UMB Financial Corporation (UMBF)

96.05

0.39 (0.41%)

At close: Apr 28, 2025, 3:59 PM

95.49

-0.58%

Pre-market: Apr 29, 2025, 04:20 AM EDT

UMB Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	554.97M	363.94M	348.51M	360.18M	370.78M	320.74M	328.81M	341.52M	221.92M	334.76M	248.57M	221.8M	305.4M	322.67M	311.63M	205.98M	403.85M	197.02M	192.77M	211.41M	265.31M	219.1M	216.66M	211.31M	240.54M	245.63M	243.51M	243.45M	268.86M	157.9M	151.21M	144.69M	232.18M	132.04M	216.98M	210.86M
Cost of Revenue	n/a	n/a	n/a	n/a	151.24M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	32.13M	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	554.97M	363.94M	348.51M	360.18M	219.54M	320.74M	328.81M	341.52M	221.92M	334.76M	248.57M	221.8M	305.4M	322.67M	311.63M	205.98M	403.85M	197.02M	192.77M	211.41M	265.31M	219.1M	216.66M	211.31M	240.54M	245.63M	243.51M	243.45M	236.74M	157.9M	151.21M	144.69M	232.18M	132.04M	216.98M	210.86M
Operating Income	545.97M	148.61M	131.39M	155.23M	142.03M	119.19M	110.02M	111.59M	147.65M	188.13M	178.29M	125.75M	98.37M	138.28M	131.4M	109.57M	286.5M	83.39M	68.65M	n/a	134M	73M	67.42M	68.27M	25.45M	80.51M	81.36M	81.9M	156.89M	48.87M	44.77M	57.94M	72.19M	52.34M	67.66M	65.17M
Interest Income	554.97M	557.69M	538.28M	520.07M	496.6M	471.98M	461.38M	408.75M	366.81M	300.34M	248.57M	221.8M	221.58M	221.33M	212.63M	205.98M	207.29M	197.02M	192.77M	211.41M	215.82M	219.1M	216.66M	211.31M	202.72M	185.1M	176.48M	167.66M	163.12M	157.9M	151.21M	144.69M	139.01M	132.04M	127.9M	124.09M
Pretax Income	144.82M	135.66M	126.91M	133.87M	80.8M	119.19M	110.02M	111.59M	123.84M	108.81M	173.6M	125.75M	98.37M	113.8M	107.32M	109.57M	191.11M	83.39M	68.65M	-4.25M	77.27M	73M	67.42M	68.27M	24.49M	65.24M	66.3M	67.57M	63.82M	61.84M	56.26M	57.33M	53.96M	53.93M	48.56M	48.8M
Net Income	120M	109.64M	101.34M	110.26M	70.92M	96.55M	90.11M	92.44M	100.17M	87.99M	137.56M	105.96M	78.5M	94.47M	87.41M	92.64M	156.32M	73.09M	60.53M	-3.44M	66.52M	62.38M	56.96M	57.74M	25.45M	57.85M	55.42M	56.79M	111.96M	48.14M	42.82M	44.18M	42.93M	41.95M	37.52M	36.4M
Selling & General & Admin	9M	226.25M	149.46M	149.03M	211.01M	140.01M	150.44M	147.83M	152.66M	143.14M	133.65M	135.57M	145.93M	136.41M	131.45M	136.06M	139.51M	132.98M	141.22M	122.25M	138.41M	122.82M	128.95M	127.71M	331.06M	117.49M	118.28M	119.67M	122.23M	112.68M	117.37M	115.72M	122.27M	112.33M	111.62M	119.67M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	210.14M	n/a	n/a	n/a	n/a	n/a	193.69M	-152.66M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	-116.83M	n/a	n/a	n/a	-45.15M	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Operating Expenses	9M	226.25M	226.46M	216.94M	421.96M	205.96M	217.09M	341.52M	20.39M	6.67M	191.08M	194.58M	18.53M	189.34M	184.82M	186.24M	14.68M	183.72M	190.74M	172.81M	191.88M	174.08M	177M	174.01M	168M	165.12M	162.16M	161.55M	79.85M	155.04M	159.52M	154.59M	22.34M	149.74M	149.49M	146.24M
