Watchlist Price Alert

Pathfinder Bancorp Inc. (PBHC)

NASDAQ: PBHC · Real-Time Price · USD

14.75

-0.20 (-1.34%)

At close: Jun 27, 2025, 3:49 PM

14.96

1.42%

After-hours: Jun 27, 2025, 04:04 PM EDT

Pathfinder Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	84.06M	83.5M	82.32M	78.28M	75.7M	72M	69.3M	65.03M	60.35M	56.36M	51.84M	50.48M	51.03M	51.03M	50.59M	49.5M	48.03M	48.25M	48.67M	48.63M	47.9M	45.86M	42.85M	40.6M	38.71M	37.09M	36.8M	35.74M	34.66M	33.52M	31.91M	30.61M	29.37M	28.28M	27.57M	27M	26.36M
Cost of Revenue	46.89M	48.33M	47.62M	37.63M	35.83M	31.67M	27.97M	22.84M	16.6M	12.45M	7.14M	5.77M	6.76M	8.55M	11.5M	13.41M	14.65M	15.57M	16.3M	16.57M	16.56M	15.49M	14.45M	13.04M	11.38M	10.54M	9.92M	9.15M	8.73M	8.06M	7.02M	6.34M	5.44M	4.76M	4.52M	4.12M	4.12M
Gross Profit	37.16M	35.14M	34.49M	40.35M	39.58M	40.06M	41.24M	42.19M	43.81M	44.07M	44.86M	44.97M	44.48M	42.58M	39.2M	36.09M	33.38M	32.68M	32.37M	32.06M	31.34M	30.36M	28.4M	27.55M	27.34M	26.55M	26.88M	26.59M	25.93M	25.46M	24.9M	24.27M	23.93M	23.52M	23.05M	22.88M	22.24M
Operating Income	6.17M	5.16M	2.58M	11.12M	11.13M	11.77M	12.55M	13.76M	15.32M	15.69M	16.73M	17.18M	16.98M	16.01M	12.99M	10.47M	8.87M	8.34M	8.65M	8.37M	6.88M	5.45M	4.31M	3.83M	4.12M	4.55M	4.18M	4.36M	4.49M	4.34M	4.83M	4.66M	4.55M	4.41M	4.19M	4.26M	4.17M
Interest Income	78.6M	77.74M	76.47M	73.09M	70.87M	67.43M	64.29M	59.94M	55.03M	50.97M	47.15M	45.37M	45.73M	45.69M	45.02M	43.96M	42.41M	42.51M	43.29M	43.54M	43.13M	41.76M	39.77M	37.86M	36.27M	34.81M	33.48M	32.18M	30.75M	29.41M	27.75M	26.47M	25.25M	24.09M	23.35M	22.55M	21.98M
Pretax Income	6.17M	5.16M	2.58M	11.13M	11.14M	11.78M	12.56M	13.75M	15.32M	15.69M	16.73M	17.18M	16.98M	16.01M	12.99M	10.47M	8.87M	8.34M	8.65M	8.37M	6.88M	5.45M	4.31M	3.83M	4.12M	4.55M	4.18M	4.36M	4.49M	4.34M	4.83M	4.66M	4.55M	4.41M	4.19M	4.26M	4.17M
Net Income	4.24M	3.38M	2.01M	8.83M	8.81M	9.29M	10.29M	11.29M	12.58M	12.93M	13.28M	13.47M	13.2M	12.41M	10.47M	8.58M	7.41M	6.95M	6.87M	6.69M	5.45M	4.28M	3.51M	3.2M	3.54M	4.03M	3.8M	3.72M	3.69M	3.49M	3.59M	3.5M	3.41M	3.27M	3.09M	3.16M	3.02M
Selling & General & Admin	19.49M	19.33M	18.81M	17.98M	17.53M	17.48M	16.15M	16.18M	16.13M	15.98M	18.44M	18.6M	19.01M	19.01M	18.82M	18.46M	17.75M	17.5M	16.68M	16.54M	17.02M	17.38M	17.61M	17.37M	17.04M	16.34M	16.16M	15.94M	15.34M	14.98M	14.15M	13.8M	13.68M	13.53M	13.29M	13.03M	12.59M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	11.51M	10.65M	13.1M	11.32M	10.99M	10.89M	12.63M	12.25M	12.3M	12.24M	9.53M	8.93M	8.28M	7.46M	7.28M	7.15M	6.76M	6.83M	7.03M	7.15M	7.44M	7.53M	6.48M	6.35M	6.18M	5.66M	6.55M	6.3M	6.1M	6.14M	5.91M	5.81M	5.7M	5.58M	5.56M	5.58M	5.48M
