UMB Financial Corporation (UMBF)
UMB Financial Statistics
Share Statistics
UMB Financial has 72.66M shares outstanding. The number of shares has increased by 0.12% in one year.
| Shares Outstanding | 72.66M |
| Shares Change (YoY) | 0.12% |
| Shares Change (QoQ) | 0.11% |
| Owned by Institutions (%) | 99.99% |
| Shares Floating | 69.53M |
| Failed to Deliver (FTD) Shares | 3.47K |
| FTD / Avg. Volume | 0.47% |
Short Selling Information
The latest short interest is 3.66M, so 7.51% of the outstanding shares have been sold short.
| Short Interest | 3.66M |
| Short % of Shares Out | 7.51% |
| Short % of Float | 7.97% |
| Short Ratio (days to cover) | 7.91 |
Valuation Ratios
The PE ratio is 12.47 and the forward PE ratio is 10.77. UMB Financial's PEG ratio is 0.49.
| PE Ratio | 12.47 |
| Forward PE | 10.77 |
| PS Ratio | 2.53 |
| Forward PS | 2.7 |
| PB Ratio | 1.59 |
| P/FCF Ratio | 59.13 |
| PEG Ratio | 0.49 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for UMB Financial Corporation.
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.11.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.11 |
| Total Debt / Capitalization | 10 |
| Cash Flow / Debt | 0.24 |
| Interest Coverage | 1.83 |
Financial Efficiency
Return on equity (ROE) is 0.13% and return on capital (ROIC) is 45.34%.
| Return on Equity (ROE) | 0.13% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 45.34% |
| Revenue Per Employee | $587,076.53 |
| Profits Per Employee | $119,319.36 |
| Employee Count | 3,698 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 100.03M |
| Effective Tax Rate | 0.18 |
Stock Price Statistics
The stock price has increased by 27.57% in the last 52 weeks. The beta is 0.81, so UMB Financial's price volatility has been higher than the market average.
| Beta | 0.81 |
| 52-Week Price Change | 27.57% |
| 50-Day Moving Average | 110.81 |
| 200-Day Moving Average | 105.72 |
| Relative Strength Index (RSI) | 48.97 |
| Average Volume (20 Days) | 740.01K |
Income Statement
In the last 12 months, UMB Financial had revenue of 2.17B and earned 441.24M in profits. Earnings per share was 9.05.
| Revenue | 2.17B |
| Gross Profit | 2.17B |
| Operating Income | 2.14B |
| Net Income | 441.24M |
| EBITDA | 0 |
| EBIT | 2.14B |
| Earnings Per Share (EPS) | 9.05 |
Balance Sheet
The company has 573.17M in cash and 385.29M in debt, giving a net cash position of 187.88M.
| Cash & Cash Equivalents | 573.17M |
| Total Debt | 385.29M |
| Net Cash | 187.88M |
| Retained Earnings | 3.17B |
| Total Assets | 50.41B |
| Working Capital | 573.17M |
Cash Flow
In the last 12 months, operating cash flow was 93.05M and capital expenditures 0, giving a free cash flow of 93.05M.
| Operating Cash Flow | 93.05M |
| Capital Expenditures | 0 |
| Free Cash Flow | 93.05M |
| FCF Per Share | 1.91 |
Margins
Gross margin is 100%, with operating and profit margins of 98.69% and 20.32%.
| Gross Margin | 100% |
| Operating Margin | 98.69% |
| Pretax Margin | 24.93% |
| Profit Margin | 20.32% |
| EBITDA Margin | n/a |
| EBIT Margin | 98.69% |
| FCF Margin | 4.29% |
Dividends & Yields
UMBF pays an annual dividend of $1.97, which amounts to a dividend yield of 1.6%.
| Dividend Per Share | $1.97 |
| Dividend Yield | 1.6% |
| Dividend Growth (YoY) | 2.56% |
| Payout Ratio | 21.91% |
| Earnings Yield | 8.61% |
| FCF Yield | 1.22% |
Analyst Forecast
The average price target for UMBF is $128, which is 21.8% higher than the current price. The consensus rating is "Buy".
| Price Target | $128 |
| Price Target Difference | 21.8% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
Stock Splits
The last stock split was on May 31, 2006. It was a forward split with a ratio of 2:1.
| Last Split Date | May 31, 2006 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.26 |
| Piotroski F-Score | 5 |