UMB Financial Corporation (UMBF)

96.05

0.39 (0.41%)

At close: Apr 28, 2025, 3:59 PM

95.49

-0.58%

Pre-market: Apr 29, 2025, 04:20 AM EDT

UMB Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	1.63B	1.44B	1.4B	1.38B	1.36B	1.21B	1.23B	1.15B	1.03B	1.11B	1.1B	1.16B	1.15B	1.24B	1.12B	999.61M	1.01B	866.5M	888.59M	912.48M	912.38M	887.62M	914.14M	940.99M	973.13M	1B	913.72M	821.42M	722.66M	685.98M	660.12M	725.89M	792.06M	768.53M	837.43M	832.36M
Cost of Revenue	n/a	151.24M	151.24M	151.24M	151.24M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	32.13M	32.13M	32.13M	32.13M	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	1.63B	1.29B	1.25B	1.23B	1.21B	1.21B	1.23B	1.15B	1.03B	1.11B	1.1B	1.16B	1.15B	1.24B	1.12B	999.61M	1.01B	866.5M	888.59M	912.48M	912.38M	887.62M	914.14M	940.99M	973.13M	969.32M	881.59M	789.29M	690.53M	685.98M	660.12M	725.89M	792.06M	768.53M	837.43M	832.36M
Operating Income	981.2M	577.26M	547.84M	526.47M	482.83M	488.45M	557.4M	625.66M	639.83M	590.54M	540.69M	493.8M	477.61M	665.74M	610.85M	548.11M	438.54M	286.04M	275.65M	274.43M	342.7M	234.15M	241.66M	255.59M	269.22M	400.66M	369.02M	332.43M	308.48M	223.78M	227.25M	250.13M	257.36M	241.27M	226.8M	213.28M
Interest Income	2.17B	2.11B	2.03B	1.95B	1.84B	1.71B	1.54B	1.32B	1.14B	992.29M	913.28M	877.34M	861.52M	847.23M	822.92M	803.06M	808.49M	817.02M	839.1M	863M	862.89M	849.79M	815.78M	775.6M	731.96M	692.36M	665.16M	639.89M	616.91M	592.81M	566.95M	543.63M	523.03M	503.64M	486.83M	460.81M
Pretax Income	541.27M	477.25M	460.77M	443.88M	421.6M	464.64M	454.27M	517.85M	532.01M	506.54M	511.53M	445.25M	429.06M	521.8M	491.38M	452.71M	338.89M	225.05M	214.66M	213.44M	285.96M	233.18M	225.43M	224.3M	223.59M	262.93M	259.53M	249.5M	239.25M	229.4M	221.48M	213.79M	205.25M	191.27M	168.55M	159.93M
Net Income	441.24M	392.17M	379.08M	367.85M	350.02M	379.27M	370.71M	418.16M	431.68M	410M	416.48M	366.34M	353.02M	430.84M	409.47M	382.58M	286.5M	196.7M	185.99M	182.42M	243.6M	202.54M	198.01M	196.47M	195.51M	282.02M	272.31M	259.71M	247.1M	178.08M	171.88M	166.58M	158.8M	145.51M	126.02M	118.71M
Selling & General & Admin	533.73M	735.74M	649.51M	650.48M	649.29M	590.94M	594.06M	577.28M	565.01M	558.28M	551.56M	549.36M	549.86M	543.43M	540M	549.77M	535.96M	534.86M	524.7M	512.43M	517.89M	710.54M	705.22M	694.54M	686.5M	477.67M	472.86M	471.95M	468M	468.04M	467.69M	461.94M	465.89M	461.65M	468.37M	470.34M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	210.14M	210.14M	n/a	n/a	193.69M	41.03M	41.03M	41.03M	-152.66M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	-116.83M	-116.83M	-116.83M	-116.83M	-45.15M	-45.15M	-45.15M	-45.15M	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Operating Expenses	678.63M	1.09B	1.07B	1.06B	1.19B	784.97M	585.68M	559.67M	412.72M	410.87M	593.54M	587.28M	578.94M	575.08M	569.47M	575.39M	561.95M	739.15M	729.5M	715.76M	716.96M	693.09M	684.13M	669.29M	656.83M	568.67M	558.59M	555.96M	549M	491.49M	486.19M	476.16M	467.81M	469.2M	485.75M	491.27M
