Upstart Inc. (UPST)

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48.65

1.94 (4.15%)

At close: Apr 25, 2025, 3:59 PM

48.97

0.67%

Pre-market: Apr 28, 2025, 07:44 AM EDT

Upstart Balance Sheet Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q1 2020	Q4 2019
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Mar 31, 2020	Dec 31, 2019
Cash & Equivalents	788.42M	445.27M	374.79M	300.53M	368.4M	516.58M	443.67M	386.94M	422.41M	683.97M	790.43M	757.83M	986.61M	1.04B	506.29M	257.02M	250.82M	53.23M	-44.39M	44.39M
Short-Term Investments	41.25M	2.14M	41.25M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	88.78M	n/a
Long-Term Investments	41.25M	41.25M	46.37M	47.2M	47.21M	51.05M	41.25M	41.25M	41.25M	41M	41M	41M	40M	40M	n/a	n/a	n/a	n/a	n/a	n/a
Other Long-Term Assets	-403K	254.7M	215.03M	177.24M	155.08M	155.75M	176.68M	129.39M	132.54M	128.24M	121.9M	120.6M	121.1M	77.49M	72.99M	51.94M	40.05M	31.43M	-44.39M	24.75M
Receivables	126.56M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Inventory	n/a	n/a	-59.97M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Current Assets	n/a	n/a	1.02B	1.23B	1.27B	1.07B	907.69M	1.05B	1.13B	849.87M	752.45M	859.23M	465.4M	270.42M	206.55M	152.27M	158.05M	202.18M	n/a	302.1M
Total Current Assets	976.26M	655.77M	1.39B	1.53B	1.64B	1.59B	1.35B	1.44B	1.55B	1.53B	1.54B	1.62B	1.45B	1.31B	712.84M	409.29M	408.87M	255.41M	44.39M	346.49M
Property-Plant & Equipment	82.47M	84.65M	59.07M	62.79M	66.05M	92.95M	96.66M	100.46M	103.1M	103.86M	105.51M	105.23M	106.88M	77.92M	21.56M	21.36M	22.34M	18.06M	n/a	20.02M
Goodwill & Intangibles	76.49M	106.18M	106.86M	107.05M	109.72M	111.89M	97.76M	111.52M	110.09M	108.36M	105.73M	103.7M	100.47M	98.84M	97.2M	6M	6M	4.9M	n/a	2.2M
Total Long-Term Assets	199.81M	486.77M	427.34M	394.27M	378.05M	411.63M	412.35M	382.62M	386.99M	381.47M	374.14M	370.53M	368.45M	294.25M	191.74M	79.3M	68.39M	54.4M	-44.39M	46.97M
Total Assets	2.37B	1.81B	1.82B	1.93B	2.02B	2B	1.76B	1.82B	1.94B	1.92B	1.92B	1.99B	1.82B	1.61B	904.58M	488.59M	477.25M	309.8M	n/a	393.46M
Account Payables	12.38M	22.62M	13.88M	10.02M	12.61M	7.03M	6.94M	6.55M	18.71M	10.92M	22.03M	10.29M	6.56M	9.38M	17.33M	8.13M	13.78M	6.05M	n/a	6.56M
Deferred Revenue	n/a	n/a	-258.19M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Short-Term Debt	195.6M	n/a	n/a	351.51M	n/a	n/a	279.18M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	75.71M	n/a	84.6M
Other Current Liabilities	n/a	n/a	n/a	-351.51M	-64.55M	-47.56M	-279.18M	-51.44M	-54.15M	-59.78M	-73.07M	-92.46M	-98.59M	-68.32M	-63.65M	-42.18M	-34.34M	-58.91M	n/a	-117.55M
Total Current Liabilities	355.48M	98.58M	70.5M	62.48M	92.13M	58.41M	68.17M	57.99M	72.87M	71.76M	95.1M	102.75M	105.16M	77.7M	83.38M	50.31M	48.11M	37.51M	n/a	39.76M
Long-Term Debt	1.21B	987.7M	1.03B	1.13B	1.18B	1.16B	930.65M	1B	986.39M	918.92M	856.55M	769.22M	695.43M	649.22M	3.33M	41.89M	62.63M	24.88M	n/a	34.01M
Other Long-Term Liabilities	391.31M	77.57M	79.75M	69.89M	139.98M	55.9M	30.51M	48.02M	103.57M	107.71M	114.86M	148.2M	112.42M	157.54M	86.41M	60.66M	46.83M	272.18M	n/a	201.77M
Total Long-Term Liabilities	1.6B	1.11B	1.16B	1.25B	1.29B	1.3B	1.06B	1.14B	1.19B	1.12B	1.06B	1.01B	908.22M	809.34M	105.11M	117.69M	128.89M	157.09M	n/a	252.85M
Total Liabilities	1.73B	1.21B	1.23B	1.31B	1.38B	1.36B	1.13B	1.19B	1.26B	1.2B	1.16B	1.11B	1.01B	887.04M	188.49M	168M	177M	194.59M	n/a	292.6M
Total Debt	1.45B	1.04B	1.08B	1.18B	1.23B	1.25B	1.01B	1.09B	1.09B	1.02B	949.99M	860.13M	795.8M	720.12M	21.43M	57.03M	82.06M	115.43M	n/a	231.78M
Common Stock	9K	9K	9K	9K	9K	9K	8K	8K	8K	8K	8K	9K	8K	8K	8K	7K	7K	2K	n/a	2K
Retained Earnings	-411.16M	-408.4M	-401.64M	-347.17M	-282.58M	-240.18M	-199.86M	-171.7M	-42.44M	12.82M	69.04M	98.91M	66.22M	7.28M	-21.84M	-59.12M	-69.22M	-70.25M	n/a	-75.2M
Comprehensive Income	n/a	n/a	n/a	n/a	n/a	n/a	-0.00	-0.00	-0.00	-0.00	0.00	0.00	-0.00	0.00	-0.00	-0.00	0.00	n/a	-62.71M	n/a
Shareholders Equity	633.22M	595.54M	594.71M	612.8M	635.3M	640.76M	638.14M	627.21M	672.43M	718.57M	757.07M	876.5M	807.08M	719.09M	716.1M	320.59M	300.25M	115.21M	100.86M	99.83M
Total Investments	41.25M	43.39M	46.37M	47.2M	47.21M	51.05M	41.25M	41.25M	41.25M	41M	41M	41M	40M	40M	n/a	n/a	n/a	n/a	88.78M	n/a