Bread Financial Inc. (BFH)
NYSE: BFH
· Real-Time Price · USD
59.69
-1.76 (-2.86%)
At close: Aug 15, 2025, 3:59 PM
59.70
0.02%
After-hours: Aug 15, 2025, 05:51 PM EDT
Bread Financial Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 1.15B | 1.2B | 1.16B | 1.22B | 1.18B | 1.24B | 1.25B | 1.25B | 1.16B | 1.51B | 1.23B | 1.12B | 1.01B | 1.01B | 75.5M | 851M | 764M | 802M |
Cost of Revenue | n/a | 521M | 648M | 609M | 531M | 569M | 720M | 523M | 541M | 325M | 887M | 437M | 499M | 272M | -190.6M | 581.3M | 596.2M | 606.2M |
Gross Profit | n/a | 674M | 508M | 614M | 649M | 670M | 535M | 727M | 616M | 1.19B | 341M | 686M | 510M | 740M | 649.1M | 518M | 416.2M | 478.7M |
Operating Income | 174M | 197M | -27M | 40M | 180M | 188M | 18M | 225M | 86M | 638M | -208M | 189M | 16M | 302M | -12.8M | 382.8M | 473.3M | 503.1M |
Interest Income | n/a | 1.23B | 1.22B | 1.28B | 1.23B | 1.3B | 1.31B | 1.3B | 1.2B | 1.33B | 1.32B | 1.22B | 1.07B | 1.07B | n/a | 994M | 915M | 942M |
Pretax Income | 174M | 197M | -27M | 40M | 180M | 188M | 18M | 225M | 86M | 638M | -208M | 189M | 16M | 302M | -12.8M | 259M | 354M | 367M |
Net Income | 139M | 138M | 7M | 2M | 133M | 134M | 43M | 171M | 48M | 455M | -134M | 134M | 12M | 210M | 17.6M | 224M | 274M | 286M |
Selling & General & Admin | n/a | 250M | 290M | 266M | 247M | 241M | 266M | 246M | 257M | 259M | 263M | 246M | 241M | 210M | 752.4M | 203M | 197M | 201M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | n/a | 227M | 245M | 308M | 222M | 241M | 251M | 256M | 273M | 291M | 286M | 251M | 253M | 228M | -473.5M | -316.1M | -502.5M | -508.3M |
Operating Expenses | n/a | 477M | 535M | 574M | 469M | 482M | 517M | 502M | 530M | 550M | 549M | 497M | 494M | 438M | 278.9M | -113.1M | -305.5M | -307.3M |
Interest Expense | n/a | 225M | 231M | 240M | 241M | 248M | 238M | 219M | 205M | 218M | 195M | 133M | 95M | 79M | n/a | 91M | 100M | 107M |
Selling & Marketing Expenses | n/a | 35M | 48M | 38M | 33M | 28M | 46M | 36M | 40M | 39M | 56M | 44M | 50M | 31M | 160M | 35M | 35M | 42M |
Cost & Expenses | n/a | 998M | 1.18B | 1.18B | 1B | 1.05B | 1.24B | 1.02B | 1.07B | 875M | 1.44B | 934M | 993M | 710M | 88.3M | 468.2M | 290.7M | 298.9M |
Income Tax Expense | 35M | 55M | -34M | 37M | 47M | 53M | -26M | 52M | 22M | 183M | -74M | 55M | 4M | 91M | -26.4M | 53M | 91M | 99M |
Shares Outstanding (Basic) | 46.7M | 49M | 49.6M | 49.7M | 49.6M | 49.5M | 49.3M | 49.9M | 50.1M | 50M | 49.9M | 49.8M | 49.8M | 49.9M | 49.8M | 49.8M | 49.7M | 49.7M |
Shares Outstanding (Diluted) | 47.2M | 49.6M | 50.4M | 51M | 50.2M | 49.7M | 49.6M | 50.1M | 50.3M | 50.1M | 49.9M | 49.9M | 49.9M | 50M | 50M | 50M | 50M | 49.8M |
EPS (Basic) | 2.98 | 2.81 | 0.14 | 0.04 | 2.68 | 2.71 | 0.87 | 3.43 | 0.96 | 9.10 | -2.69 | 2.69 | 0.24 | 4.21 | 0.27 | 4.50 | 5.50 | 5.76 |
EPS (Diluted) | n/a | 2.78 | 0.14 | 0.04 | 2.65 | 2.70 | 0.87 | 3.41 | 0.95 | 9.08 | -2.69 | 2.69 | 0.24 | 4.20 | 0.27 | 4.47 | 5.47 | 5.74 |
EBITDA | 174M | 218M | -5M | 62M | 203M | 211M | 42M | 248M | 121M | 672M | -175M | 218M | 46M | 323M | 13M | 322.4M | 403.1M | 428.4M |
EBIT | 174M | 197M | -27M | 40M | 180M | 188M | 18M | 225M | 86M | 638M | -208M | 189M | 16M | 302M | -12.8M | 290.7M | 371.6M | 394.4M |
Depreciation & Amortization | n/a | 21M | 22M | 22M | 23M | 23M | 24M | 23M | 35M | 34M | 33M | 29M | 30M | 21M | 25.8M | 31M | 32M | 34M |