37M	48.2M	43.21M	44.16M	49.46M	47.51M	39.89M	35.85M	30.99M	41.76M	30.76M	22.25M	20M	8.9M	17.11M	15.38M	25.7M	23M	22.98M	21.8M	28.1M	28M	25.4M	22.6M	20.1M	15.7M	13.9M	11.2M	10.4M	-34.5M	-32.3M	-31.1M	-30.3M
Shares Outstanding (Basic)	48.75M	48.5M	48.34M	48.27M	48.14M	48.78M	49.33M	49.22M	48.83M	47.13M	44.84M	41.28M	40.03M	40.03M	40.07M	40.32M	40.74M	41.71M	42.59M	86.22M	43.34M	43.61M	44.13M	44.29M	46.9M	45.72M	47.44M	47.95M	48.7M	53.56M	53.8M	54.4M	42.54M	42.59M	42.54M	42.53M	45.07M	42.97M	43.05M	43.08M
Shares Outstanding (Diluted)	49.06M	48.76M	48.75M	48.74M	48.34M	49.09M	49.77M	49.84M	49.28M	47.58M	45.53M	41.28M	40.03M	40.33M	40.27M	40.67M	41.21M	41.93M	42.59M	86.22M	43.49M	43.61M	44.32M	44.29M	46.9M	45.72M	47.44M	47.95M	48.7M	53.56M	53.8M	54.4M	42.54M	42.59M	42.54M	42.53M	45.07M	42.97M	43.05M	43.08M
EPS (Basic)	9.05	7.22	8.93	7.31	5.95	4.99	3.96	5.02	3.25	2.46	2.69	3.25	3.07	2.66	2.27	2.22	2.41	1.78	1.40	0.66	0.99	0.68	1.30	1.48	1.39	0.67	0.45	0.52	0.45	0.35	0.89	0.27	0.30	0.30	0.26	0.27	0.77	0.75	0.72	0.70
EPS (Diluted)	8.99	7.18	8.86	7.24	5.93	4.96	3.93	4.96	3.22	2.44	2.65	3.20	3.04	2.64	2.26	2.20	2.38	1.77	1.40	0.65	0.99	0.68	1.29	1.48	1.39	0.67	0.45	0.51	0.45	0.35	0.89	0.27	0.30	0.30	0.26	0.27	0.77	0.75	0.72	0.70
EBITDA	n/a	n/a	586.03M	487.57M	401.69M	342.27M	276.71M	291.22M	253.15M	212.04M	211.17M	227.65M	211.07M	189.29M	166.23M	159.9M	179.21M	n/a	n/a	122.17M	112.36M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	34.5M	32.3M	31.1M	30.3M
EBIT	-52.77M	-58.72M	532.01M	431.82M	338.89M	285.96M	223.59M	236.35M	198.59M	159.28M	164.82M	183.42M	170.22M	146.36M	126.85M	121.79M	141.48M	-37.38M	-33.72M	76.32M	52.68M	-58.02M	-41.17M	-26.91M	-37.64M	-1.45M	-13.5M	-39.2M	-45.8M	-23.4M	-22.3M	-56.1M	-14M	-12.5M	-13.1M	-13.8M	n/a	n/a	n/a	n/a
Depreciation & Amortization	52.77M	58.72M	51.84M	54.36M	62.62M	56.31M	53.16M	52.93M	50.59M	12.09M	12.19M	13.22M	14.78M	16.1M	11.14M	6.17M	3.1M	32.22M	33.72M	45.86M	59.68M	58.02M	41.17M	26.91M	37.64M	1.45M	13.4M	39.2M	23.8M	23.4M	22.3M	56.1M	14M	12.5M	13.1M	13.8M	n/a	n/a	n/a	n/a