Interest Expense	1.17B	1.15B	1.09B	1.03B	918.59M	774.15M	591.32M	379.33M	223.72M	113.09M	57.8M	45.58M	46M	47.6M	48.68M	51.65M	77.26M	108.1M	146.31M	182.02M	191.99M	189.44M	173.21M	149.21M	121.52M	97.37M	79.8M	67.37M	58M	48.78M	39.02M	31.89M	27.71M	25.32M	23.38M	21.21M
Selling & Marketing Expenses	28.44M	26.1M	25.91M	26.44M	25.75M	27.88M	27.92M	26.1M	25.7M	23.44M	21.63M	21.12M	18.53M	15.72M	13.9M	12.38M	14.68M	19.35M	21.96M	25.98M	26.26M	24.36M	25.37M	24.25M	24.37M	24.43M	22.81M	22.36M	21.83M	21.55M	21.82M	22.4M	22.34M	22.9M	23.34M	23.55M
Cost & Expenses	678.63M	1.24B	1.22B	1.21B	1.34B	784.97M	585.68M	559.67M	412.72M	410.87M	593.54M	587.28M	578.94M	575.08M	569.47M	575.39M	561.95M	739.15M	729.5M	715.76M	716.96M	693.09M	684.13M	669.29M	656.83M	600.79M	590.72M	588.09M	581.13M	491.49M	486.19M	476.16M	467.81M	469.2M	485.75M	491.27M
Income Tax Expense	100.03M	85.08M	81.69M	76.04M	71.58M	85.37M	83.56M	99.69M	100.33M	96.53M	95.04M	78.91M	76.04M	90.96M	81.91M	70.13M	52.39M	28.35M	28.68M	31.02M	42.37M	30.64M	27.42M	27.83M	27.33M	44.77M	50.34M	50.96M	54.07M	48.64M	47.65M	48.26M	47.51M	46.81M	43.59M	41.22M
Shares Outstanding (Basic)	48.81M	48.78M	48.74M	48.66M	48.54M	48.53M	48.51M	48.44M	48.31M	48.3M	48.35M	48.41M	48.37M	48.32M	48.29M	48.1M	47.93M	47.95M	47.99M	48.69M	48.83M	48.8M	48.78M	48.71M	48.9M	49.47M	49.55M	49.42M	49.23M	49.28M	49.27M	49.11M	48.94M	48.85M	48.77M	48.76M
Shares Outstanding (Diluted)	49.18M	49.08M	48.97M	48.92M	48.86M	48.76M	48.67M	48.75M	48.74M	48.65M	48.67M	48.83M	48.85M	48.74M	48.7M	48.52M	48.26M	48.07M	48.08M	48.69M	49.19M	49.1M	49.04M	49M	49.23M	49.91M	50.01M	49.92M	49.84M	49.83M	49.85M	49.83M	49.62M	49.28M	49.17M	49.09M
EPS (Basic)	9.06	8.06	7.80	7.58	7.22	7.83	7.66	8.65	8.93	8.48	8.62	7.58	7.32	8.96	8.52	7.97	5.97	4.07	3.83	3.74	5.00	4.16	4.05	4.00	3.96	5.71	5.52	5.27	5.02	3.63	3.51	3.40	3.24	2.97	2.57	2.46
EPS (Diluted)	8.99	8.00	7.75	7.53	7.18	7.79	7.62	8.60	8.87	8.42	8.55	7.51	7.25	8.88	8.46	7.93	5.95	4.06	3.81	3.71	4.96	4.13	4.02	3.97	3.93	5.66	5.47	5.22	4.97	3.59	3.47	3.37	3.22	2.95	2.56	2.45
EBITDA	426.8M	414.7M	400.06M	384.55M	373.55M	523.76M	512.16M	574.11M	586.03M	560.3M	569.21M	503.56M	364.66M	459.74M	328.46M	207.46M	207.46M	92.14M	179.21M	260.33M	342.22M	250.09M	241.49M	239.83M	238.89M	238.89M	235.26M	226.21M	145.27M	212.84M	137.99M	67.57M	67.57M	n/a	n/a	n/a
EBIT	374.03M	372.6M	356.39M	339.5M	326.92M	464.92M	454.27M	517.85M	532.01M	506.54M	514.98M	448.71M	308.91M	401.65M	268.99M	146.21M	144.66M	30.82M	119.21M	202.1M	285.96M	195.36M	187.6M	186.48M	185.77M	185.77M	182.37M	172.34M	90.39M	157.69M	82.3M	12.34M	13.01M	-55.2M	-56.13M	-54.66M
Depreciation & Amortization	52.77M	42.1M	43.67M	45.05M	46.62M	58.85M	57.89M	56.26M	54.02M	53.76M	54.23M	54.86M	41.7M	44.05M	30.03M	16.36M	31.95M	30.51M	44.58M	58.28M	56.31M	54.72M	53.89M	53.36M	53.12M	53.12M	52.88M	53.87M	40.5M	40.8M	27.8M	27.34M	41.05M	41.66M	56.13M	54.66M