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UMB Financial Corporation (UMBF)

NASDAQ: UMBF · Real-Time Price · USD

105.96

-0.18 (-0.17%)

At close: Jun 27, 2025, 3:59 PM

106.02

0.06%

After-hours: Jun 27, 2025, 05:59 PM EDT

UMB Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	2.85B	2.64B	2.56B	2.45B	2.38B	2.24B	2.1B	1.94B	1.77B	1.58B	1.44B	1.34B	1.27B	1.24B	1.34B	1.33B	1.3B	1.3B	1.19B	1.2B	1.21B	1.22B	1.19B	1.16B	1.11B	1.07B	1.04B	1.02B	1B	978.67M	964.9M	940.46M	911.71M	901.36M	875.44M	860.23M	847.07M
Cost of Revenue	1.37B	1.23B	1.19B	1.12B	1.06B	959.82M	824.38M	658.57M	446.98M	261.62M	150.49M	68.2M	66.58M	66M	64.11M	86.18M	86.65M	207.76M	235.6M	265.31M	290.52M	224.84M	268.29M	250.31M	222.31M	192.26M	126.12M	114.3M	109.37M	99M	91.28M	83.02M	68.39M	60.21M	55.31M	42.88M	38.71M
Gross Profit	1.48B	1.41B	1.37B	1.34B	1.32B	1.28B	1.28B	1.28B	1.32B	1.32B	1.29B	1.28B	1.2B	1.18B	1.28B	1.24B	1.21B	1.09B	954.19M	936.59M	920.57M	996.88M	924.11M	906.87M	891.67M	876.9M	915.1M	903.59M	893.2M	879.67M	873.62M	857.45M	842.67M	839.39M	818.37M	815.59M	807.25M
Operating Income	500.45M	541.27M	477.25M	460.77M	443.88M	421.6M	464.64M	454.27M	517.85M	532.01M	506.54M	511.53M	445.25M	429.06M	521.8M	491.38M	452.71M	338.89M	225.05M	214.66M	213.44M	285.96M	233.18M	225.43M	224.3M	223.59M	262.93M	259.53M	249.5M	236.35M	226.49M	214.74M	207.04M	201.42M	187.43M	168.55M	159.93M
Interest Income	2.39B	2.17B	2.11B	2.03B	1.95B	1.84B	1.71B	1.54B	1.32B	1.14B	992.29M	913.28M	877.34M	861.52M	847.23M	822.92M	803.06M	808.49M	817.02M	839.1M	863M	862.89M	849.79M	815.78M	775.6M	731.96M	692.36M	665.16M	639.89M	616.91M	592.81M	566.95M	543.63M	523.03M	503.64M	486.83M	460.81M
Pretax Income	500.45M	541.27M	477.25M	460.77M	443.88M	421.6M	464.64M	454.27M	517.85M	532.01M	506.54M	511.53M	445.25M	429.06M	521.8M	491.38M	452.71M	338.89M	225.05M	214.66M	213.44M	285.96M	233.18M	225.43M	224.3M	223.59M	262.93M	259.53M	249.5M	236.35M	226.49M	214.74M	207.04M	201.42M	187.43M	168.55M	159.93M
Net Income	412.32M	441.24M	392.17M	379.08M	367.85M	350.02M	379.27M	370.71M	418.16M	431.68M	410M	416.48M	366.34M	353.02M	430.84M	409.47M	382.58M	286.5M	196.7M	185.99M	182.42M	243.6M	202.54M	198.01M	196.47M	195.51M	282.02M	272.31M	259.71M	247.1M	178.08M	171.88M	166.58M	158.8M	145.51M	126.02M	118.71M
Selling & General & Admin	702.72M	622.35M	593.18M	579.39M	580.37M	579.17M	590.94M	594.06M	577.28M	565.01M	558.28M	551.56M	549.36M	549.86M	543.43M	540M	549.77M	535.96M	534.86M	524.7M	512.43M	517.89M	496.3M	490.98M	480.3M	472.26M	477.67M	472.86M	471.95M	468M	468.04M	467.69M	461.94M	465.89M	461.65M	468.37M	470.34M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	276.65M	242.17M	294.97M	295.06M	292.33M	283.9M	225.01M	229.26M	229.15M	224.51M	222.87M	213.16M	206.77M	197.07M	212.7M	208.97M	209.27M	212.88M	192.27M	195.22M	192.7M	191.02M	194.63M	190.47M	187.07M	181.05M	174.5M	171.21M	171.76M	175.33M	179.1M	175.01M	173.68M	173.19M	170.39M	179.78M	178.09M
Operating Expenses	979.36M	865.16M	888.78M	875.08M	873.33M	863.07M	815.95M	823.32M	806.44M	789.52M	781.16M	766.56M	757.96M	748.76M	757.96M	748.97M	759.4M	749.2M	727.5M	721.23M	707.48M	711.12M	693.09M	684.13M	669.29M	656.83M	655.74M	645.66M	644.67M	642.83M	646.63M	641.33M	634.25M	637.71M	630.67M	647.22M	648.15M
