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UMB Financial Corporation (UMBF)

NASDAQ: UMBF · Real-Time Price · USD

105.96

-0.18 (-0.17%)

At close: Jun 27, 2025, 3:59 PM

106.02

0.06%

After-hours: Jun 27, 2025, 05:59 PM EDT

UMB Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	850.52M	680.22M	674.26M	641.68M	640.81M	600.91M	570.42M	564.58M	508.57M	461.39M	401.61M	399.69M	320.47M	316.42M	307.88M	323.19M	294.5M	416.46M	292.37M	295.07M	291.58M	308.76M	304.48M	304.26M	302.21M	281.45M	269.24M	261.07M	257.4M	253.51M	245.92M	245.74M	233.5M	239.74M	221.48M	216.33M	223.16M
Cost of Revenue	426.33M	304.99M	328.32M	307.22M	290.63M	266.08M	254.67M	248.77M	190.3M	130.65M	88.85M	37.18M	4.94M	19.51M	6.56M	35.56M	4.36M	17.62M	28.63M	36.04M	125.47M	45.46M	58.34M	61.25M	59.79M	88.91M	40.36M	33.25M	29.74M	22.77M	28.54M	28.32M	19.38M	15.05M	20.27M	13.69M	11.19M
Gross Profit	424.19M	375.22M	345.94M	334.46M	350.18M	334.83M	315.76M	315.81M	318.27M	330.75M	312.76M	362.51M	315.52M	296.9M	301.31M	287.63M	290.14M	398.85M	263.73M	259.03M	166.12M	263.31M	246.13M	243.01M	242.42M	192.54M	228.89M	227.81M	227.66M	230.74M	217.38M	217.42M	214.13M	224.68M	201.21M	202.65M	211.97M
Operating Income	93.05M	144.82M	135.66M	126.91M	133.87M	80.8M	119.19M	110.02M	111.59M	123.84M	108.81M	173.6M	125.75M	98.37M	113.8M	107.32M	109.57M	191.11M	83.39M	68.65M	-4.25M	77.27M	73M	67.42M	68.27M	24.49M	65.24M	66.3M	67.57M	63.82M	61.84M	56.26M	54.42M	53.96M	50.1M	48.56M	48.8M
Interest Income	737.97M	554.97M	557.69M	538.28M	520.07M	496.6M	471.98M	461.38M	408.75M	366.81M	300.34M	248.57M	221.8M	221.58M	221.33M	212.63M	205.98M	207.29M	197.02M	192.77M	211.41M	215.82M	219.1M	216.66M	211.31M	202.72M	185.1M	176.48M	167.66M	163.12M	157.9M	151.21M	144.69M	139.01M	132.04M	127.9M	124.09M
Pretax Income	93.05M	144.82M	135.66M	126.91M	133.87M	80.8M	119.19M	110.02M	111.59M	123.84M	108.81M	173.6M	125.75M	98.37M	113.8M	107.32M	109.57M	191.11M	83.39M	68.65M	-4.25M	77.27M	73M	67.42M	68.27M	24.49M	65.24M	66.3M	67.57M	63.82M	61.84M	56.26M	54.42M	53.96M	50.1M	48.56M	48.8M
Net Income	81.33M	120M	109.64M	101.34M	110.26M	70.92M	96.55M	90.11M	92.44M	100.17M	87.99M	137.56M	105.96M	78.5M	94.47M	87.41M	92.64M	156.32M	73.09M	60.53M	-3.44M	66.52M	62.38M	56.96M	57.74M	25.45M	57.85M	55.42M	56.79M	111.96M	48.14M	42.82M	44.18M	42.93M	41.95M	37.52M	36.4M
Selling & General & Admin	229.4M	170.06M	153.8M	149.46M	149.03M	140.89M	140.01M	150.44M	147.83M	152.66M	143.14M	133.65M	135.57M	145.93M	136.41M	131.45M	136.06M	139.51M	132.98M	141.22M	122.25M	138.41M	122.82M	128.95M	127.71M	116.83M	117.49M	118.28M	119.67M	122.23M	112.68M	117.37M	115.72M	122.27M	112.33M	111.62M	119.67M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	101.75M	60.34M	56.47M	58.09M	67.27M	113.14M	56.56M	55.36M	58.85M	54.25M	60.81M	55.26M	54.2M	52.61M	51.1M	48.86M	44.51M	68.23M	47.37M	49.16M	48.12M	47.63M	50.32M	46.64M	46.44M	51.23M	46.16M	43.24M	40.42M	44.68M	42.86M	43.8M	43.99M	48.45M	38.78M	42.46M	43.5M