Operating Expenses	30.99M	29.98M	31.91M	29.3M	28.52M	28.36M	28.77M	28.43M	28.43M	28.22M	27.97M	27.53M	27.29M	26.47M	26.1M	25.62M	24.51M	24.34M	23.72M	23.69M	24.45M	24.91M	24.09M	23.72M	23.21M	22M	22.7M	22.23M	21.44M	21.12M	20.06M	19.61M	19.38M	19.11M	18.86M	18.61M	18.07M
Interest Expense	36.19M	37.37M	37.39M	35.53M	32.88M	28.74M	23.42M	18.41M	13.26M	9.7M	7.3M	6.54M	6.67M	7.53M	8.62M	8.96M	9.98M	10.86M	11.79M	13.14M	13.67M	13.53M	12.8M	11.7M	10.35M	9.04M	8.18M	7.28M	6.73M	6.29M	5.51M	4.93M	4.3M	3.8M	3.5M	3.2M	2.95M
Selling & Marketing Expenses	640K	604K	541K	520K	570K	671K	800K	855K	924K	905K	1.12M	1.11M	1.14M	1.2M	964K	1.01M	1.01M	941K	916K	918K	899K	962K	1.02M	936K	975K	927K	900K	933K	824K	809K	790K	749K	766K	730K	645K	611K	536K
Cost & Expenses	77.88M	78.31M	79.53M	66.94M	64.35M	60.04M	56.74M	51.27M	45.03M	40.67M	35.11M	33.3M	34.05M	35.02M	37.59M	39.03M	39.16M	39.91M	40.01M	40.26M	41.01M	40.41M	38.54M	36.76M	34.59M	32.54M	32.62M	31.38M	30.17M	29.18M	27.08M	25.95M	24.82M	23.87M	23.38M	22.73M	22.19M
Income Tax Expense	544K	332K	430K	2.18M	2.23M	2.36M	2.15M	2.35M	2.6M	2.66M	3.37M	3.6M	3.67M	3.5M	2.43M	1.8M	1.39M	1.29M	1.68M	1.63M	1.37M	1.17M	791K	624K	615K	546K	558K	787K	859K	922K	1.16M	1.1M	1.08M	1.11M	1.06M	1.06M	1.12M
Shares Outstanding (Basic)	4.75M	4.73M	4.71M	4.71M	4.7M	4.69M	4.67M	4.64M	4.61M	4.58M	4.56M	4.55M	4.54M	4.52M	4.49M	4.46M	4.44M	4.53M	4.65M	4.64M	4.61M	4.59M	4.58M	4.44M	4.24M	4.21M	4.19M	4.16M	4.12M	4.11M	4.09M	4.07M	4.05M	4.04M	4.09M	4.15M	4.14M
Shares Outstanding (Diluted)	4.75M	4.73M	4.71M	4.71M	4.7M	4.69M	4.67M	4.64M	4.61M	4.58M	4.56M	4.55M	4.54M	4.52M	4.49M	4.46M	4.44M	4.53M	4.65M	4.64M	4.61M	4.59M	4.58M	4.44M	4.31M	4.29M	4.28M	4.26M	4.24M	4.22M	4.2M	4.18M	4.15M	4.13M	4.18M	4.23M	4.22M
EPS (Basic)	0.74	0.60	0.32	1.42	1.42	1.51	1.68	1.85	2.07	2.13	2.19	2.23	2.19	2.06	1.75	1.44	1.25	1.18	1.17	1.14	0.94	0.77	0.71	0.72	0.84	0.96	0.79	0.78	0.78	0.74	0.89	0.87	0.84	0.80	0.74	0.75	0.71
EPS (Diluted)	0.67	0.60	0.32	1.42	1.42	1.51	1.68	1.85	2.07	2.13	2.19	2.23	2.19	2.06	1.75	1.44	1.25	1.18	1.17	1.14	0.94	0.77	0.71	0.72	0.83	0.95	0.78	0.77	0.77	0.72	0.86	0.84	0.82	0.78	0.73	0.73	0.69
EBITDA	7.82M	6.5M	4.09M	12.5M	12.53M	13.19M	13.16M	14.39M	16.02M	16.4M	18.3M	18.84M	18.71M	17.8M	14.78M	12.21M	10.55M	9.72M	10M	9.71M	8.21M	7.01M	5.8M	5.2M	5.4M	5.76M	5.36M	5.53M	5.62M	5.42M	5.88M	5.75M	5.61M	5.46M	5.22M	5.28M	5.2M
EBIT	6.17M	5.16M	2.58M	11.13M	11.14M	11.78M	12.56M	13.75M	15.32M	15.69M	16.73M	17.18M	16.96M	15.99M	12.97M	10.45M	8.87M	8.34M	8.65M	8.37M	6.88M	5.45M	4.31M	3.83M	4.12M	4.55M	4.18M	4.36M	4.49M	4.34M	4.83M	4.66M	4.55M	4.41M	4.19M	4.26M	4.17M
Depreciation & Amortization	1.64M	1.34M	1.51M	1.37M	1.39M	1.41M	598K	629K	688K	700K	1.57M	1.66M	1.75M	1.81M	1.81M	1.75M	1.68M	1.37M	1.34M	1.33M	1.32M	1.56M	1.49M	1.37M	1.28M	1.21M	1.18M	1.17M	1.13M	1.08M	1.05M	1.09M	1.06M	1.05M	1.03M	1.02M	1.03M