Interest Expense	1.23B	1.17B	1.15B	1.09B	1.03B	918.59M	774.15M	591.32M	379.33M	223.72M	113.09M	57.8M	45.58M	46M	47.6M	48.68M	51.65M	77.26M	108.1M	146.31M	182.02M	191.99M	189.44M	173.21M	149.21M	121.52M	97.37M	79.8M	67.37M	58M	48.78M	39.02M	31.89M	27.71M	25.32M	23.38M	21.21M
Selling & Marketing Expenses	30.41M	28.44M	26.1M	25.91M	26.44M	25.75M	27.88M	27.92M	26.1M	25.7M	23.44M	21.63M	21.12M	18.53M	15.72M	13.9M	12.38M	14.68M	19.35M	21.96M	25.98M	26.26M	24.36M	25.37M	24.25M	24.37M	24.43M	22.81M	22.36M	21.47M	21.18M	21.22M	21.51M	21.81M	22.37M	23.05M	23.55M
Cost & Expenses	2.35B	2.1B	2.08B	1.99B	1.93B	1.82B	1.64B	1.48B	1.25B	1.05B	931.51M	832.79M	822.57M	814.23M	821.54M	836.45M	847M	956.6M	962.74M	985.23M	995.65M	933.75M	959.22M	931.75M	889.68M	845.57M	778.29M	758.37M	753.08M	742.33M	738.41M	725.72M	704.01M	699.29M	687.36M	691.02M	687.14M
Income Tax Expense	88.13M	100.03M	85.08M	81.69M	76.04M	71.58M	85.37M	83.56M	99.69M	100.33M	96.53M	95.04M	78.91M	76.04M	90.96M	81.91M	70.13M	52.39M	28.35M	28.68M	31.02M	42.37M	30.64M	27.42M	27.83M	27.33M	44.77M	50.34M	50.96M	53.37M	47.94M	45.64M	46.25M	46.2M	45.5M	43.59M	41.22M
Shares Outstanding (Basic)	65.06M	48.81M	48.77M	48.74M	48.66M	48.54M	48.53M	48.51M	48.44M	48.31M	48.3M	48.35M	48.41M	48.37M	48.32M	48.3M	48.1M	47.93M	47.95M	47.99M	48.69M	48.83M	48.8M	48.78M	48.71M	48.9M	49.47M	49.55M	49.42M	49.23M	49.28M	49.27M	49.11M	48.94M	48.85M	48.77M	48.76M
Shares Outstanding (Diluted)	65.5M	49.18M	49.08M	48.97M	48.92M	48.86M	48.76M	48.67M	48.75M	48.73M	48.65M	48.67M	48.83M	48.85M	48.74M	48.7M	48.52M	48.26M	48.07M	48.08M	48.69M	49.19M	49.1M	49.04M	49M	49.23M	49.91M	50.01M	49.92M	49.84M	49.83M	49.85M	49.83M	49.62M	49.28M	49.17M	49.09M
EPS (Basic)	8.01	9.06	8.06	7.80	7.58	7.22	7.83	7.66	8.65	8.93	8.48	8.62	7.58	7.32	8.96	8.52	7.97	5.97	4.07	3.83	3.74	5.00	4.16	4.05	4.00	3.96	5.71	5.52	5.27	5.02	3.63	3.51	3.40	3.24	2.97	2.57	2.46
EPS (Diluted)	7.95	8.99	8.00	7.75	7.53	7.18	7.79	7.62	8.60	8.87	8.42	8.55	7.51	7.25	8.88	8.46	7.93	5.95	4.06	3.81	3.71	4.96	4.13	4.02	3.97	3.93	5.66	5.47	5.22	4.97	3.59	3.47	3.37	3.22	2.95	2.56	2.45
EBITDA	568.77M	594.04M	531.46M	516.81M	501.31M	480.6M	523.76M	512.16M	574.11M	586.03M	560.3M	565.75M	500.11M	484.81M	579.89M	550.84M	513.96M	401.69M	286.37M	274.66M	271.67M	342.22M	287.91M	279.31M	277.66M	276.71M	316.05M	312.42M	303.37M	291.22M	281.63M	270.43M	262.27M	255.98M	242.63M	224.68M	214.59M
EBIT	500.45M	541.27M	477.25M	461.04M	444.15M	421.87M	464.92M	454.27M	517.85M	532.01M	506.54M	511.53M	445.25M	429.06M	521.8M	491.38M	452.71M	338.89M	225.05M	214.66M	213.44M	285.96M	233.18M	225.43M	224.3M	223.59M	262.93M	259.53M	249.5M	236.35M	226.49M	214.74M	207.04M	201.42M	187.43M	168.55M	159.93M
Depreciation & Amortization	68.32M	52.77M	54.2M	55.77M	57.15M	58.72M	58.85M	57.89M	56.26M	54.02M	53.76M	54.23M	54.86M	55.75M	58.09M	59.46M	61.25M	62.8M	61.37M	60.04M	58.28M	56.31M	54.72M	53.89M	53.36M	53.12M	53.12M	52.88M	53.87M	54.88M	55.18M	55.72M	55.26M	54.59M	55.2M	56.13M	54.66M