UMB Financial Statistics
Share Statistics
UMB Financial has 75.92M
shares outstanding. The number of shares has increased by 49.05%
in one year.
| Shares Outstanding | 75.92M |
| Shares Change (YoY) | 49.05% |
| Shares Change (QoQ) | 48.89% |
| Owned by Institutions (%) | 99.99% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 20 |
| FTD / Avg. Volume | n/a |
Short Selling Information
The latest short interest is 2.28M, so 3% of the outstanding
shares have been sold short.
| Short Interest | 2.28M |
| Short % of Shares Out | 3% |
| Short % of Float | 3.56% |
| Short Ratio (days to cover) | 4.45 |
Valuation Ratios
The PE ratio is 12.47 and the forward
PE ratio is 9.23.
UMB Financial's PEG ratio is
0.49.
| PE Ratio | 12.47 |
| Forward PE | 9.23 |
| PS Ratio | 1.96 |
| Forward PS | 2.7 |
| PB Ratio | 1.59 |
| P/FCF Ratio | 27.36 |
| PEG Ratio | 0.49 |
Financial Ratio HistoryEnterprise Valuation
UMB Financial has an Enterprise Value (EV) of 5.31B.
| EV / Sales | 1.9 |
| EV / EBITDA | 0 |
| EV / EBIT | 23.59 |
| EV / FCF | 26.43 |
Financial Position
The company has a current ratio of 1.57,
with a Debt / Equity ratio of 0.11.
| Current Ratio | 1.57 |
| Quick Ratio | 1.57 |
| Debt / Equity | 0.11 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.92 |
| Interest Coverage | 1.83 |
Financial Efficiency
Return on Equity is 12.73% and Return on Invested Capital is 3.49%.
| Return on Equity | 12.73% |
| Return on Assets | 0.88% |
| Return on Invested Capital | 3.49% |
| Revenue Per Employee | $757,395.08 |
| Profits Per Employee | $119,319.36 |
| Employee Count | 3,698 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 100.03M |
| Effective Tax Rate | 18.48% |
Stock Price Statistics
The stock price has increased by 25.05% in the
last 52 weeks. The beta is 0.73, so UMB Financial's
price volatility has been higher than the market average.
| Beta | 0.73 |
| 52-Week Price Change | 25.05% |
| 50-Day Moving Average | 98.89 |
| 200-Day Moving Average | 108.05 |
| Relative Strength Index (RSI) | 52.35 |
| Average Volume (20 Days) | 618,796 |
Income Statement
In the last 12 months, UMB Financial had revenue of 2.8B
and earned 441.24M
in profits. Earnings per share was 9.05.
| Revenue | 2.8B |
| Gross Profit | 1.57B |
| Operating Income | 2.14B |
| Net Income | 441.24M |
| EBITDA | n/a |
| EBIT | -52.77M |
| Earnings Per Share (EPS) | 9.05 |
Full Income StatementBalance Sheet
The company has 573.17M in cash and 385.29M in
debt, giving a net cash position of 187.88M.
| Cash & Cash Equivalents | 573.17M |
| Total Debt | 385.29M |
| Net Cash | 187.88M |
| Retained Earnings | 3.17B |
| Total Assets | 69.35B |
| Working Capital | 1.2B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was 225.29M
and capital expenditures -24.21M, giving a free cash flow of 201.08M.
| Operating Cash Flow | 225.29M |
| Capital Expenditures | -24.21M |
| Free Cash Flow | 201.08M |
| FCF Per Share | 4.12 |
Full Cash Flow StatementMargins
Gross margin is 55.98%, with operating and profit margins of 76.5% and 15.75%.
| Gross Margin | 55.98% |
| Operating Margin | 76.5% |
| Pretax Margin | 19.33% |
| Profit Margin | 15.75% |
| EBITDA Margin | n/a |
| EBIT Margin | 76.5% |
| FCF Margin | 7.18% |
Dividends & Yields
UMBF pays an annual dividend of $1.98,
which amounts to a dividend yield of 1.53%.
| Dividend Per Share | $1.98 |
| Dividend Yield | 1.53% |
| Dividend Growth (YoY) | 2.56% |
| Payout Ratio | 24.91% |
| Earnings Yield | 8.02% |
| FCF Yield | 3.65% |
Dividend DetailsAnalyst Forecast
The average price target for UMBF is $125,
which is 21.3% higher than the current price. The consensus rating is "Buy".
| Price Target | $125 |
| Price Target Difference | 21.3% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
Stock ForecastsStock Splits
The last stock split was on May 31, 2006. It was a
forward
split with a ratio of 2:1.
| Last Split Date | May 31, 2006 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.19 |
| Piotroski F-Score | 6 |
