Upstart Inc. (UPST)
NASDAQ: UPST
· Real-Time Price · USD
64.11
0.28 (0.44%)
At close: Aug 15, 2025, 3:59 PM
64.09
-0.04%
After-hours: Aug 15, 2025, 07:58 PM EDT
Upstart Balance Sheet Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Cash & Equivalents | 400.56M | 605.37M | 788.42M | 445.27M | 374.79M | 300.53M | 368.4M | 516.58M | 443.67M | 386.94M | 422.41M | 683.97M | 790.43M | 757.83M | 986.61M | 1.04B | 506.29M | 257.02M |
Short-Term Investments | n/a | n/a | 5.18M | 2.14M | 41.25M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Long-Term Investments | 1.06B | 857.06M | 849.42M | 41.25M | 46.37M | 47.2M | 47.21M | 51.05M | 41.25M | 41.25M | 41.25M | 41M | 41M | 41M | 40M | 40M | n/a | n/a |
Other Long-Term Assets | 624.78M | 502.3M | 409.58M | 254.7M | 215.03M | 177.24M | 155.08M | 155.75M | 176.68M | 129.39M | 132.54M | 128.24M | 121.9M | 120.6M | 121.1M | 77.49M | 72.99M | 51.94M |
Receivables | 206.85M | 144.26M | 126.56M | n/a | 8.3M | 40.62M | n/a | n/a | 46.05M | n/a | n/a | n/a | n/a | n/a | 55.52M | 29.99M | 31.74M | 18.13M |
Inventory | n/a | n/a | n/a | n/a | -59.97M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Current Assets | n/a | n/a | n/a | n/a | 1.01B | 1.19B | 1.27B | 1.07B | 861.64M | 1.05B | 1.13B | 849.87M | 752.45M | 859.23M | 409.88M | 240.43M | 174.82M | 134.14M |
Total Current Assets | 634.35M | 777.75M | 948.99M | 655.77M | 1.39B | 1.53B | 1.64B | 1.59B | 1.35B | 1.44B | 1.55B | 1.53B | 1.54B | 1.62B | 1.45B | 1.31B | 712.84M | 409.29M |
Property-Plant & Equipment | 81.56M | 82.96M | 82.47M | 84.65M | 59.07M | 62.79M | 66.05M | 92.95M | 96.66M | 100.46M | 103.1M | 103.86M | 105.51M | 105.23M | 106.88M | 77.92M | 21.56M | 21.36M |
Goodwill & Intangibles | 75.92M | 76.21M | 76.49M | 106.18M | 106.86M | 107.05M | 109.72M | 111.89M | 97.76M | 111.52M | 110.09M | 108.36M | 105.73M | 103.7M | 100.47M | 98.84M | 97.2M | 6M |
Total Long-Term Assets | 1.84B | 1.52B | 1.39B | 486.77M | 427.34M | 394.27M | 378.05M | 411.63M | 412.35M | 382.62M | 386.99M | 381.47M | 374.14M | 370.53M | 368.45M | 294.25M | 191.74M | 79.3M |
Total Assets | 2.48B | 2.3B | 2.37B | 1.81B | 1.82B | 1.93B | 2.02B | 2B | 1.76B | 1.82B | 1.94B | 1.92B | 1.92B | 1.99B | 1.82B | 1.61B | 904.58M | 488.59M |
Account Payables | 28.77M | 13.34M | 12.38M | 22.62M | 13.88M | 10.02M | 12.61M | 7.03M | 6.94M | 6.55M | 18.71M | 10.92M | 22.03M | 10.29M | 6.56M | 9.38M | 17.33M | 8.13M |
Deferred Revenue | n/a | n/a | n/a | n/a | -258.19M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Short-Term Debt | 189.54M | 126.97M | n/a | n/a | n/a | 351.51M | n/a | n/a | 279.18M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Current Liabilities | n/a | n/a | n/a | n/a | n/a | -351.51M | -64.55M | -47.56M | -279.18M | -51.44M | -54.15M | -59.78M | -73.07M | -92.46M | -98.59M | -68.32M | -63.65M | -42.18M |
Total Current Liabilities | 292.78M | 191.49M | 310.28M | 98.58M | 70.5M | 62.48M | 92.13M | 58.41M | 68.17M | 57.99M | 72.87M | 71.76M | 95.1M | 102.75M | 105.16M | 77.7M | 83.38M | 50.31M |
Long-Term Debt | 1.24B | 1.21B | 1.49B | 987.7M | 1.03B | 1.13B | 1.18B | 1.16B | 930.65M | 1B | 986.39M | 918.92M | 856.55M | 769.22M | 695.43M | 649.22M | 3.33M | 41.89M |
Other Long-Term Liabilities | 180.31M | 173.19M | 391.31M | 77.57M | 79.75M | 69.89M | 139.98M | 55.9M | 30.51M | 48.02M | 103.57M | 107.71M | 114.86M | 148.2M | 112.42M | 157.54M | 86.41M | 60.66M |
Total Long-Term Liabilities | 1.46B | 1.43B | 1.42B | 1.11B | 1.16B | 1.25B | 1.29B | 1.3B | 1.06B | 1.14B | 1.19B | 1.12B | 1.06B | 1.01B | 908.22M | 809.34M | 105.11M | 117.69M |
Total Liabilities | 1.76B | 1.62B | 1.73B | 1.21B | 1.23B | 1.31B | 1.38B | 1.36B | 1.13B | 1.19B | 1.26B | 1.2B | 1.16B | 1.11B | 1.01B | 887.04M | 188.49M | 168M |
Total Debt | 1.47B | 1.38B | 1.54B | 1.04B | 1.08B | 1.18B | 1.23B | 1.25B | 1.01B | 1.09B | 1.09B | 1.02B | 949.99M | 860.13M | 795.8M | 720.12M | 21.43M | 57.03M |
Common Stock | 10K | 10K | 9K | 9K | 9K | 9K | 9K | 9K | 8K | 8K | 8K | 8K | 8K | 9K | 8K | 8K | 8K | 7K |
Retained Earnings | -408M | -413.6M | -411.16M | -408.4M | -401.64M | -347.17M | -282.58M | -240.18M | -199.86M | -171.7M | -42.44M | 12.82M | 69.04M | 98.91M | 66.22M | 7.28M | -21.84M | -59.12M |
Comprehensive Income | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -0.00 | -0.00 | -0.00 | -0.00 | 0.00 | 0.00 | -0.00 | 0.00 | -0.00 | -0.00 |
Shareholders Equity | 722.01M | 676.64M | 633.22M | 595.54M | 594.71M | 612.8M | 635.3M | 640.76M | 638.14M | 627.21M | 672.43M | 718.57M | 757.07M | 876.5M | 807.08M | 719.09M | 716.1M | 320.59M |
Total Investments | 1.06B | 857.06M | 849.42M | 43.39M | 46.37M | 47.2M | 47.21M | 51.05M | 41.25M | 41.25M | 41.25M | 41M | 41M | 41M | 40M | 40M | n/a | n/a |