Operating Expenses	331.14M	230.4M	210.28M	207.55M	216.3M	254.03M	196.57M	205.79M	206.68M	206.9M	203.94M	188.91M	189.77M	198.53M	187.51M	180.31M	180.57M	207.74M	180.35M	190.38M	170.37M	186.04M	173.13M	175.59M	174.15M	168.06M	163.65M	161.52M	160.09M	166.92M	155.54M	161.16M	159.71M	170.72M	151.11M	154.08M	163.17M
Interest Expense	340.33M	285.99M	310.32M	293.17M	280.63M	266.08M	249.69M	235.77M	167.05M	121.65M	66.85M	23.78M	11.44M	11.01M	11.56M	11.56M	11.86M	12.62M	12.63M	14.54M	37.47M	43.46M	50.84M	50.25M	47.44M	40.91M	34.61M	26.25M	19.74M	16.77M	17.04M	13.82M	10.38M	7.55M	7.27M	6.69M	6.19M
Selling & Marketing Expenses	8M	9M	6.82M	6.6M	6.03M	6.66M	6.63M	7.12M	5.33M	8.79M	6.67M	5.31M	4.93M	6.53M	4.86M	4.8M	2.35M	3.72M	3.04M	3.28M	4.64M	8.38M	5.66M	7.3M	4.91M	6.48M	6.67M	6.18M	5.03M	6.54M	5.06M	5.73M	4.14M	6.26M	5.09M	6.03M	4.44M
Cost & Expenses	757.47M	535.39M	538.59M	514.77M	506.93M	520.11M	451.24M	454.56M	396.98M	337.55M	292.8M	226.09M	194.58M	218.05M	194.07M	215.87M	186.24M	225.36M	208.98M	226.42M	295.84M	231.5M	231.48M	236.84M	233.94M	256.97M	204M	194.77M	189.83M	189.69M	184.08M	189.48M	179.08M	185.78M	171.38M	167.77M	174.36M
Income Tax Expense	11.72M	24.83M	26.02M	25.57M	23.62M	9.88M	22.63M	19.91M	19.16M	23.67M	20.82M	36.04M	19.79M	19.87M	19.34M	19.91M	16.92M	34.79M	10.29M	8.12M	-815K	10.75M	10.62M	10.47M	10.53M	-968K	7.39M	10.87M	10.04M	16.46M	12.97M	11.49M	12.45M	11.03M	10.67M	12.1M	12.39M
Shares Outstanding (Basic)	65.06M	48.81M	48.77M	48.74M	48.66M	48.54M	48.53M	48.51M	48.44M	48.31M	48.3M	48.35M	48.41M	48.37M	48.32M	48.3M	48.1M	47.93M	47.95M	47.99M	48.69M	48.83M	48.8M	48.78M	48.71M	48.9M	49.47M	49.55M	49.42M	49.23M	49.28M	49.27M	49.11M	48.94M	48.85M	48.77M	48.76M
Shares Outstanding (Diluted)	65.5M	49.18M	49.08M	48.97M	48.92M	48.86M	48.76M	48.67M	48.75M	48.73M	48.65M	48.67M	48.83M	48.85M	48.74M	48.7M	48.52M	48.26M	48.07M	48.08M	48.69M	49.19M	49.1M	49.04M	49M	49.23M	49.91M	50.01M	49.92M	49.84M	49.83M	49.85M	49.83M	49.62M	49.28M	49.17M	49.09M
EPS (Basic)	1.22	2.46	2.25	2.08	2.27	1.46	1.99	1.86	1.91	2.07	1.82	2.85	2.19	1.62	1.96	1.81	1.93	3.26	1.52	1.26	-0.07	1.36	1.28	1.17	1.19	0.52	1.17	1.12	1.15	2.27	0.98	0.87	0.90	0.88	0.86	0.76	0.74
EPS (Diluted)	1.21	2.44	2.23	2.07	2.25	1.45	1.98	1.85	1.90	2.06	1.81	2.83	2.17	1.61	1.94	1.79	1.91	3.24	1.52	1.26	-0.07	1.35	1.27	1.16	1.18	0.52	1.16	1.11	1.14	2.25	0.97	0.86	0.89	0.87	0.85	0.76	0.74
EBITDA	122.42M	157.54M	148.61M	140.2M	147.69M	94.95M	133.97M	124.69M	126.98M	138.12M	122.37M	186.64M	138.91M	112.38M	127.83M	120.99M	123.61M	207.46M	98.78M	84.11M	11.34M	92.14M	87.07M	81.13M	81.89M	37.82M	78.48M	79.47M	80.94M	77.16M	74.85M	70.42M	68.8M	67.57M	63.64M	62.27M	62.5M
EBIT	93.05M	144.82M	135.66M	126.91M	133.87M	80.8M	119.46M	110.02M	111.59M	123.84M	108.81M	173.6M	125.75M	98.37M	113.8M	107.32M	109.57M	191.11M	83.39M	68.65M	-4.25M	77.27M	73M	67.42M	68.27M	24.49M	65.24M	66.3M	67.57M	63.82M	61.84M	56.26M	54.42M	53.96M	50.1M	48.56M	48.8M
Depreciation & Amortization	29.37M	12.71M	12.95M	13.29M	13.82M	14.15M	14.51M	14.68M	15.39M	14.27M	13.56M	13.04M	13.15M	14.01M	14.02M	13.67M	14.04M	16.36M	15.39M	15.46M	15.59M	14.92M	14.07M	13.7M	13.61M	13.34M	13.24M	13.17M	13.37M	13.34M	13M	14.16M	14.38M	13.64M	13.54M	13.7M	13.71M