Interest Expense	285.99M	310.32M	293.17M	280.63M	266.08M	249.69M	235.77M	167.05M	121.65M	66.85M	23.78M	11.44M	11.01M	11.56M	11.56M	11.86M	12.62M	12.63M	14.54M	37.47M	43.46M	50.84M	50.25M	47.44M	40.91M	34.61M	26.25M	19.74M	16.77M	17.04M	13.82M	10.38M	7.55M	7.27M	6.69M	6.19M
Selling & Marketing Expenses	9M	6.82M	6.6M	6.03M	6.66M	6.63M	7.12M	5.33M	8.79M	6.67M	5.31M	4.93M	6.53M	4.86M	4.8M	2.35M	3.72M	3.04M	3.28M	4.64M	8.38M	5.66M	7.3M	4.91M	6.48M	6.67M	6.18M	5.03M	6.54M	5.06M	5.73M	4.5M	6.26M	5.33M	6.31M	4.44M
Cost & Expenses	9M	226.25M	226.46M	216.94M	573.2M	205.96M	217.09M	341.52M	20.39M	6.67M	191.08M	194.58M	18.53M	189.34M	184.82M	186.24M	14.68M	183.72M	190.74M	172.81M	191.88M	174.08M	177M	174.01M	168M	165.12M	162.16M	161.55M	111.97M	155.04M	159.52M	154.59M	22.34M	149.74M	149.49M	146.24M
Income Tax Expense	24.83M	26.02M	25.57M	23.62M	9.88M	22.63M	19.91M	19.16M	23.67M	20.82M	36.04M	19.79M	19.87M	19.34M	19.91M	16.92M	34.79M	10.29M	8.12M	-815K	10.75M	10.62M	10.47M	10.53M	-968K	7.39M	10.87M	10.04M	16.46M	12.97M	11.49M	13.15M	11.03M	11.98M	12.1M	12.39M
Shares Outstanding (Basic)	48.81M	48.78M	48.74M	48.66M	48.54M	48.53M	48.51M	48.44M	48.31M	48.3M	48.35M	48.41M	48.37M	48.32M	48.29M	48.1M	47.93M	47.95M	47.99M	48.69M	48.83M	48.8M	48.78M	48.71M	48.9M	49.47M	49.55M	49.42M	49.23M	49.28M	49.27M	49.11M	48.94M	48.85M	48.77M	48.76M
Shares Outstanding (Diluted)	49.18M	49.08M	48.97M	48.92M	48.86M	48.76M	48.67M	48.75M	48.74M	48.65M	48.67M	48.83M	48.85M	48.74M	48.7M	48.52M	48.26M	48.07M	48.08M	48.69M	49.19M	49.1M	49.04M	49M	49.23M	49.91M	50.01M	49.92M	49.84M	49.83M	49.85M	49.83M	49.62M	49.28M	49.17M	49.09M
EPS (Basic)	2.46	2.25	2.08	2.27	1.46	1.99	1.86	1.91	2.07	1.82	2.85	2.19	1.62	1.96	1.81	1.93	3.26	1.52	1.26	-0.07	1.36	1.28	1.17	1.19	0.52	1.17	1.12	1.15	2.27	0.98	0.87	0.90	0.88	0.86	0.76	0.74
EPS (Diluted)	2.44	2.23	2.07	2.25	1.45	1.98	1.85	1.90	2.06	1.81	2.83	2.17	1.61	1.94	1.79	1.91	3.24	1.52	1.26	-0.07	1.35	1.27	1.16	1.18	0.52	1.16	1.11	1.14	2.25	0.97	0.86	0.89	0.87	0.85	0.76	0.74
EBITDA	n/a	148.61M	140.2M	137.99M	-12.1M	133.97M	124.69M	126.98M	138.12M	122.37M	186.64M	138.91M	112.38M	131.28M	120.99M	n/a	207.46M	n/a	n/a	n/a	92.14M	87.07M	81.13M	81.89M	n/a	78.48M	79.47M	80.94M	n/a	74.85M	70.42M	n/a	67.57M	n/a	n/a	n/a
EBIT	-12.71M	135.66M	126.91M	124.17M	-14.15M	119.46M	110.02M	111.59M	123.84M	108.81M	173.6M	125.75M	98.37M	117.26M	107.32M	-14.04M	191.11M	-15.39M	-15.46M	-15.59M	77.27M	73M	67.42M	68.27M	-13.34M	65.24M	66.3M	67.57M	-13.34M	61.84M	56.26M	-14.38M	53.96M	-13.54M	-13.7M	-13.71M
Depreciation & Amortization	12.71M	12.95M	13.29M	13.82M	2.05M	14.51M	14.68M	15.39M	14.27M	13.56M	13.04M	13.15M	14.01M	14.02M	13.67M	n/a	16.36M	n/a	n/a	15.59M	14.92M	14.07M	13.7M	13.61M	13.34M	13.24M	13.17M	13.37M	13.34M	13M	14.16M	n/a	13.64M	n/a	13.7M	13.71M