Upstart Inc. (UPST)
NASDAQ: UPST
· Real-Time Price · USD
64.11
0.28 (0.44%)
At close: Aug 15, 2025, 3:59 PM
64.09
-0.04%
After-hours: Aug 15, 2025, 07:58 PM EDT
Upstart Cash Flow Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Net Income | -6.35M | -66.43M | -128.58M | -168.22M | -201.78M | -175.48M | -240.13M | -253M | -268.9M | -270.61M | -108.67M | 5.54M | 90.88M | 158.03M | 135.44M | 77.53M | 58.08M | 14.69M |
Depreciation & Amortization | 3.16M | 21.32M | 20.55M | 24.95M | 24.5M | 24.09M | 24.9M | 19.45M | 18.24M | 17.17M | 13.51M | 12.42M | 10.88M | 9.51M | 7.54M | 5.63M | 4.03M | 2.58M |
Stock-Based Compensation | 128.76M | 127.45M | 133.4M | 136.37M | 138.32M | 136.71M | 175.04M | 176.18M | 177.27M | 175M | 125.94M | 115.1M | 98.76M | 89.61M | 73.19M | 54.54M | 36.84M | 18.17M |
Other Working Capital | 42.43M | 30.96M | 94.29M | -152.53M | -162.03M | -196.98M | -284.98M | -67.76M | -96.45M | -132.09M | -33.74M | -6.96M | 18.34M | 87.9M | 62.76M | 47.43M | 36.83M | 18.8M |
Other Non-Cash Items | -86.64M | 197.38M | 304.17M | 398.25M | 104.27M | 128.18M | 78.47M | -233.54M | -122.35M | -269.43M | -683.61M | -565.14M | -514.96M | -487.13M | -102.83M | 55.41M | 61.98M | 68.88M |
Deferred Income Tax | n/a | n/a | n/a | 63K | 52.74M | 92.33M | 92.33M | 92.27M | 39.59M | n/a | n/a | 5.61M | 3.94M | -1.13M | -228K | 4.41M | 10.62M | 17.95M |
Change in Working Capital | -51.86M | -63.33M | n/a | -146.96M | -156.37M | -190.94M | -291.11M | -71.03M | -111.44M | -135.75M | -21.87M | -6.47M | 22.53M | 89.57M | 55.24M | 50.5M | 50.58M | 23.03M |
Operating Cash Flow | -65.23M | 120.22M | 186.33M | 153.54M | -129.23M | -32.14M | -160.49M | -269.66M | -267.59M | -483.61M | -674.68M | -432.95M | -287.98M | -141.53M | 168.35M | 248.01M | 222.13M | 145.31M |
Capital Expenditures | -3.65M | -12.02M | -7.61M | -5.86M | -8.69M | -8.38M | -12.09M | -15.4M | -17.98M | -23.08M | -22.91M | -23.61M | -23.38M | -19.8M | -15.12M | -10.79M | -7.18M | -4.84M |
Cash Acquisitions | 61.52M | 18.11M | n/a | -17.39M | -91.98M | -75M | -81.31M | -80.68M | -47.28M | -20.86M | 3.56M | 20.13M | -196K | -16.76M | -14.09M | -96.06M | -96.06M | -79.5M |
Purchase of Investments | -463.58M | -150.43M | -196.58M | -232.51M | -159.95M | -121.59M | -121.82M | -86.14M | -114.48M | -101.93M | -56.54M | -65.95M | -114.72M | -130.45M | -142.39M | -142.39M | -52.2M | -22.6M |
Sales Maturities Of Investments | 20.25M | 32.97M | 60.21M | 84.52M | 113.2M | 106.24M | 103.42M | 93.31M | 85.73M | 59.81M | 44.78M | 127.92M | 115.13M | 120.92M | 119.85M | 119.85M | 111.54M | 105.67M |
Other Investing Acitivies | 69.63M | -170.73M | -97.1M | -21.84M | -20.34M | -31.42M | -6.66M | -84.76M | -79.69M | -59.09M | -73.62M | -97.87M | -158.26M | -206.29M | -214.3M | -108.08M | -23.17M | 29.95M |
Investing Cash Flow | -312.48M | -278.75M | -237.73M | -189.71M | -167.76M | -130.15M | -118.45M | -173.68M | -173.71M | -145.15M | -114.13M | -48.79M | -108.94M | -139.6M | -143.88M | -115.29M | -26.78M | 28.68M |
Debt Repayment | 413.19M | 526.73M | 557.33M | 77.6M | 314.31M | 129.78M | 192.97M | 236.73M | 71.06M | 228.61M | 287.92M | 266.63M | 863.32M | 740.87M | 647.11M | 563.69M | -101.83M | -73.02M |
Common Stock Repurchased | -1K | -1K | -1K | -7K | -9K | -10K | -15K | -27.82M | -52.85M | -177.89M | -173.45M | -145.64M | -120.61M | 4.2M | -236K | -236K | -236K | n/a |
Dividend Paid | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Financial Acitivies | 138.2M | 31.16M | -4.24M | -7.48M | 26.61M | 14.04M | 21.3M | 19.53M | 18.57M | 17.22M | 20.02M | 23.35M | -44.46M | 216.89M | 208.33M | 364.71M | 428.28M | 162.92M |
Financial Cash Flow | 471.31M | 558.9M | 559.87M | 76.9M | 347.71M | 149.59M | 214.27M | 228.44M | 36.77M | 67.93M | 130.03M | 139.9M | 693.81M | 957.76M | 855.43M | 928.4M | 326.45M | 89.9M |
Net Cash Flow | 278.91M | 400.38M | 508.48M | 40.74M | 50.73M | -12.71M | -64.68M | -214.9M | -404.53M | -560.84M | -658.77M | -341.83M | 296.89M | 676.63M | 879.91M | 1.06B | 521.8M | 263.89M |
Free Cash Flow | -71.26M | 105.82M | 176.34M | 145.31M | -137.92M | -40.52M | -172.58M | -285.06M | -285.57M | -506.7M | -697.59M | -456.56M | -311.36M | -161.34M | 153.24M | 237.22M | 214.95M | 140.47M |