Upstart Inc. (UPST)
NASDAQ: UPST
· Real-Time Price · USD
64.11
0.28 (0.44%)
At close: Aug 15, 2025, 3:59 PM
64.09
-0.04%
After-hours: Aug 15, 2025, 07:58 PM EDT
Upstart Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | 275.49 | -443.35 | -514.99 | -133.39 | -9.29 | -8.9 | -20.62 | -14.94 | -26.42 | -2.52 | -4.92 | -7.53 | -21.96 | 79.63 | 63.08 | 261.02 | 79.40 | 291.63 |
PEG Ratio | -0.93 | -1.33K | 8.56 | 1.52 | 0.57 | -0.19 | -4.95 | -0.36 | 0.34 | -0.02 | 1.70 | -0.08 | 0.11 | -1.53 | 0.69 | -10.66 | 0.32 | 1.15 |
PS Ratio | 24.01 | 19.69 | 26.86 | 22.24 | 15.87 | 18.00 | 25.92 | 17.90 | 21.93 | 12.65 | 7.64 | 10.77 | 11.50 | 33.58 | 48.97 | 133.05 | 61.05 | 97.11 |
PB Ratio | 8.56 | 6.41 | 8.96 | 6.05 | 3.41 | 3.75 | 5.50 | 3.76 | 4.66 | 2.08 | 1.62 | 2.36 | 3.47 | 11.88 | 18.43 | 42.27 | 16.54 | 36.76 |
P/FCF Ratio | -54.14 | -220.89 | -49.63 | 20.39 | 32.16 | 45.21 | -24.05 | -22.64 | 18.56 | -16.03 | -4.22 | -15.85 | -43.18 | -38.27 | -883.8 | 793.35 | 132.65 | 277.33 |
P/OCF Ratio | -51.42 | -321.78 | -51.16 | 20.11 | 31.02 | 43.71 | -24.33 | -23.29 | 18.33 | -17.19 | -4.3 | -16.71 | -48.91 | -39.03 | -1.33K | 697.15 | 127.59 | 273.47 |
OCF/S Ratio | -0.47 | -0.06 | -0.53 | 1.11 | 0.51 | 0.41 | -1.07 | -0.77 | 1.20 | -0.74 | -1.78 | -0.64 | -0.24 | -0.86 | -0.04 | 0.19 | 0.48 | 0.36 |
Debt / Equity Ratio | 2.04 | 2.04 | 2.43 | 1.75 | 1.81 | 1.93 | 1.93 | 1.95 | 1.58 | 1.74 | 1.62 | 1.42 | 1.25 | 0.98 | 0.99 | 1.00 | 0.03 | 0.18 |
Quick Ratio | 2.17 | 4.06 | 3.06 | 6.65 | 20.61 | 24.54 | 17.79 | 27.22 | 19.82 | 24.81 | 21.26 | 21.37 | 16.22 | 15.74 | 13.81 | 16.88 | 8.55 | 8.14 |
Current Ratio | 2.17 | 4.06 | 3.06 | 6.65 | 19.76 | 24.54 | 17.79 | 27.22 | 19.82 | 24.81 | 21.26 | 21.37 | 16.22 | 15.74 | 13.81 | 16.88 | 8.55 | 8.14 |
Asset Turnover | 0.10 | 0.10 | 0.09 | 0.09 | 0.07 | 0.07 | 0.07 | 0.07 | 0.08 | 0.06 | 0.07 | 0.08 | 0.12 | 0.16 | 0.17 | 0.14 | 0.21 | 0.25 |
Interest Coverage | -0.58 | -0.34 | -0.31 | -4.17 | -4.84 | -6.3 | -3.38 | -4.66 | -7.79 | -18.48 | -12.94 | -19.05 | -13.88 | 36.32 | 126.39 | 106.32 | 24.24 | 15.12 |
Return on Equity | 0.01 | n/a | n/a | -0.01 | -0.09 | -0.11 | -0.07 | -0.06 | -0.04 | -0.21 | -0.08 | -0.08 | -0.04 | 0.04 | 0.07 | 0.04 | 0.05 | 0.03 |
Return on Assets | n/a | n/a | n/a | n/a | -0.03 | -0.03 | -0.02 | -0.02 | -0.02 | -0.07 | -0.03 | -0.03 | -0.02 | 0.02 | 0.03 | 0.02 | 0.04 | 0.02 |
Return on Invested Capital | n/a | n/a | n/a | -0.04 | -0.03 | -0.03 | -0.02 | -0.02 | -0.02 | -0.07 | -0.03 | -0.03 | -0.02 | 0.02 | 0.04 | 0.02 | 0.05 | 0.03 |
Dividend Yield | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 0.98 | 0.97 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Net Profit Margin | 0.02 | -0.01 | -0.01 | -0.04 | -0.43 | -0.51 | -0.31 | -0.3 | -0.21 | -1.26 | -0.39 | -0.36 | -0.13 | 0.11 | 0.19 | 0.13 | 0.19 | 0.08 |
Pretax Profit Margin | 0.02 | -0.01 | -0.01 | -0.04 | -0.43 | -0.51 | -0.31 | -0.3 | -0.21 | -1.26 | -0.39 | -0.36 | -0.13 | 0.11 | 0.20 | 0.12 | 0.19 | 0.09 |
Operating Profit Margin | 0.02 | -0.01 | -0.02 | -0.28 | -0.43 | -0.53 | -0.35 | -0.33 | -0.25 | -1.28 | -0.41 | -0.37 | -0.14 | 0.11 | 0.20 | 0.13 | 0.19 | 0.13 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.04 | 0.02 | 0.03 | -0.18 | -0.31 | -0.4 | -0.18 | -0.22 | -0.18 | -1.15 | -0.35 | -0.33 | -0.12 | 0.12 | 0.21 | 0.14 | 0.21 | 0.14 |